
BiggerPockets Money
- Episodios
- 686
- Se publica
- a diario
- Último episodio
- 13 Nov 2026
Sobre el podcast
For those who have money… or want more of it!
Join Mindy Jensen and Scott Trench (from BiggerPocketsMoney.com) weekly for the BiggerPockets Money Podcast. Each week, financial experts Mindy and Scott interview unique and powerful thought leaders about how to earn more, keep more, spend smarter, and reach financial independence.
Episodios 686
How Much Is the Average American Worth? Net Worth by Age (2026)
What does the average American's financial situation really look like, and is the wealth gap getting worse? Mindy Jensen and Scott Trench break down the Federal Reserve's latest Survey of Consumer Finances to …
Notas del episodio
What does the average American's financial situation really look like, and is the wealth gap getting worse? Mindy Jensen and Scott Trench break down the Federal Reserve's latest Survey of Consumer Finances to see how household income, net worth, debt, and financial security have changed. While median income and wealth have improved, the gains aren't evenly distributed. They explore the surprising differences between generations, why older Americans are accumulating wealth while younger households are falling behind, and whether the K-shaped economy narrative tells the whole story. Plus, they share practical ways to protect your finances, build a bigger emergency fund, stay invested, and prepare for an increasingly uncertain economy.
To go beyond the podcast:
- Interested in working with Nectarine? Go to https://biggerpocketsmoney.com/nectarine
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Best of BiggerPockets Money: She Had $18K in Debt. Now She Has $800K Invested
Kate went from $18,000 in credit-card debt and less than $1,000 in savings to having $800,000 invested with her fiancé. So how did she turn things around? Kate shares how she changed her spending habits, built …
Notas del episodio
Kate went from $18,000 in credit-card debt and less than $1,000 in savings to having $800,000 invested with her fiancé. So how did she turn things around? Kate shares how she changed her spending habits, built a flexible money system, and made a risky career move that eventually took her income from a $90,000 base salary to $550,000 in one year. She also explains how to avoid lifestyle inflation, invest intentionally, and balance a demanding career with the goal of becoming financially independent and work optional in the next five to six years.
To go beyond the podcast:
- Interested in working with Nectarine? Go to https://biggerpocketsmoney.com/nectarine
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Kate:
- Website: https://www.derekateonfire.com/
- Email: [email protected]
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
You've Reached Coast FI. Should You Keep Investing or Spend More?
What should you do once you reach Coast FI? Keep investing and move closer to full financial independence, spend more and enjoy life now, or use that financial security to take a career risk? BiggerPockets …
Notas del episodio
What should you do once you reach Coast FI? Keep investing and move closer to full financial independence, spend more and enjoy life now, or use that financial security to take a career risk? BiggerPockets Money co-host Scott Trench and Evan Lawler break down what Coast FI actually makes possible and why reaching your number doesn't mean you should stop thinking about your financial future. They explore how entrepreneurship, buying a home, taxes, employer matches, and access to your investments should influence your next move. Plus, they discuss the trade-offs between tax-advantaged retirement accounts and liquid investments, and why the best Coast FI plan leaves room for life to change.
To go beyond the podcast:
- Interested in working with Nectarine? Go to https://biggerpocketsmoney.com/nectarine
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
$1.2M Invested: Is It Safe for One Spouse to Quit Working?
Could one spouse quit a high-paying job without putting the family's financial independence at risk? Madison Sharick, a CFA and CFP at Nectarine, joins Mindy Jensen and Scott Trench to work through a case study …
Notas del episodio
Could one spouse quit a high-paying job without putting the family's financial independence at risk? Madison Sharick, a CFA and CFP at Nectarine, joins Mindy Jensen and Scott Trench to work through a case study of a family with $1.2 million invested, two kids, and $90,000 in annual spending. They explore how leaving a job affects the path to FIRE, whether portfolio withdrawals can bridge the income gap, and how starting a business changes the financial picture. Plus, they break down how much cash to keep on hand, why healthcare costs matter, and when a taxable brokerage account may be worth prioritizing over tax advantages. Before you quit your job, here's what you need to consider.
To go beyond the podcast:
- Interested in working with Nectarine? Go to https://biggerpocketsmoney.com/nectarine
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Madison Sharick:
- Instagram: @MadiManagesMoney
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
$2.7M Net Worth, 14 Doors: Should He Sell and Move?
Mark's net worth has jumped from $1.5 million to $2.7 million in just four years, and his rental portfolio has grown to 14 doors. But now he's facing a new challenge: moving closer to family near Orlando …
Notas del episodio
Mark's net worth has jumped from $1.5 million to $2.7 million in just four years, and his rental portfolio has grown to 14 doors. But now he's facing a new challenge: moving closer to family near Orlando without becoming house poor or derailing his financial independence. Mindy Jensen and Scott Trench help him weigh renting before buying, deciding which rental properties to keep or sell, and navigating the tax consequences. They also reveal the biggest driver behind Mark's wealth growth, and it's not necessarily real estate.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Best of BiggerPockets Money: $90K in Debt to Coast FI with $2.5M (Here's the Blueprint)
How do you go from $90,000 in debt to a $2.5 million net worth and Coast FI? Ericka Young, a financial coach, joins BiggerPockets Money to share how she and her husband paid off $90K in debt in just five years …
Notas del episodio
How do you go from $90,000 in debt to a $2.5 million net worth and Coast FI? Ericka Young, a financial coach, joins BiggerPockets Money to share how she and her husband paid off $90K in debt in just five years and built wealth through budgeting, consistent investing, and growing their income.
Ericka breaks down the debt snowball strategy that helped them get out of debt, why boring index fund investing worked, and how she turned financial coaching into a business. Now that she’s reached Coast FI and built a $2.5 million net worth, she’s facing a new question: should they pay off their mortgage or buy a vacation rental?
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Ericka Young-
- Website: https://www.erickayoung.com/
- Social: https://www.instagram.com/erickayoungofficial/?hl=en
- For Better or Worth: https://podcasts.apple.com/us/podcast/for-better-and-worth/id16654812
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
At 33 She Built Financial Freedom So She Could Work Just 4 Days a Month
What if you could work less, travel more, and enjoy financial freedom long before reaching your full early retirement number? Mel, nurse and creator of Traveling to Retirement, joins Mindy Jensen and Evan …
Notas del episodio
What if you could work less, travel more, and enjoy financial freedom long before reaching your full early retirement number? Mel, nurse and creator of Traveling to Retirement, joins Mindy Jensen and Evan Lawler to explain how Coast FI changed her approach to money, work, and life. At 33, she has a 65–80% savings rate, is roughly 60% of the way to her $3 million FI goal, and could stop investing today and still reach financial independence by 41.
Mel shares how she quadrupled her income, keeps expenses relatively low, and uses tax-advantaged accounts and a taxable brokerage to build wealth. But the real goal isn't just retiring early. It's having the freedom to work fewer days, travel when she wants, and pursue opportunities without worrying about maximizing every dollar. She also explains why enjoying the journey matters more than reaching a magic number.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Mel:
- Instagram: https://www.instagram.com/travelingtoretirement/
- Mel’s Stan Store: https://stan.store/travelingtoretirement
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
$80K in Debt to Financial Independence in His 40s (High Income Earner!)
What happens when you go from spending 120% of your income to saving 80%-90% of it and eventually reach financial independence in your 40s? Justin David Carl knows firsthand that making a high-income doesn't …
Notas del episodio
What happens when you go from spending 120% of your income to saving 80%-90% of it and eventually reach financial independence in your 40s? Justin David Carl knows firsthand that making a high-income doesn't necessarily mean building wealth. After racking up $80,000 in debt during his Hollywood nightlife career and falling six years behind on taxes, he had to completely rethink his relationship with money. But once he discovered the Financial Independence (FIRE) movement, he turned things around in a big way.
Welcome back to the BiggerPockets Money podcast! Justin joins Mindy Jensen and Scott Trench to share how he went from nightclub VIP hosting to earning as much as $888,000 a year in tech sales, paying off debt, and building wealth through an aggressive savings and investing strategy. But reaching financial independence brought an unexpected challenge: figuring out what to do next. Now, instead of chasing the highest possible net worth, Justin is focused on maximizing his "net life", the quality of his everyday life.Tune in to learn how he built an 80%-plus savings rate, why he traded his Range Rover for a Prius, how he navigated the identity crisis of early retirement, and why financial independence should be about enjoying your life, not just growing your portfolio!
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with Justin David Carl:
- Social Media: @JustinDavidCarl
- Website: fitrichlife.com
- Podcast: Fit Rich Life
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
J Scott Explains the Economic Domino Effect of an Energy Shock
What happens when an energy shock sends oil prices soaring? The ripple effects can reach far beyond the gas pump, driving up the cost of groceries, transportation, and everyday goods while putting the Federal …
Notas del episodio
What happens when an energy shock sends oil prices soaring? The ripple effects can reach far beyond the gas pump, driving up the cost of groceries, transportation, and everyday goods while putting the Federal Reserve in a difficult position on inflation and interest rates.
In this episode of the BiggerPockets Money, host Scott Trench and longtime guest J Scott break down the economic domino effect of energy supply shocks and how disruptions in global energy markets can affect inflation, mortgage rates, household finances, and the broader economy. They explain how oil futures react almost immediately, why gasoline prices can take one to two weeks to respond, and how the effects can spread through supply chains for months or even years. They also explore how tariffs and deglobalization could intensify economic pressures, why energy-importing countries may face greater risks than the United States, and whether the Federal Reserve can control inflation without slowing economic growth.
Tune in to understand how energy shocks move through the economy, what policymakers can realistically do about them, and how to think about the financial consequences for your household.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: https://incogni.com/bpmoney, code BPMONEY
Connect with J Scott:
- https://linktr.ee/jscottinvestor
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Best of BiggerPockets Money: Retire Early, Spend More? The FIRE Strategy You're Missing
What if the key to a better retirement isn't saving more, but learning when it's safe to spend more? Financial planner Aubrey Williams breaks down retirement guardrails, a flexible withdrawal strategy that …
Notas del episodio
What if the key to a better retirement isn't saving more, but learning when it's safe to spend more? Financial planner Aubrey Williams breaks down retirement guardrails, a flexible withdrawal strategy that helps early retirees adjust spending based on portfolio performance instead of relying on a fixed withdrawal rate. Using a $1 million portfolio, he explains how to balance market risk with the often-overlooked risk of underspending and missing out on life while you're still young enough to enjoy it.
The goal is to spend confidently, adapt when markets change, and make the most of the money you've worked so hard to save.
To go beyond the podcast:
- Listen to the Full Episode (671): https://youtu.be/VSffAvPaxFE
- Interested in working with a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: incogni.com/bpmoney, code BPMONEY
Follow BiggerPockets Money on Social:
- Facebook: https://www.facebook.com/groups/BPMoney
- Instagram: https://www.instagram.com/biggerpocketsmoney/
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is Financial Independence Still Possible for Gen Z?
Can Gen Z still achieve financial independence and retire early (FIRE) in 2026? On this episode of the BiggerPockets Money Podcast, co-hosts Evan Lawler and Scott Trench break down whether Gen Z faces a tougher …
Notas del episodio
Can Gen Z still achieve financial independence and retire early (FIRE) in 2026? On this episode of the BiggerPockets Money Podcast, co-hosts Evan Lawler and Scott Trench break down whether Gen Z faces a tougher path to financial freedom than millennials. They examine housing affordability, career income growth, spending habits, side hustles, and the three key factors behind every FIRE plan: earning more, spending less than you make, and investing for long-term returns.
Whether you're in your 20s, building wealth, or planning for early retirement, this episode offers practical insights to help you make smarter financial decisions, set realistic FIRE goals, and build a financial independence plan that can withstand an uncertain economy.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: incogni.com/bpmoney, code BPMONEY
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
He Hit Coast FI at 28, Quit His Job, and Built Nearly $2M by 32
Kevin Scanlan, better known as the Financial Tutor, joins Mindy Jensen and Scott Trench on the BiggerPockets Money podcast to share how he went from house hacking in Chicago to building nearly $2 million in net …
Notas del episodio
Kevin Scanlan, better known as the Financial Tutor, joins Mindy Jensen and Scott Trench on the BiggerPockets Money podcast to share how he went from house hacking in Chicago to building nearly $2 million in net worth by age 32 and leaving his six-figure corporate job. He breaks down how buying and renovating a three-unit property helped accelerate his wealth, how side hustles grew into a new career, and why he ultimately decided to sell the property.
Now, with a growing family and more than $500,000 in proceeds from the sale, Kevin faces a new question: should he invest the money, pay down his mortgage, or build a business? It's a candid look at Coast FI, real estate investing, entrepreneurship, and what financial freedom actually looks like when your priorities start to change.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: incogni.com/bpmoney, code BPMONEY
Connect with Kevin Scanlan:
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Banks, Credit Cards, and Insurance the Top 1% Recommend
What financial products do millionaires actually use, and which ones do they wish they'd avoided? Tad Fallows from Long Angle shares insights from a survey of high-net-worth households, revealing the credit …
Notas del episodio
What financial products do millionaires actually use, and which ones do they wish they'd avoided? Tad Fallows from Long Angle shares insights from a survey of high-net-worth households, revealing the credit cards, brokerages, mortgages, and insurance policies wealthy people recommend.
If you're building wealth or looking to make smarter financial decisions, these findings offer a useful look at what works for households with millions to manage.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Want to better protect your personal identity? Go to: incogni.com/bpmoney, code BPMONEY
Connect with Tad Fallows!
- Long Angle Website: https://www.longangle.com/
- LinkedIn: https://www.linkedin.com/in/fallows/
- Asset Allocation 2026 Report: https://www.longangle.com/research/high-net-worth-asset-allocation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Best of BiggerPockets Money: How to Go From Broke at 50 to Retired at 60!
Can you achieve financial independence and retire in 15 years if you're starting from $0 at age 50? In this episode, we break down how to build wealth on a lower income by rethinking your biggest expenses …
Notas del episodio
Can you achieve financial independence and retire in 15 years if you're starting from $0 at age 50? In this episode, we break down how to build wealth on a lower income by rethinking your biggest expenses, growing your earning potential, and making your money work harder. Learn how your first $25,000 can create a foundation for financial security, how house hacking and real estate investing can accelerate your progress, and why developing new skills and pursuing side hustles can help you reach your goals faster.
Whether you're a late starter or simply trying to get serious about your finances, discover practical strategies to save more, invest wisely, and build a realistic path to early retirement.
To go beyond the podcast:
- Listen to the Full Episode (668): https://biggerpocketsmoney.com/podcast/how-to-go-from-broke-at-50-to-retired-at-60/
- Interested in working with a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
- Follow BiggerPockets Money on Social:
- Facebook: https://www.facebook.com/groups/BPMoney
- Instagram: https://www.instagram.com/biggerpocketsmoney/
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Take More Risks in Your 20s? It Could Help You Reach FI Faster
Your 20s can be the best time to take risks, but knowing which risks are worth taking can make all the difference in reaching financial independence. In this episode, we break down how to take smart risks with …
Notas del episodio
Your 20s can be the best time to take risks, but knowing which risks are worth taking can make all the difference in reaching financial independence. In this episode, we break down how to take smart risks with your money, career, and lifestyle to build wealth faster. Learn how to invest for long-term growth, negotiate a higher salary, start a side hustle, use house hacking to build wealth, and protect yourself with insurance and an emergency fund.
We also cover the risks to avoid, from high-interest debt to speculative investments, so you can pursue financial independence without putting your financial future at unnecessary risk.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How to Reach Coast FI by 45 and Build a Life You Actually Want
How do you go from financial mistakes and debt to financial independence? On this episode of the BiggerPockets Money Podcast, Kelley Long shares her journey from money struggles in her twenties to reaching …
Notas del episodio
How do you go from financial mistakes and debt to financial independence? On this episode of the BiggerPockets Money Podcast, Kelley Long shares her journey from money struggles in her twenties to reaching Coast FI and building a life with more flexibility and financial freedom. Kelley discusses paying off debt, changing her money mindset, investing for long-term wealth, and spending intentionally without sacrificing the things she loves.
If you're pursuing Coast FI, early retirement, or financial independence, Kelley's story offers practical lessons for creating a financial future on your own terms.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Kelley Long:
- Website: https://www.financialblisscoach.com/
- Instagram: https://www.instagram.com/financialblisscoach/
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Their $3.8M Net Worth Is Trapped. How Can They Retire?
How can you have a $3.8 million net worth and still have zero cash available? In this episode of BiggerPockets Money, Mindy Jensen and Scott Trench help a couple navigate a financial puzzle involving wealth …
Notas del episodio
How can you have a $3.8 million net worth and still have zero cash available? In this episode of BiggerPockets Money, Mindy Jensen and Scott Trench help a couple navigate a financial puzzle involving wealth tied up in real estate and retirement accounts, significant medical expenses, and a cash flow shortfall. They explore strategies for accessing money early, including Roth conversions, the 72(t) rule, and real estate sales, while considering healthcare costs, ACA subsidies, and tax implications.
If you're planning for early retirement, this case study shows why having a high net worth isn't always the same as having money you can actually spend.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Best of BiggerPockets Money: Aswath Damodaran on the $10 Trillion AI Bet
Is the massive investment in AI worth the cost? In this Best of BiggerPockets Money episode, Aswath Damodaran breaks down the trillions being poured into AI infrastructure, the revenue needed to justify that …
Notas del episodio
Is the massive investment in AI worth the cost? In this Best of BiggerPockets Money episode, Aswath Damodaran breaks down the trillions being poured into AI infrastructure, the revenue needed to justify that spending, and the risk of an AI investment bubble. Learn how to evaluate AI stocks, understand Big Tech valuations, and manage investment risk without trying to time the market.
To go beyond the podcast:
- Listen to the Full Episode (780): https://biggerpocketsmoney.com/podcast/aswath-damodaran-why-ai-needs-10-trillion-in-revenue-to-work/
- Interested in working with a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
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From $0 to Financial Independence: Where We'd Start at 25
What would we do if we were 25 years old and starting from $0? In this episode of BiggerPockets Money, Mindy Jensen and Evan Lawler break down a step-by-step plan to build wealth and reach financial …
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What would we do if we were 25 years old and starting from $0? In this episode of BiggerPockets Money, Mindy Jensen and Evan Lawler break down a step-by-step plan to build wealth and reach financial independence from scratch. Learn how to track your spending, build a $1,000 emergency fund, pay off high-interest debt, and make the most of your 401(k), Roth IRA, and HSA.
Whether you're just starting your financial journey or trying to get your money on track, these practical steps can help you build a strong financial foundation and put compound growth to work early.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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The Boring Strategy that Allows Him to Retire at 54 (Median Income)
How do you build a $2 million portfolio and retire at 54 without earning an enormous salary? Mike shares how 25 years of consistent saving, basic investing, and real estate helped him reach financial …
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How do you build a $2 million portfolio and retire at 54 without earning an enormous salary? Mike shares how 25 years of consistent saving, basic investing, and real estate helped him reach financial independence. In this episode of BiggerPockets Money, Mindy Jensen and Scott Trench explore his simple investing strategy, including the three-fund portfolio, tax-advantaged retirement accounts, and the importance of paying yourself first.
Mike also explains how he’s preparing for early retirement, from managing healthcare costs and ACA subsidies to planning portfolio withdrawals. His story shows how living below your means and sticking to a boring, long-term investment strategy can build lasting wealth without chasing hot stocks or timing the market.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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Did Buying a House Ruin Her Path to Financial Independence?
What if you had $1 million invested for financial independence at just 36, but still worried that buying a home could derail your early retirement plans? Cheryl and her family have two young kids, a $1 million …
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What if you had $1 million invested for financial independence at just 36, but still worried that buying a home could derail your early retirement plans? Cheryl and her family have two young kids, a $1 million FI portfolio, and big goals: reach Coast FI and potentially work part time within five years, while ultimately retiring with $3 million by age 59.5. But after buying a primary residence, Cheryl wants to know whether she’s made a major financial mistake or if she can make homeownership, part-time work, and financial independence all work together. On this Finance Friday episode, Mindy Jensen and Scott Trench break down Cheryl’s numbers and explore what it will take to balance her family’s goals without losing sight of the bigger FI plan.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Cheryl:
- Instagram: https://www.instagram.com/millionairecher/
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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Best of BiggerPockets Money: Ben Felix on the 4% Rule
How much can you safely withdraw in early retirement, and is the 4% rule still a good guideline? Ben Felix breaks down portfolio risk, asset allocation, bonds vs. stocks, flexible spending, and the …
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How much can you safely withdraw in early retirement, and is the 4% rule still a good guideline? Ben Felix breaks down portfolio risk, asset allocation, bonds vs. stocks, flexible spending, and the psychological side of investing in retirement.
To go beyond the podcast:
- Listen to the Full Episode Here: https://biggerpocketsmoney.com/podcast/ben-felix-100-equities-in-fire/
- Interested in working with a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Is House Hacking Dead in 2026? How to Find Deals That Still Work
Is house hacking still a good strategy for reaching financial independence in 2026? Scott Trench and Evan Lawler break down a real house-hacking opportunity, looking at mortgage costs, cash flow, market …
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Is house hacking still a good strategy for reaching financial independence in 2026? Scott Trench and Evan Lawler break down a real house-hacking opportunity, looking at mortgage costs, cash flow, market conditions, sold properties, and how to systematically find real estate deals that can help you build wealth. If you're considering house hacking, real estate investing, or using rental income to accelerate FIRE, this episode offers a practical framework for evaluating the numbers and knowing when to act.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How Much Can You Safely Withdraw in Early Retirement? | Christine Benz
How much do you actually need to retire, and once you get there, how do you turn your portfolio into income without running out of money? In this episode, Christine Benz from Morningstar joins us to talk about …
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How much do you actually need to retire, and once you get there, how do you turn your portfolio into income without running out of money? In this episode, Christine Benz from Morningstar joins us to talk about one of the biggest challenges of early retirement: decumulation. We get into how much you can realistically withdraw, what to do when markets are expensive or take a downturn, and how to build a portfolio that can support you for decades. Christine also explains why you don’t need a perfect portfolio or an overly complicated strategy to retire successfully, and why staying flexible may be one of the most important parts of a good retirement plan.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Christine Benz:
- Website: https://www.morningstar.com
- Podcast: The Longview
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
J Scott Explains Inflation, Interest Rates & the Economy
What is happening with inflation, interest rates, energy prices, and the economy, and what does it mean for investors? In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench welcome …
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What is happening with inflation, interest rates, energy prices, and the economy, and what does it mean for investors? In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench welcome back J Scott to break down the current economic landscape and explain how inflation, Federal Reserve policy, energy costs, housing, interest rates, money supply, and geopolitical events can affect your finances and investments.
They discuss why inflation still feels high, how rising energy prices impact the broader economy, why mortgage and borrowing costs can remain elevated, and whether investors should change their portfolios in response.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with J Scott:
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
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Want to Reach FI Faster? These Careers Give You the Biggest Advantage
What are the best careers for reaching financial independence? In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Evan Lawler explore careers that can accelerate your path to FI. They break …
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What are the best careers for reaching financial independence? In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Evan Lawler explore careers that can accelerate your path to FI. They break down how income potential, flexibility, pensions, benefits, variable income, and lifestyle can affect your ability to build wealth and reach financial independence faster.. They also discuss side hustles, managing inconsistent income, and why choosing the right career can be just as important as saving and investing when you're working toward FI.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Naseema Went Bankrupt at 25, Became a Single Mom at 30, and Built $1.3M by 45
How do you go from nearly $1 million in debt to building a $1.3 million net worth? In this BiggerPockets Money episode, hosts Mindy Jensen and Scott Trench sit down with Naseema McElroy to hear how she rebuilt …
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How do you go from nearly $1 million in debt to building a $1.3 million net worth? In this BiggerPockets Money episode, hosts Mindy Jensen and Scott Trench sit down with Naseema McElroy to hear how she rebuilt her finances through intentional money decisions, strategic debt payoff, disciplined investing, and strong financial systems. Naseema shares how selling a home helped her eliminate debt, how she learned to control major expenses, and why boring, consistent investing became the foundation of her wealth.
She also opens up about navigating real estate setbacks, life transitions, and the path toward financial independence. If you’re paying off debt, investing, rebuilding after a financial setback, or working toward financial freedom, this episode is packed with practical lessons you can use to build wealth.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Naseema McElroy:
- Website:financiallyintentional.com
- Social: @financiallyintentional
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
How She Went From $18K in Debt to Nearly $1 Million in 6 Years
How do you go from $18,000 in debt to nearly $1 million in just six years? On the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench sit down with Kate to unpack the money decisions that completely …
Notas del episodio
How do you go from $18,000 in debt to nearly $1 million in just six years? On the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench sit down with Kate to unpack the money decisions that completely changed her financial trajectory. She shares how she tackled debt, curbed sneaky spending, built an emergency fund, grew her income through career moves, and began consistently investing in low-cost index funds.
More importantly, Kate explains how aligning her spending with what she actually values helped her build wealth without feeling like she was constantly depriving herself. If you're working toward financial independence, paying off debt, or simply trying to build better money habits, this episode is packed with practical strategies you can put to work.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Kate:
- Website: https://www.derekateonfire.com/
- Email: [email protected]
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Why I’m Baking Lifestyle Inflation Into my Coast FI Plan
Lifestyle inflation can quietly derail your path to financial independence, but does spending more as your income and life change have to be a bad thing? Scott Trench and Evan Lawler break down how spending …
Notas del episodio
Lifestyle inflation can quietly derail your path to financial independence, but does spending more as your income and life change have to be a bad thing? Scott Trench and Evan Lawler break down how spending changes through different stages of life, what the data says about future expenses like housing and childcare, and how to build a realistic financial independence or Coast FI plan. They also explore the FI community’s shift away from extreme frugality and how to use data, flexibility, and better spending expectations to build wealth without sacrificing your quality of life.
To go beyond the podcast:
- Check out the Budget Calculator from this episode: https://biggerpocketsmoney.com/budget/
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Evan Lawler:
- Instagram: https://www.instagram.com/the_financialfoundation/
- YouTube: https://www.youtube.com/@The_FinancialFoundation
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dividend Investing vs Index Funds: Which Is Better for Financial Independence?
In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench sit down with Eli Breece from Dividendology to unpack dividend growth investing and how it compares to traditional index fund …
Notas del episodio
In this episode of the BiggerPockets Money Podcast, Mindy Jensen and Scott Trench sit down with Eli Breece from Dividendology to unpack dividend growth investing and how it compares to traditional index fund investing. They discuss sequence of returns risk, dividend sustainability, free cash flow, valuation, bear markets, and how to evaluate dividend growth stocks.
Eli also explains why he believes dividend investing can be a powerful approach to building long-term wealth and creating retirement income, while Mindy and Scott bring their own skepticism to the strategy.
To go beyond the podcast:
- Interested in a Flat Fee Financial Planner? Go to https://biggerpocketsmoney.com/fipro/
- Interested in Learning More About Buying a Franchise? Check out: biggerpocketsmoney.com/franzy
- Get 50% Off Your First Year of Monarch by using code ‘Pockets’: https://www.monarch.com/pockets
Connect with Eli Breece:
We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order!
See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Aquí están los 40 episodios más recientes de 686. Los anteriores están en el feed del podcast.
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