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The Personal Investor
PodcastEconomía y empresaInglés

The Personal Investor

Nuevo4.35% from Premium Bonds? Getting retirement saving right13 de noviembre de 2026 · 14 min
Episodios
100
Se publica
varias veces por semana
Último episodio
13 Nov 2026

Sobre el podcast

With its approachable style and no-nonsense views, The Personal Investor is the essential weekly investing podcast for smart investors. Join Ed Monk as he explores investing, financial news, stock markets and economics.

With his 360˚ view of the world of investment, Ed provides a well-balanced take on the latest developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

“Excellent market insights” ★★★★★

“Clear analysis” ★★★★★

Please remember that the value of investments, and the income from them, can go down as well as up, so you may get back less than you invest. The views expressed may no longer be current and may have already been acted upon and is not a personal recommendation for any particular investment. If you are unsure about the suitability of an investment you should speak to an authorised financial adviser.

Episodios 100

  1. 4.35% from Premium Bonds? Getting retirement saving right

    14 min

    Today on the show - Jemma Slingo is here to take a look at the improving rates of returns from cash, including Premium Bonds which now pay an average prize return of 4.35% - so what’s the case for them, and …

    Notas del episodio

    Today on the show - Jemma Slingo is here to take a look at the improving rates of returns from cash, including Premium Bonds which now pay an average prize return of 4.35% - so what’s the case for them, and other cash savings accounts, right now? 

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  2. Nvidia drama and mid-terms shock - is the AI trade unwinding?

    20 min

    Today on the show - Tom Stevenson is here to hold our hand after a rocky few days in the markets. Is the AI trade over after the US mid-term elections - and will the drama at Nvidia spill over to the wider AI …

    Notas del episodio

    Today on the show - Tom Stevenson is here to hold our hand after a rocky few days in the markets. Is the AI trade over after the US mid-term elections - and will the drama at Nvidia spill over to the wider AI sector? Tom’s here to tell us, and to explain how to add some protections to your portfolio for the period ahead. 

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  3. Market news today - where next for AI?

    8 min

    This week in the markets: markets stabilise after last week’s AI rout, but investors remain on edge about contagion to non-tech sectors; inflation and interest rates are in focus after stronger than expected …

    Notas del episodio

    This week in the markets: markets stabilise after last week’s AI rout, but investors remain on edge about contagion to non-tech sectors; inflation and interest rates are in focus after stronger than expected jobs data; all against a political backdrop turned on its head by last week’s mid-terms.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  4. ISA revamp! How tax-free saving and investing is changing

    16 min

    Today on the show - Jemma Slingo is here to talk ISAs following a raft of announcements about how the tax-efficient savings account will change in the future. What’s changing, and how can you make the most of a …

    Notas del episodio

    Today on the show - Jemma Slingo is here to talk ISAs following a raft of announcements about how the tax-efficient savings account will change in the future. What’s changing, and how can you make the most of a revamped ISA roster.  

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  5. Market news today - correction or rotation?

    10 min

    This week in the markets: correction or rotation? Volatility in the tech sector has so far not translated into a broader based market fall. But it sets up a nervous backdrop to a crucial week in the US as …

    Notas del episodio

    This week in the markets: correction or rotation? Volatility in the tech sector has so far not translated into a broader based market fall. But it sets up a nervous backdrop to a crucial week in the US as mid-term elections give Americans their first opportunity to pass judgment on Donald Trump’s second term.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  6. Reaction: How will the Budget 2026 affect your finances?

    27 min

    Today on the show - Tom Stevenson is here to run the rule over the Budget - the annual financial statement from the government that was delivered this week. There’s news on ISAs and tax on income from savings …

    Notas del episodio

    Today on the show - Tom Stevenson is here to run the rule over the Budget - the annual financial statement from the government that was delivered this week. There’s news on ISAs and tax on income from savings and property - how will the measures announced impact you? 

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  7. Does a pension make sense if you pay inheritance tax on it?

    19 min

    Today on the show - Jemma Slingo helps us examine whether pensions are still the best home for your money if you expect that money to be passed on to your children. Upcoming changes mean inheritance tax could …

    Notas del episodio

    Today on the show - Jemma Slingo helps us examine whether pensions are still the best home for your money if you expect that money to be passed on to your children. Upcoming changes mean inheritance tax could be charged on unspent pension money you pass on - we’ve got the numbers to show the impact it will have.  

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  8. Market news today - busy week for nervous investors

    8 min

    This week in the markets: in a very busy week for market watchers, the oil price, inflation, interest rate decisions, a torrent of key earnings announcements and the UK’s autumn Budget will vie for investors’ …

    Notas del episodio

    This week in the markets: in a very busy week for market watchers, the oil price, inflation, interest rate decisions, a torrent of key earnings announcements and the UK’s autumn Budget will vie for investors’ attention.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  9. The 6 pillars of an EPIC retirement

    60 min

    Today on the show - we welcome Bec Wilson to the pod. Bec is an author and podcaster who is behind the hugely popular Epic Retirement Club on Facebook. She’s here to share the six principles you need to build …

    Notas del episodio

    Today on the show - we welcome Bec Wilson to the pod. Bec is an author and podcaster who is behind the hugely popular Epic Retirement Club on Facebook. She’s here to share the six principles you need to build your own epic retirement.

    Ed Monk is joined by Bec Wilson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  10. Market news today - earnings season heats up

    5 min

    This week in markets: after a bumpy few days for equities, earnings season could restore investor confidence. Fidelity’s Jemma Slingo reviews the stories moving markets.See omnystudio.com/listener for privacy …

    Notas del episodio

    This week in markets: after a bumpy few days for equities, earnings season could restore investor confidence.

    Fidelity’s Jemma Slingo reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  11. ‘People are getting this wrong’: State Pension under a new ‘Triple Lock’‘People are getting this wrong’: State Pension under a new ‘Triple Lock’

    15 min

    Today on the show - Jemma Slingo is here to walk us through the government’s proposed change to how the State Pension will rise in the future. Is this really still a triple lock? And why are so many …

    Notas del episodio

    Today on the show - Jemma Slingo is here to walk us through the government’s proposed change to how the State Pension will rise in the future. Is this really still a triple lock? And why are so many misunderstanding the reform? That’s our focus today. 

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  12. Market news today - four years and counting

    9 min

    This week in the markets: the equity bull market is four years old this week and, as third quarter earnings season kicks off with high expectations, shares are holding their gains despite the growing pressure …

    Notas del episodio

    This week in the markets: the equity bull market is four years old this week and, as third quarter earnings season kicks off with high expectations, shares are holding their gains despite the growing pressure of rising bond yields.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  13. £100k stay-at-home dilemma: should I give up work to raise my child?

    17 min

    Today on the show - Jemma Slingo is with us to answer whether it pays for parents to give up work to raise children - and explain ways to avoid the punishing hit from tax and the withdrawal of benefits that can …

    Notas del episodio

    Today on the show - Jemma Slingo is with us to answer whether it pays for parents to give up work to raise children - and explain ways to avoid the punishing hit from tax and the withdrawal of benefits that can happen when your pay reaches key cliff-edges.

    Try the Centre for British Progress childcare calculator here.

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  14. Time for bonds? IHT threat to pensions? What you’re asking us right now

    40 min

    Today on the show - we’re answering your questions with topics ranging from the case for bonds as yields soar to tax on cash ISAs and pensions. Tom Stevenson is here to give the answers. Ed Monk is joined by …

    Notas del episodio

    Today on the show - we’re answering your questions with topics ranging from the case for bonds as yields soar to tax on cash ISAs and pensions. Tom Stevenson is here to give the answers.  

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor

    See omnystudio.com/listener for privacy information.

  15. Market news today - two way pull

    8 min

    This week in the markets: investors are torn between rising bond yields and booming earnings ahead of a nervous autumn of political uncertainty. Fidelity’s Tom Stevenson reviews the stories moving markets.See …

    Notas del episodio

    This week in the markets: investors are torn between rising bond yields and booming earnings ahead of a nervous autumn of political uncertainty.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  16. Yields above 5%? The shares that can still thrive

    22 min

    Today on the show - Tom Stevenson is here to identify the parts of the stock market that can continue to do well despite the threat posed by higher inflation, rates and borrowing costs. You can read his article …

    Notas del episodio

    Today on the show - Tom Stevenson is here to identify the parts of the stock market that can continue to do well despite the threat posed by higher inflation, rates and borrowing costs.

    You can read his article on this here.

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  17. Market news today - Budget countdown begins

    5 min

    This week in markets: all eyes on the UK chancellor as the cost of government borrowing continues to rise. Fidelity’s Jemma Slingo reviews the stories moving markets.See omnystudio.com/listener for privacy information.

  18. Does it always make sense to buy a house if you can?

    20 min

    Today on the show - Jemma Slingo is here to answer whether it always makes sense to buy a house. Generations have grown up with rampant house price growth that has rewarded them for borrowing as much as they …

    Notas del episodio

    Today on the show - Jemma Slingo is here to answer whether it always makes sense to buy a house. Generations have grown up with rampant house price growth that has rewarded them for borrowing as much as they can to buy a a home as soon as they can - does that equation still hold today?  

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  19. "I wish someone had told me this" - Stacey Duguid on mid-life career loss

    40 min

    Today on the show - we welcome writer and campaigner Stacey Duguid to the show to talk about her experience of losing a high-flying career - and income - in her 40s. What are the things she wished she known …

    Notas del episodio

    Today on the show - we welcome writer and campaigner Stacey Duguid to the show to talk about her experience of losing a high-flying career - and income - in her 40s. What are the things she wished she known sooner to navigate a mid-life career setback?  

    Ed Monk is joined by Stacey Duguid to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  20. Market news today - market adapt to higher inflation

    11 min

    This week in the markets: investors adapt to persistent inflation as central banks (with one notable exception) tighten together. Fidelity’s Tom Stevenson reviews the stories moving markets.See …

    Notas del episodio

    This week in the markets: investors adapt to persistent inflation as central banks (with one notable exception) tighten together.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  21. Should I use my pension to pay off my mortgage?

    14 min

    Today on the show - Marianna Hunt is here to answer whether using money from your pension to pay off your mortgage makes sense. We’ve run the numbers to help you decide. Ed Monk is joined by Marianna Hunt to …

    Notas del episodio

    Today on the show - Marianna Hunt is here to answer whether using money from your pension to pay off your mortgage makes sense. We’ve run the numbers to help you decide.

    Ed Monk is joined by Marianna Hunt to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  22. Market news today - Fed in focus

    8 min

    This week in the markets: Interest rate decisions dominate the headlines this week as the stock market hovers near all-time highs in the face of a rising cost of capital. Fidelity’s Tom Stevenson reviews the …

    Notas del episodio

    This week in the markets: Interest rate decisions dominate the headlines this week as the stock market hovers near all-time highs in the face of a rising cost of capital.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  23. ‘Should I swap shares for bonds or cash?’: 7-point checklist

    20 min

    Today on the show - Tom Stevenson is here to assess the cash for investing in shares when the income you can get from cash and bonds looks so high. Ed Monk is joined by Tom Stevenson to provide a well-balanced …

    Notas del episodio

    Today on the show - Tom Stevenson is here to assess the cash for investing in shares when the income you can get from cash and bonds looks so high.

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  24. ‘I’ve changed my mind’: Gold, Bitcoin - or both?

    20 min

    Today on the show - Tom Stevenson is here to talk about the strong recent runs for gold and bitcoin. What’s going on - and has Tom changed his mind on holding the cryptocurrency? Ed Monk is joined by Tom …

    Notas del episodio

    Today on the show - Tom Stevenson is here to talk about the strong recent runs for gold and bitcoin. What’s going on - and has Tom changed his mind on holding the cryptocurrency? 

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  25. Market news today - shares shrug off looming rate hikes

    7 min

    This week in the markets: strong US jobs data shorten the odds on a rate hike this month; shares and bonds tell a different story for now; and the mid-term election race begins in Dallas. Fidelity’s Tom …

    Notas del episodio

    This week in the markets: strong US jobs data shorten the odds on a rate hike this month; shares and bonds tell a different story for now; and the mid-term election race begins in Dallas.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  26. 4% Triple Lock rise And tax on your State Pension

    19 min

    Today on the show - Jemma Slingo is here to talk us through a big potential row that’s brewing over the State Pension. Will the Triple Lock deliver not just a boost to the value of the State Pension - but a …

    Notas del episodio

    Today on the show - Jemma Slingo is here to talk us through a big potential row that’s brewing over the State Pension. Will the Triple Lock deliver not just a boost to the value of the State Pension - but a headache for the Government as well? 

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  27. Saving in your 50s: ISA vs. Pension in numbers

    19 min

    Today on the show - Jemma Slingo is here to tell us whether it makes the most sense to save into an ISA or a pension once you enter those key savings years in your 50s. Ed Monk is joined by Jemma Slingo to …

    Notas del episodio

    Today on the show - Jemma Slingo is here to tell us whether it makes the most sense to save into an ISA or a pension once you enter those key savings years in your 50s.  

    Ed Monk is joined by Jemma Slingo to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  28. Market news today - Shares climb a bond market wall of worry

    7 min

    This week in the markets: shares climb the bond market wall of worry as Japanese yields hit a 30 year high and Kevin Warsh turns hawkish at Jackson Hole. Read: Shares climb a bond market wall of worry …

    Notas del episodio

    This week in the markets: shares climb the bond market wall of worry as Japanese yields hit a 30 year high and Kevin Warsh turns hawkish at Jackson Hole.

    Read: Shares climb a bond market wall of worry

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

  29. Fixed-rate mortgage or tracker? Where interest rates go next

    16 min

    Today on the show - Tom Stevenson is here to talk about interest rates and why variable, tracker mortgages now look much cheaper than fixed deals. What's going on with interest rates? Ed Monk is joined by Tom …

    Notas del episodio

    Today on the show - Tom Stevenson is here to talk about interest rates and why variable, tracker mortgages now look much cheaper than fixed deals. What's going on with interest rates?

    Ed Monk is joined by Tom Stevenson to provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets.

    Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.

    See omnystudio.com/listener for privacy information.

  30. Bond markets under stress why are investors worried

    17 min

    Today on the show - Tom Stevenson is here to talk about recent unusual manoeuvres in the currency and bond markets, and what this might tell us about the next possible crisis to hit investors. Tom’s recent …

    Notas del episodio

    Today on the show - Tom Stevenson is here to talk about recent unusual manoeuvres in the currency and bond markets, and what this might tell us about the next possible crisis to hit investors. Tom’s recent article on this topic can be read here.

    Fidelity’s Tom Stevenson reviews the stories moving markets.

    See omnystudio.com/listener for privacy information.

Aquí están los 40 episodios más recientes de 100. Los anteriores están en el feed del podcast.

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