The Financial Coconut Podcast
- Épisodes
- 851
- Parution
- plusieurs fois par semaine
- Dernier épisode
- 11 Nov 2026
À propos du podcast
The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.
Feel free to join our community
More of what we do: Link in bio
Hosted on Acast. See acast.com/privacy for more information.
Épisodes 851
Can Art Really Make Money? Inside Singapore’s Affordable Art Market [Chills 292]
What makes an artwork worth $2,000 today, but potentially $20,000 or even $150,000 in the future?Unlike stocks, art doesn't come with financial statements or easily accessible market prices. So who actually …
Notes de l’épisode
What makes an artwork worth $2,000 today, but potentially $20,000 or even $150,000 in the future?
Unlike stocks, art doesn't come with financial statements or easily accessible market prices. So who actually decides what a painting is worth, and can buying art really be a profitable investment?
In this episode of Chills with TFC, we speak with Alan Koh, Fair Director of Affordable Art Fair Singapore, and Kenneth Tan, Gallery Owner of Wasuka Art, to uncover the business behind art collecting and investing.
From an artist's reputation and gallery representation to collector demand, scarcity and auction results, we explore what drives art prices up and how galleries build an artist's market over time.
But there's a catch. Even when an artwork increases in value, finding someone willing to buy it isn't always easy.
We also discuss why galleries charge 40–50% commission, how beginners can start collecting art, and why buying something you genuinely love might matter more than chasing returns.
Produced in partnership with Affordable Art Fair Singapore, happening 26–29 November 2026 at the F1 Pit Building.
Would you buy art hoping its value increases, or simply because you love having it in your home?
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
What Makes a Skill Worth Something in the AI Economy? | LLSG Thought Leadership x Wise & Shine [W&S S2 E7]
You completed an AI course. You earned the certificate. But can you actually prove what you've learnt?As AI reshapes the workplace, having qualifications may no longer be enough to demonstrate your value.In …
Notes de l’épisode
You completed an AI course. You earned the certificate. But can you actually prove what you've learnt?
As AI reshapes the workplace, having qualifications may no longer be enough to demonstrate your value.
In this live Wise & Shine conversation, Adrian Tan joins Koo Sengmeng, Julie Lee, Eric Lim and Carolina Yeo to explore why practical experience, problem-solving and transferable skills matter when building a sustainable career.
From demonstrating AI capabilities to navigating career transitions, the panel discusses what employers really want to see beyond a polished CV.
Adrian's takeaway: Learning a skill is only half the equation. You also need to make your abilities visible through real projects, portfolios and evidence of what you can contribute.
Because in a changing job market, what you can demonstrate may matter as much as what you know.
If your next employer asked you to prove your skills tomorrow, what would you show them?
Produced in partnership with Lifelong Learning Singapore. Get clarity on your next career step with LLSG's career and skills services at lifelonglearningsg.org.
For more support on jobs, skills and career development, explore the Skills and Workforce Development Agency (SWDA).
Disclaimer: This content is for general information only and not meant to be professional career or financial advice.
Find out more via the link in bio on Instagram.
#WiseAndShine #LifelongLearningSingapore #SFF2026 #SkillsFutureFestival #CareerGrowth #FutureOfWork #AIAtWork #TheFinancialCoconut
Watch the full conversation on Youtube.
#WiseAndShine #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
How to Build Wealth, an Hour a Day | The Lunch Break Investor [Chills 291 ft Thomas Chua]
How much time do you actually need to become a good investor?For most working adults, spending hours watching charts, tracking every headline and hunting for the next hot stock sounds exhausting.Thomas Chua …
Notes de l’épisode
How much time do you actually need to become a good investor?
For most working adults, spending hours watching charts, tracking every headline and hunting for the next hot stock sounds exhausting.
Thomas Chua thinks investing doesn’t have to work that way.
He started learning about investing as a teenager, opened his first brokerage account at 18, and spent years trying different approaches. From dividends to technical analysis, before settling on a much simpler idea: understand good businesses, buy them at a sensible price, then give them time to compound.
The hard part isn’t always finding the next stock.
Sometimes, it’s having the patience to leave a good investment alone.
On this episode of Chills with TFC, Reggie sits down with Thomas Chua, Founder of Steady Compounding and author of The Lunch Break Investor, to talk about building wealth, knowing when to sell, career risk, financial independence and why investing doesn’t need to become a second full-time job.
Watch the full conversation on YouTube.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Talented but Underpaid? Why Good Work Isn’t Enough [TBS 66]
What do you say when a client likes your work, then asks you to lower the price?That conversation can be harder than the creative work itself. Especially when you want the project, need the income or worry that …
Notes de l’épisode
What do you say when a client likes your work, then asks you to lower the price?
That conversation can be harder than the creative work itself. Especially when you want the project, need the income or worry that pushing back will cost you the relationship.
At this Artbox panel, Adrian Tan speaks with Kyle Ong, James Tan and Johnson Gunasekaran about how they handle those moments across filmmaking, photography and marketing.
James explains why having prices ready for additional requests helps you respond before the work starts piling up. Kyle discusses negotiating a trade-off when a client wants a discount. Johnson shares why a rate quoted two years ago does not have to remain your rate forever.
For freelancers and small agency owners, these are decisions that shape how much time a project actually takes— and whether the fee still makes sense.
Which is harder for you: quoting your price or holding it when someone pushes back?
Watch the full episode on YouTube.
#TFCBusinessShow #Freelance #CreativeIndustry #PricingStrategy #SingaporeBusiness #Artbox
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
70% Teaching, 30% Theatre: The Reality of an Arts Career [W&S S2 E6]
Can you really make a living doing what you love in Singapore?For Rowena See, theatre is her passion, but teaching accounts for around 70% of her income. The remaining 30% comes from theatre work.And here's the …
Notes de l’épisode
Can you really make a living doing what you love in Singapore?
For Rowena See, theatre is her passion, but teaching accounts for around 70% of her income. The remaining 30% comes from theatre work.
And here's the surprising part: landing more than two theatre projects in a year can already feel like an amazing year for her.
Meanwhile, Fiona Chua balances modelling, acting and other creative jobs, planning her finances around an unpredictable stream of opportunities.
So what does financial stability actually look like when your dream career doesn't come with a fixed salary?
In this episode of Wise & Shine, Adrian Tan and Faith Choo sit down with Rowena and Fiona to uncover the realities of building a creative career in Singapore.
From taking on multiple jobs and managing irregular income to developing new skills and creating their own opportunities, they share what it really takes to keep pursuing the arts.
Because passion may be what gets you started, but financial planning is part of what keeps you going.
Would you give up a stable salary to pursue something you love?
Watch the full conversation on Youtube.
#WiseAndShine #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Singapore’s First Nifty 50 ETF: What Investors Need to Know [Chills 290, Sponsored by UTI Investment Singapore]
Everyone talks about India’s growth. But how much are you paying for that growth?That is where the conversation gets more interesting.India can have strong fundamentals, rising consumption and companies with …
Notes de l’épisode
Everyone talks about India’s growth. But how much are you paying for that growth?
That is where the conversation gets more interesting.
India can have strong fundamentals, rising consumption and companies with long growth runways, while its stock market can still look expensive at certain points. Both things can be true.
In this episode of Chills with TFC, Jermyn Wong of UTI Investment Singapore breaks down how investors can think about Nifty 50 valuations, what a “fair” P/E might look like and how India compares with markets such as the US.
Because choosing a market is not only about asking which economy will grow fastest. Price still matters.
Would you pay a premium for India’s growth story, or wait for a better valuation?
Watch the full conversation on YouTube.
This is a sponsored episode with UTI Investment Singapore.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
She Quit MOE to Become a Professional Cosplayer [W&S S2 E5 ft Chanel Yui]
Quitting a stable job is one thing. Having enough money to survive if it fails is another.Before Chanel Yui left teaching, she had saved enough to give herself a few years of runway.That gave her room to try …
Notes de l’épisode
Quitting a stable job is one thing. Having enough money to survive if it fails is another.
Before Chanel Yui left teaching, she had saved enough to give herself a few years of runway.
That gave her room to try different paths: cosplay, modelling, content creation, events, art and retail — without betting everything on one idea.
Three years later, she is still taking risks, just calculated ones.
For anyone thinking about leaving a stable career, her story is a reminder that the leap does not start with the resignation letter. It starts with being ready for what comes after.
Watch the full conversation on Youtube.
#WiseAndShine #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
He Lost $484,300 to Takeshi Lim and Engaged Debt Collectors to Save Him From Bank Loans [Chills 289]
Kevin thought he had found someone he could trust.They met through a property-investing community. The other man spoke about family, long-term relationships and business. The first payments arrived without …
Notes de l’épisode
Kevin thought he had found someone he could trust.
They met through a property-investing community. The other man spoke about family, long-term relationships and business. The first payments arrived without Kevin even needing to chase. Over time, that trust grew into multiple deals… and eventually into borrowed money.
Then the rhythm changed.
Payments needed reminders. A few days became longer delays. Excuses piled up. Kevin says the stress started showing at work and even clients could tell something was weighing on him. By then, this was no longer only an investment problem.
His turning point was deciding to stop waiting quietly. Kevin documented what had happened, spoke publicly and engaged debt collectors. He recovered S$100,000, but the episode is less about getting money back than understanding how trust can blur risk.
Today, he is sharing the mistakes publicly through Quest with Kev so other people can examine opportunities with less emotion than he did.
Watch the full conversation now.
#TheFinancialCoconut #ChillsWithTFC #MoneyMistakes #FinancialLiteracy #Singapore
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
You are using AI Wrong! Here's an actually useful framework for SMEs. [TBS 65 ft Voltade]
Is your SME actually using AI… Or are you just adding more AI tools?The real opportunity may be much less flashy.Think WhatsApp enquiries, emails, quotations, appointments, repetitive admin and all the small …
Notes de l’épisode
Is your SME actually using AI… Or are you just adding more AI tools?
The real opportunity may be much less flashy.
Think WhatsApp enquiries, emails, quotations, appointments, repetitive admin and all the small workflows your team keeps doing manually.
In TFC Business Show 65, Leonard Loo, Co-Founder & CEO of Voltade, breaks down how SMEs can move beyond simply chatting with AI and start getting it to actually do work inside the business.
Because adopting AI does not mean automating everything overnight. The more useful question is: which repetitive processes are slowing your team down, and which ones can already be handed over?
For business owners, this could mean less time spent coordinating routine work — and more time focused on customers, growth and decisions that still need a human.
If AI could take one repetitive workflow off your team tomorrow, what would you hand over first?
Watch the full conversation on YouTube.
#TFCBusinessShow #Voltade #AIForBusiness #SME #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Your Job Might Survive AI. Will Your Skills? | LLSG Thought Leadership x Wise & Shine [W&S S2 E4]
AI can make work faster. But should it do all the thinking for us?In this Wise & Shine conversation, Chelvin Loh, Dr Tommie Chen and Mario Jacober explore how AI is changing jobs, skills and the way people …
Notes de l’épisode
AI can make work faster. But should it do all the thinking for us?
In this Wise & Shine conversation, Chelvin Loh, Dr Tommie Chen and Mario Jacober explore how AI is changing jobs, skills and the way people work.
The bigger question is not simply whether AI will replace jobs, but which tasks should be automated, where human judgement still matters and what skills will keep professionals relevant.
For working professionals, staying ahead may mean less chasing every new AI tool and more strengthening judgement, communication, adaptability and real-world capability.
Produced in partnership with Lifelong Learning Singapore.
Disclaimer: This content is for general informational and educational purposes only.
Watch the full conversation on Youtube.
#WiseAndShine #Lifelong Learning Singapore #CareerGrowth #FutureOfWork #AIAtWork #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Gym Franchises Fail. He shares the real formula to financially successful gyms.[Chills 288 ft Jeremy Ko]
Jeremy Ko’s first gym died after about a year.No triumphant founder montage. He was fresh out of NS, knew fitness, but did not yet know how to run the business. That failure gave him the thing he could not buy …
Notes de l’épisode
Jeremy Ko’s first gym died after about a year.
No triumphant founder montage. He was fresh out of NS, knew fitness, but did not yet know how to run the business. That failure gave him the thing he could not buy from a franchise deck: context.
More than a decade later, he says his group has 25+ gyms, alongside fitness equipment, sports supply and climbing businesses.
The part worth stealing is not “work harder”. Jeremy’s model got stricter. He starts with demand and catchment, works backwards into rent and costs, and asks whether the concept can scale without the founder becoming the permanent receptionist, troubleshooter and cleaner.
His sharpest line for anyone romanticising entrepreneurship: if you only create one outlet that needs you every day, you may have bought yourself a job.
For TFC’s working-professional crowd, that is the real tension. Leaving a salary can create freedom… or swap one boss for rent, payroll and leaking roofs.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
How a Longkang Cleaner Built a Business Nearing S$3M a Year [W&S S2 E3 ft Shaik Nifael]
Most people try to make their jobs sound more impressive. Shaik Nifael does the opposite: "I clean longkangs for a living."He left school without the conventional qualifications his parents had hoped for and …
Notes de l’épisode
Most people try to make their jobs sound more impressive. Shaik Nifael does the opposite: "I clean longkangs for a living."
He left school without the conventional qualifications his parents had hoped for and ended up doing the work he had been warned about growing up. At first, even Shaik was embarrassed by it. Then something shifted: engineers were listening to his advice, clients relied on him when buildings had problems, and he realised the job people looked down on was highly technical and hard to replace.
That experience became the foundation for Jetters Incz.
Along the way, Shaik took a S$1,900 management trainee salary, learnt sales the hard way, and later secured S$200,000 in backing from businessman Kelvin Neo. Jetters has since grown into a waste-management business reported to be generating around S$3 million in annual revenue.
This isn’t a "school doesn’t matter" story. It’s about what happens when you stop judging a career by how impressive it sounds and start asking where the real demand, skill and opportunity are.
Hit the link in bio to watch the full episode now.
#WiseAndShine #TheFinancialCoconut #SingaporeCareers #Entrepreneurship #SingaporeBusiness
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
SGX UCITS ETFs: What Singapore Investors Need to Know [Chills 287 ft MoneyOwl & SGX]
Would you buy an ETF just because it is cheaper, more tax-efficient and easier to access from Singapore?With new UCITS ETFs coming to SGX, that choice is about to become much more relevant for local …
Notes de l’épisode
Would you buy an ETF just because it is cheaper, more tax-efficient and easier to access from Singapore?
With new UCITS ETFs coming to SGX, that choice is about to become much more relevant for local investors.
But convenience is only one part of the equation.
In this episode of Chills with TFC, Reggie, Dawn, Chuin Ting Weber and Kang Wei Chin unpack what investors should actually look at before choosing an ETF: the index underneath it, withholding tax, brokerage costs, bid-ask spreads, liquidity and whether “passive” really means passive.
They also get into a surprisingly important question: when an ETF says “World”, how much of the world are investors actually getting?
The ETF wrapper may look simple. What sits inside it can be very different.
So if two ETFs track similar markets, what matters most to you: lower fees, tax efficiency, easier access or broader diversification?
Watch the full conversation on YouTube.
#ChillsWithTFC #TheFinancialCoconut #SingaporeInvesting
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
How Two SG Founders Beat Korean Skincare Giants Without Big-Brand Money [TBS 64]
A customer watched her live stream for SIX months before buying anything. The reason? "You're not someone that fly by night."Dawn sits down with two homegrown Singapore care brand founders - to break down how …
Notes de l’épisode
A customer watched her live stream for SIX months before buying anything. The reason? "You're not someone that fly by night."
Dawn sits down with two homegrown Singapore care brand founders - to break down how small local players actually win in a market dominated by Korean giants and Western imports.
It's not bigger ad budgets. It's not paid magazine awards (those are scams - they tell you why). It's the founder showing up, every day, on TikTok Shop, on Telegram, at Artbox booths, until the trust compounds into customers who buy 38 times instead of once.
If you're building a brand in a saturated category, skincare, F&B, fashion, anything, the playbook is in here.
#TFCBusinessShow #SingaporeBusiness #FounderLed #Ecommerce #SmallBusinessSG #Skincare
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
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Hosted on Acast. See acast.com/privacy for more information.
36 Hours in a Cell: The Arrest That Changed a 24-Year-Old's Career [W&S S2 E2]
At 24, Nicholas thought he was choosing between photography and film production.Then he spent 36 hours in a concrete cell.Lights on around the clock. Air-con blasting. Almost nothing except time to think. And …
Notes de l’épisode
At 24, Nicholas thought he was choosing between photography and film production.
Then he spent 36 hours in a concrete cell.
Lights on around the clock. Air-con blasting. Almost nothing except time to think. And one question kept coming back:
“Is this all my life is worth?”
The arrest didn’t instantly give him a new career. But it forced him to question the path he had spent years building. Then came another reality check: his four-year university degree cost about S$32,000, while just two days in hospital came to S$43,000. Seeing how his father’s financial planning helped him through that moment changed how he understood the work.
Nicholas eventually went from a decade in fine arts to financial consulting — carrying lessons from sport, art, relationships and one of the most difficult periods of his life into a completely different career.
Topics covered:
- What happens when the career you studied for stops making sense
- The arrest that left Nicholas in a cell for 36 hours
- Why a pain-relief cream led to interrogation, a raid and arrest
- Facing the possibility of major hip surgery at 24
- The S$32K degree vs S$43K hospital bill that changed his perspective
- Moving from fine arts and photography into finance
- Starting a new career with almost no relevant technical background
- Why freedom at work still requires discipline
- How around 50 character references changed his view of relationships
- Why trust became central to the way he works
- How creative skills can still matter after a major career pivot
- Why your career does not have to become your identity
- Nicholas's advice to younger people: trust the process and bet on yourself
Practical, candid conversations on work, money, and everything in between. Like, follow, and subscribe to Wise & Shine for more.
#WiseAndShine #CareerPivot #CareerChange #SingaporeCareers #GenZCareers #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
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Hosted on Acast. See acast.com/privacy for more information.
Cancer at 34: Could You Afford a Year Without Work? [Chills 286, Sponsored by Prudential]
Most of us plan for the hospital bill.But what happens if you cannot work for months… or even a year?Daniel was chasing FIRE. Then cancer forced him to stop working… but not in the way he had planned.At 34 …
Notes de l’épisode
Most of us plan for the hospital bill.
But what happens if you cannot work for months… or even a year?
Daniel was chasing FIRE. Then cancer forced him to stop working… but not in the way he had planned.
At 34, Daniel found a lump after a 5km run. Nine days later, he was diagnosed with stage 2B Hodgkin lymphoma.
Six months of chemotherapy followed: 12 sessions, 13kg lost and a treatment bill of over $300,000.
His hospitalisation plan covered the treatment. His employer continued paying him for six months, while an early Critical Illness payout provided additional support.
The bigger lesson? Preparing for illness is not only about paying the hospital. It is also about buying yourself enough time to recover.
Prudential Singapore’s Health Gap Years poll found that 67% of respondents expected severe-stage critical illness recovery to take more than a year. Yet only 29% believed they had enough savings to get through it.
Daniel and medical oncologist Dr Hsieh Wen-Son join us to discuss the money, treatment and the difficult reality of life after a cancer diagnosis.
If you had to stop working tomorrow, how long could your finances last?
Brought to you in partnership with Prudential Singapore.
Disclaimer: This content is for general information only and is not medical or financial advice. Costs, recovery experiences and insurance coverage differ by person and policy. Speak to qualified healthcare and financial professionals before making any decisions.
#TheFinancialCoconut #ChillsWithTFC #Prudential #PrudentialSingapore #HealInYourHealthGapYears #CriticalIllness
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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Hosted on Acast. See acast.com/privacy for more information.
Are You Getting the Most Out of Your Credit Card? [Chills 285, Sponsored by Trust Bank]
For years, the credit card debate had two camps: Team Miles or Team Cashback.Now, Trust Bank is adding a third contender, which is Stockback.This week on Chills with TFC, Reggie sits down with Dawn from SG …
Notes de l’épisode
For years, the credit card debate had two camps: Team Miles or Team Cashback.
Now, Trust Bank is adding a third contender, which is Stockback.
This week on Chills with TFC, Reggie sits down with Dawn from SG Budget Babe, personal finance YouTuber Demi Zhuang and Johnathan Chua from The Daily Ketchup Podcast to compare how they reward their spending.
Dawn reveals why becoming a mum pushed her from cashback to miles. Demi shares the surprisingly elaborate card strategy she uses while furnishing her new home. Johnathan knows firsthand how even a small oversight, like a forgotten S$17 Uber charge, can affect a credit score. Now he's gotten way past that and on track to shaping his financial health and freedom.
Then comes the big question: could everyday spending help more Singaporeans take their first step into investing?
With the Trust Freedom Card, you can now turn everyday spending into investing. Earn 3% Stockback on eligible purchases, and once your Stockback reaches S$10, it will be automatically invested into your chosen stock or ETF.
Would you choose cashback, miles or stocks?
Watch the full conversation on YouTube.
Sponsored by Trust Bank. This content including any mention of stocks or ETFs is for general information only and does not constitute financial advice or a recommendation to buy or sell any investment product. Investments involve risk and may lose value. This advertisement has not been reviewed by the Monetary Authority of Singapore.
3% Stockback in US Stocks and ETFs promo is valid until 31 Dec 2026. This will change to 2% Stockback on Local Eligible Spend and 0.5% Stockback on Foreign Eligible Spend from 1 Jan 2027.
T&Cs apply. Visit trustbank.sg for more info.
#TheFinancialCoconut #ChillsWithTFC #TrustBank #Stockback #CreditCardsSG #SingaporeFinance
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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The Biggest IP Mistake: Treating It Like a Checklist [TBS 63 ft IP for Growth Awards]
Three companies, three very different IP playbooks. A top-10 global dairy brand patents individual probiotic strains and prints the story on packaging to justify a premium. A food-traceability startup patents …
Notes de l’épisode
Three companies, three very different IP playbooks. A top-10 global dairy brand patents individual probiotic strains and prints the story on packaging to justify a premium. A food-traceability startup patents its core process but keeps its actual signature method a trade secret, refreshed yearly to catch counterfeits. A local kopi-brewing startup can't patent its process at all, so recipe, hardware tweaks and a registered trademark do the heavy lifting instead.
Despite the size gap, the panel lands on the same warning: IP gets treated as a box to tick, filed and forgotten, instead of an asset that needs an active go-to-market plan. Getting granted is the easy part. Figuring out whether that patent should drive pricing, unlock licensing revenue, or protect a supply chain is the part founders skip.
For anyone weighing whether to patent, trademark, or just keep quiet about how something is made, the panel's breakdown of costs, timelines and trade-offs is a useful gut check.
Guests:
- Dr Eugene Ho, Director of Research and Intellectual Property, Inner Mongolia Mengniu Dairy
- Loh Jian Yuan, Chief Operating Officer, Kopi Near Me Pte Ltd
- Alrik Tan, Co-Chief Executive Officer and Chief Scientific Officer, Natural Trace Private Limited
What's currently sitting in a business unprotected: is it because it's not worth protecting, or because no one's gotten around to it?
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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Real Reasons Fresh Grads Get Ghosted After 400 Applications [W&S S2 E1]
A 100% keyword match on a resume used to be the goal. Now it's often the reason it gets rejected before a human ever reads it.Career coach Samantha Ng joins co-hosts Adrian and Faith to break down why fresh …
Notes de l’épisode
A 100% keyword match on a resume used to be the goal. Now it's often the reason it gets rejected before a human ever reads it.
Career coach Samantha Ng joins co-hosts Adrian and Faith to break down why fresh grads are sending out hundreds of applications and hearing nothing back. The diagnosis isn't a weak resume, it's a hiring system that screens through AI before anyone sees the document, filters out "too perfect" applications as machine-generated, and fills most roles through internal referrals long before they ever reach a public job portal.
Samantha, who works across local, regional, and global talent as a university career coach, walks through what's actually working right now: building a visible portfolio, going beyond internships for real-world proof of skill, using cold LinkedIn outreach the right way (ask for advice, not a job), and why energy management matters as much as strategy when the rejections start piling up.
Topics covered:
- Why AI hiring screens resumes before a human does, and what a "too perfect" match now signals
- The hidden hiring funnel: referrals → fairs → headhunters → portals (and why job seekers are looking in the wrong place)
- Portfolio vs. internship stacking: what actually proves capability
- Ghost job postings and lazy, AI-generated JDs
- Cold networking that works, and why "ask for advice" beats "ask for a job"
- Energy management and separating justified stress from self-inflicted comparison
- What to change in the next 7 days if applications aren't converting
Practical, candid conversations on work, money, and everything in between. Like, follow, and subscribe to Wise & Shine for more.
#JobSearch #CareerAdvice #FreshGrad #ResumeTips #AIHiring #SingaporeCareers #TheFinancialCoconut
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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Hosted on Acast. See acast.com/privacy for more information.
Indonesian Professional Pursues Singapore Dream with a $2.5M FIRE number [Chills 284 ft Pandeka]
His first salary in Jakarta was S$150 a month. He saved 40% of it. Eleven years on in Singapore, he sits seven or eight years out from a S$2.5 million FIRE number, with two kids and a helper.Meet Deka, the …
Notes de l’épisode
His first salary in Jakarta was S$150 a month. He saved 40% of it. Eleven years on in Singapore, he sits seven or eight years out from a S$2.5 million FIRE number, with two kids and a helper.
Meet Deka, the Indonesian professional who built 630,000 subscribers in eighteen months teaching the thing his banker friends in Jakarta had never heard of: index investing. No gurus, no hot tips, no McLaren on the feed. Just a fixed split of every payday, half of every bonus into IBKR the day it lands, and a household that runs on one salary.
Deka breaks down how he outsaves his childless Singaporean friends, why he moved his largest position out of CSPX and into VWRA, and what S$2.5 million looks like once you take CPF out of it.
If you assumed FIRE in Singapore belongs to couples without kids, this is the counter-example.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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Hosted on Acast. See acast.com/privacy for more information.
NDR 2026 Experts Take: More Money, More Leave, But Will Singaporeans Have Kids? [Chills 283]
Singapore's National Day Rally 2026 changed how family support works. In the past, families got a bigger payout for each additional child, more money for the second child, even more for the third. That system …
Notes de l’épisode
Singapore's National Day Rally 2026 changed how family support works. In the past, families got a bigger payout for each additional child, more money for the second child, even more for the third. That system is gone. Every child now receives the same flat support each year, no matter their birth order.
Our guests explained why this matters more than the dollar amount itself: incentive-based payouts push people toward having more kids, while flat, universal support signals something different, that the government backs parenting itself, not a specific birth count.
The change does not fix everything.
Singles are still left out of the conversation, and policy moves faster than culture does.
Removing the incentive for "just one more child" may make the support feel more honest, but it also resets what people expect family policy to do.
Does support built on consistency actually change how Singaporeans plan families, or does the amount still matter most?
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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Why Singapore SMEs Should Invest in Sabah, According to Its New Investment Chief [TBS 62, Sponsored by STTOS]
Every Singapore business that outgrows Singapore looks north. Most stop at Johor. It's close, it's familiar, and anything further feels like a different order of decision. Sabah is three hours away and does not …
Notes de l’épisode
Every Singapore business that outgrows Singapore looks north. Most stop at Johor. It's close, it's familiar, and anything further feels like a different order of decision. Sabah is three hours away and does not make the shortlist.
Closing that gap is now Kevin George Ukang's job. Five months into running Invest Sabah, after sixteen years inside a regional development authority, his pitch to Singapore SMEs is narrower than you'd expect: tourism, logistics and food processing, with cold chain the loudest gap of the three.
Hotels in Kundasang sell out while travellers are still looking for beds. Cold storage runs short in a state built on perishables. Foreign investors can hold full equity, though native title land stays off the table. None of that makes Sabah easy. It makes it early.
If you've been weighing where to grow next, has Sabah ever made your list, and what would put it there?
Explore STTOS's trade and investment support and watch the full episode on YouTube for the key insights.
#TheFinancialCoconut #STTOS #Sabah #SingaporeSME #InvestSabah #BusinessExpansion
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
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⚠️ Disclaimer:
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Are SGX Companies well governed and truly undervalued? [Chills 282]
Everyone says Singapore stocks are going cheap. So one guest pulled the Bloomberg numbers before walking into the studio: small caps here trade at 13 times earnings on average. Hong Kong? About four. Malaysia …
Notes de l’épisode
Everyone says Singapore stocks are going cheap. So one guest pulled the Bloomberg numbers before walking into the studio: small caps here trade at 13 times earnings on average. Hong Kong? About four. Malaysia, 11. Her verdict: not undervalued. "Fairly priced."
Meet Lawrence Loh, the NUS professor who has scored SGX-listed companies on governance for over a decade, and Hwee Li Ong, the SAC Capital CEO who takes companies to market. No sell-side spin, no vague optimism, no box-ticking. Just data, hard questions, and the odd coconut analogy.
In this Chills with TFC, they break down why large companies outscore small ones on governance every year without fail, why REITs top the governance scores year after year, and whether family-run firms deserve a place in your portfolio.
So which is it for you: are Singapore small caps cheap, or just bad at explaining themselves?
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🎧 The Financial Coconut:
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Why Fixed Income May Matter More In Today’s Market [Chills 281, Sponsored by Aberdeen]
Most investors love talking about equities.But in a world of higher interest rates, geopolitical uncertainty, tariff risks, AI disruption, and shaky market narratives, fixed income may be more interesting than …
Notes de l’épisode
Most investors love talking about equities.
But in a world of higher interest rates, geopolitical uncertainty, tariff risks, AI disruption, and shaky market narratives, fixed income may be more interesting than many people realise.
Natalie Tan, Head of Wholesale for Southeast Asia, and Nathaniel Wilson, Fixed Income Investment Specialist at Aberdeen Investments, break down how bonds, credit strategies, investment grade, high yield, emerging market debt, frontier bonds, and short-duration fixed income actually fit into a portfolio. Not as “boring stuff for retirees”, but as tools that can help investors manage volatility, generate income, and think more clearly about risk.
The big shift? Yields have reset higher. That means fixed income may no longer be just the defensive sidekick in your portfolio. Depending on your objective, it could play a bigger role than expected.
For Singapore professionals who usually think “CPF is my bond” or go all-in on equities, this may be worth rethinking. Are bonds finally interesting again?
Learn more about Aberdeen’s investment solutions here:
https://www.aberdeeninvestments.com/en-sg/investor/investment-solutions/credit
Disclaimer:
This content is produced in partnership with Aberdeen Investments for educational purposes. It discusses the strategies and is not financial advice. Investments are subject to risks, including the possible loss of the principal amount invested. This advertisement has not been reviewed by the Monetary Authority of Singapore. Investors should read the relevant prospectus and consult a financial adviser to ensure any investments are suitable for their portfolio. For more information on Aberdeen Investments: Investment Solutions for Investors | Aberdeen Investments
#TFC #FinancialCoconut #FixedIncome #AberdeenInvestments #CreditInvesting
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Burnout Doctor broke Bond to pursue Barista FIRE [Chills 280]
Burnout stories are common. What is rare is someone who actually steps off the “helicopter track” and rebuilds life from scratch. Dr Faith Nadine Choo, The Side Quest Doctor, did exactly that. After clocking 70 …
Notes de l’épisode
Burnout stories are common. What is rare is someone who actually steps off the “helicopter track” and rebuilds life from scratch. Dr Faith Nadine Choo, The Side Quest Doctor, did exactly that. After clocking 70 to 80 hours weekly and surviving 30‑hour hospital calls, she realised she was running on empty. Her turning point came during a palliative posting, watching a patient her age face terminal illness. That moment forced her to confront what she was truly chasing.
Dr Faith eventually broke her medical bond, paid a six‑figure penalty, and redesigned her life around freedom, health and meaningful work. Today she works 20 to 25 hours weekly, earns 8 to 10K, writes, podcasts and builds a life that fits her values.
This conversation is for anyone questioning the grind, exploring FIRE or wondering what “success” should look like in Singapore’s high‑pressure system.
Save this if you’re navigating burnout, career pivots or planning your own version of financial independence.
Tell us: What does a life built around freedom look like for you?
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🎧 The Financial Coconut:
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How A Singapore Tennis Coach Built A Million-Dollar Portfolio [Chills 279 ft SGWealthJourney]
A millionaire tennis coach sounds like a flex… until you hear the grind behind it.Meet Jun Chong, a tennis coach who started the sport "too late" at 13, who runs Jun Tennis Academy in Singapore, and who today …
Notes de l’épisode
A millionaire tennis coach sounds like a flex… until you hear the grind behind it.
Meet Jun Chong, a tennis coach who started the sport "too late" at 13, who runs Jun Tennis Academy in Singapore, and who today is a self-made millionaire investor behind SGWealthJourney.
Explore his story on the early gains that made him cocky, the all-in earnings gambles that almost wiped him out, and the painful pivot to a calmer, emotion-aware investing approach.
This conversation is a reminder that wealth is not built from one perfect strategy. It comes from work, skin in the game, painful feedback, and learning how to stay sane while taking risk.
Whether you're new to investing or already deep in the game, Jun's story is the kind of grounded "I made the mistakes so you don't have to" episode you'll thank yourself for watching.
What has been your biggest money lesson so far?
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
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Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
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Hosted on Acast. See acast.com/privacy for more information.
Manhattan Fish Market’s New Franchise Model Explained [TBS 61 ft Manhattan Fish Market]
Manhattan Fish Market is setting its sights on a comeback by returning to what made the brand memorable in the first place: familiar flavours, accessible seafood and a distinctly Malaysian identity.At Franchise …
Notes de l’épisode
Manhattan Fish Market is setting its sights on a comeback by returning to what made the brand memorable in the first place: familiar flavours, accessible seafood and a distinctly Malaysian identity.
At Franchise International Malaysia 2026, CEO Deric Yeo and COO Sheikh Imran Iskandar shared how the home-grown halal seafood chain is rediscovering its original DNA while adapting to changing consumer habits. That means bringing back much-loved recipes, introducing Malaysian-inspired flavours and expanding through smaller kiosk and shop-in-shop formats designed for delivery, convenience and lower franchise entry costs.
The brand, which once operated across 16 countries, still maintains a presence in markets including Sri Lanka, Bangladesh, the Maldives, Myanmar and Jordan. Its strategy is clear: strengthen the Malaysian market first, prove the model, then grow into surrounding regions.
For aspiring franchisees, the lesson is equally important. International expansion is not about entering every market at once. Build one successful foothold, understand local demand and let strong performance create opportunities in neighbouring countries. Manhattan Fish Market’s next chapter is about nostalgia, reinvention and disciplined growth, without losing what customers already love.
#TheFinancialCoconut #ManhattanFishMarket #Franchising
🎧 *The Financial Coconut:*
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
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How Can AI Make You a Better Investor? [Chills 278 ft Tree of Prosperity, Steady Compounding]
Many retail investors chase tips, trends and rumours, yet overlook the one thing that consistently improves results: better thinking. We break down how AI‑style reasoning helps investors ask sharper questions …
Notes de l’épisode
Many retail investors chase tips, trends and rumours, yet overlook the one thing that consistently improves results: better thinking.
We break down how AI‑style reasoning helps investors ask sharper questions, reduce emotional bias and build clearer decision frameworks.
Learn:
- Practical habits such as defining investment objectives, stress‑testing assumptions
- Understand how data guides long‑term choices.
- Gain a grounded look at how structured thinking supports confidence, especially in volatile markets.
This is a useful watch for anyone who wants to improve discipline, avoid common pitfalls and make more intentional financial moves.
Save this episode for your next portfolio review and share it with a friend who is trying to invest more wisely.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
Can You Make Money From an Anytime Fitness Franchise? [TBS 60 ft Anytime Fitness]
From one gym in 2017 to 16 clubs today, Jaya’s Anytime Fitness journey shows what disciplined reinvestment can achieve.Instead of taking profits out, he channelled earnings from each successful outlet into the …
Notes de l’épisode
From one gym in 2017 to 16 clubs today, Jaya’s Anytime Fitness journey shows what disciplined reinvestment can achieve.
Instead of taking profits out, he channelled earnings from each successful outlet into the next. That steady approach helped him scale across the Klang Valley while continuing to run other businesses. Meanwhile, Anytime Fitness Malaysia has grown from just 17 gyms in 2017 to around 130 in 2026, with even faster expansion planned.
Why Malaysia? Lower rental, construction and operating costs make the market attractive, while demand for accessible fitness, personal training and community-focused gyms continues to rise. However, the opportunity comes with serious commitments: opening a club may require roughly RM1.6 million to RM1.8 million, monthly operating costs can reach RM80,000 to RM90,000, and returns may take two to three years.
The lesson is simple: franchising is not passive from day one. Success still requires industry knowledge, careful site selection, strong people management and the discipline to follow a proven system, especially during the demanding early stages of the business.
#TheFinancialCoconut #AnytimeFitness #FitnessFranchise
🎧 *The Financial Coconut:*
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 *LISTEN & SUBSCRIBE*
Spotify: https://rebrand.ly/TFC-spotify
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YouTube: https://rebrand.ly/TFC-youtube
🔗 *CONNECT WITH US*
Get daily tips, insights, and community:
Instagram: https://rebrand.ly/TFC-instagram
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📺 *MORE FROM OUR NETWORK*
Discover our other shows and deep dives on YouTube:
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Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
From Broke Founder to $4M in 10 Years: FIREPath Lion's Comeback Story [Chills 277]
He failed his startup. Lay awake at night convinced he'd ruined his financial future. Ten years later, he's sitting on a $4 million portfolio.Meet FIREPath Lion, the pseudonymous Singaporean blogger who shares …
Notes de l’épisode
He failed his startup. Lay awake at night convinced he'd ruined his financial future. Ten years later, he's sitting on a $4 million portfolio.
Meet FIREPath Lion, the pseudonymous Singaporean blogger who shares everything most personal finance creators won't: his exact salary, every bonus, every investment, every number on the way to FIRE. No gurus, no day-trading, no genius stock picks. Just Bogleheads-style passive investing, aggressive saving, and a brutal honesty about what failure taught him.
FIREPath Lion breaks down how he climbed back from broke, why he believes the 4% rule changed his life, and the difference between his personal FIRE number ($3.7M) and his family's ($6-7M).
If you've ever wondered whether FIRE is real or just internet talk — this is the receipt.
Watch the full episode on YouTube.
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🎧 The Financial Coconut:
Your weekly source for empowering financial knowledge and unlocking possibilities. We explore personal finance, investing, and entrepreneurship to help you build a richer life. Join us as we explore personal finance, investing and more.
Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut
📍 LISTEN & SUBSCRIBE
🔗 CONNECT WITH US
Get daily tips, insights, and community:
📺 MORE FROM OUR NETWORK
Discover our other shows and deep dives on YouTube
⚠️ Disclaimer:
The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.
Learn about our events
Help us get to know you better: http://bit.ly/thefinancialcoconut-survey
Hosted on Acast. See acast.com/privacy for more information.
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