Making Finance Simple, with Dan Malone

In this episode Michael is joined by Dan Malone, founder of Honest.ie and creator of a popular YouTube channel "Dan Malone Money", which is focused on making personal finance simple and accessible. Recorded in front of a live audience, Michael and Dan explore financial education in Ireland, investing, pensions and the decisions that can help people build long-term financial security.

The conversation covers a wide range of topics, including what someone starting their financial journey at 30 should consider, the impact of government spending and investment on inflation, and how Irish pension fees compare with those in the UK. Dan also shares his thoughts on using personal investment accounts alongside pensions, making the most of the small gift exemption to invest for children's futures, and his recent interview with Albert Dolan.

Finally, Michael and Dan explore the FIRE movement, discussing Dan's perspective on financial independence and whether early retirement should really be the ultimate goal. With questions from the live audience throughout, this episode brings together practical financial education, different perspectives and plenty of food for thought.

Links & Resources

Dan's conversation with Albert Dolan:
https://www.youtube.com/watch?v=NwCB5xtRFqk

Dan's YouTube video about FIRE:
https://www.youtube.com/watch?v=gVfQgX235oA

Visit Honest.ie:
https://www.honest.ie

Learn more about the 2027 FI Retreat:
https://www.firepodcast.ie/retreat