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Giving vs Exploitation: Black Tax, Billing & Scams

29.09.2026 · 40 Min.

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Should you keep giving when you know some of those requests are scams? PF has a surprisingly freeing answer about black tax, generosity, and the line between being a blessing and being exploited.Most of us know the messages: school fees, rent, a sick relative, and sometimes a roof that doesn't exist. In this episode, PF, Loraine and Kenneth get honest about black tax and "billing," why $100 here can change someone's month back home, and PF's rule that God only asks you to give what He has put in your hand. Then Loraine and Kenneth push back hard: shouldn't you build wealth first before you start giving it away? It becomes one of the most spirited Bible-vs-worldly-wisdom debates we've had, covering stewardship, the parable of the talents, curses and village superstition, and whether it's okay to give expecting something back.💬 Where do you draw the line: do you answer every request, or do you need proof first? Tell us in the comments.CHAPTERS00:00 Giving vs. exploitation: where's the line?00:47 "If you're asking me, you don't have it"02:54 Won't giving just enable them?03:53 The self-made myth: hard work doesn't explain your blessing04:42 What $100 means in naira: black tax back home06:37 PF's $5 rule: give only what God gave you08:30 Rent money vs. family vacation: who comes first?11:13 What if you find out you were scammed?11:53 Billing, materialism, and the pressure back home16:02 Can someone curse you through your gift?19:37 Village houses, deaths, and correlation vs. causation20:38 The excuses we use to avoid giving23:09 "I've been walking on water": PF's credit card story26:18 Build wealth first, then give? The big debate30:45 God's economy: enough for your need, not your greed33:37 Can you give expecting something back?36:13 Manna, saving, and why generosity is always right37:02 "I'd rather be the one they try to scam"38:38 Final takeaways and sponsor📱 CONNECT WITH US• Instagram: @pfunfiltered• TikTok: @pfunfiltered• X: @pfunfiltered• Listen on Spotify: PF Unfiltered• Listen on Apple Podcasts: PF Unfiltered🍞 This episode is sponsored by Barrow Avenue Bakery!Fresh, artisan baked goods made daily. When PF needs mental rest, he bakes, and when we need great bread, we go to Barrow Avenue Bakery.Visit: barrowavenue.comFollow on Instagram: @2barrowavenue (Barrow Avenue Bakery)#pfunfiltered #podcast #blacktax #generosity #africanchristian

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