This is Money Podcast
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- 22. Okt. 2026
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What you need to know about money each week and what the news means for you, from the UK's best financial website.
Hosted on Acast. See acast.com/privacy for more information.
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Bonus: What you need to know about investing in a Sipp
Saving in a self-invested personal pension is a great way to create a side pot from your workplace pension or to build a retirement fund if you are self-employed.On this special bonus episode of the This is …
Shownotes
Saving in a self-invested personal pension is a great way to create a side pot from your workplace pension or to build a retirement fund if you are self-employed.
On this special bonus episode of the This is Money Podcast, Simon Lambert is joined by Trading 212's chief operating officer, George Mantilas, to discuss everything you need to know about investing in a Sipp.
From how to get easily get started, to what you can do to improve your pension saving and keep fees low, they discuss Sipp essentials.
These include:
- The benefits of a Sipp
- How they work
- Why people invest in Sipp as well as a work pension
- Why investing in a Sipp matters
- Do fees matter as much as what you invest in?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Steve Webb answers your pension questions
On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.The former pensions minister joins Georgie Frost …
Shownotes
On this special This is Money podcast episode to celebrate his 500th column as our retirement agony uncle, Steve Webb is back to answer your pension questions.
The former pensions minister joins Georgie Frost and Simon Lambert to talk through what he has learnt over those 500 columns and reply to the questions he has been sent in specially for this episode.
01:54 – The £118,000 state pension underpayment that exposed a huge scandal
05:01 – Inheritance tax: What's changing for pensions in April 2027?
07:39 – Will final salary pensions be caught by inheritance tax?
09:02 – How to make life easier for loved ones when you die
10:09 – Can you give money to relatives' pensions without paying inheritance tax?
12:07 – Gifting from surplus income: What records do you need?
13:47 – Can you access your pension at 55 without triggering a tax trap?
15:53 – Why is the private pension access age rising to 57?
19:19 – Tax-free lump sums: Can you take another 25% if your investments grow?
23:36 – Why is the state pension taxable when other benefits aren't?
30:54 – Is deferring your state pension for nine years a costly mistake?
33:31 – The McCloud ruling: Why are public sector pensions still delayed?
36:47 – What would Steve Webb change about the pension system?
38:37 – The biggest pension mistake people make
39:39 – Are you missing out on a better workplace pension?
41:19 – Why checking your pension paperwork could save you thousands
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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Should we axe inheritance tax on family homes?
There were a number of ways Kemi Badenoch could have tackled the much-hated issue of inheritance tax.The Tory leader could have promised to cut the rate, remove gifting allowances from the deep freeze, raise …
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There were a number of ways Kemi Badenoch could have tackled the much-hated issue of inheritance tax.
The Tory leader could have promised to cut the rate, remove gifting allowances from the deep freeze, raise thresholds, or stop pensions being pulled into the net.
Instead, she decide to announce family homes would be completely exempt under a Conservative government... and couples would still get to give away £1million tax-free on top of that.
Was that a good idea, or has Kemi just promised to make a bad tax even more complicated?
On this week's podcast Georgie Frost and Simon Lambert talk inheritance tax and as well as looking at Kemi's plan they discuss what you need to do to beat IHT now.
Plus, the Lifetime Isa is on the way out but savers are still being stung with penalties. Will the new first-time buyer Isa be an improvement.
In the stock market story of the week, Simon reveals why Tesco says it will be a less boozy Christmas.
We explain how to get a free will and what you should consider putting in it.
And finally, the new electric Jaguar has finally been revealed. It's very big, very fast and £120,000 - would you want one?
01:07 – Kemi Badenoch’s inheritance tax plans
08:25 – What can you do now to reduce an inheritance tax bill?
12:13 – The £3,000 gifting allowance and other gift exemptions
17:06 – Gifting out of surplus income
21:53 – Lifetime ISA penalties and the new First Time Buyer ISA
29:41 – Stock Market Story of the Week: Tesco, GLP-1s and alcohol
32:30 – Free Wills Month: why you need a will and how to get one free
38:39 – Jaguar’s £120,000 electric gamble
46:00 – Stat of the Week: families £2,900 worse off
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Is axing the pension triple lock the right move?
The triple lock's days appear to be numbered. The Prime Minister Andy Burnham revealed bold plans to ditch the pension guarantee from 2030 and replace it with what has been dubbed a 'double lock' at the Labour …
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The triple lock's days appear to be numbered. The Prime Minister Andy Burnham revealed bold plans to ditch the pension guarantee from 2030 and replace it with what has been dubbed a 'double lock' at the Labour party conference this week.
Is it the right move? Georgie Frost, Lee Boyce and Helen Crane discuss on this week's This is Money Podcast.
Elsewhere, Angela Rayner announced that councils could soon be allowed to take over empty buy-to-let properties, if they had been vacant for as little as six months. Helen explains EDMOs and who could be stung.
Fancy working for yourself? We reveal the ten most in-demand self-employed roles... plus what to do if you find out a colleague is being paid a lot more than you for doing something similar.
Finally, a new vape tax comes into force this week. What's changing, and will it really encourage people to kick the habit?
01:17 – Is the triple lock on the way out?
19:21 – State Pension myths busted
22:50 – Could councils take over empty homes?
30:00 – The most in-demand self-employed jobs
34:53 – My colleague earns £20,000 more than me – what can I do?
39:52 – The new vape tax: how much will it cost?
45:17 – Lee’s tip of the week
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Should we hike the income tax-free allowance to £15,000?
Could the personal allowance be raised to £15,570 in the Budget? That's the off the wall idea that emerged this week as a way of Labour nudging ahead if Andy Burnham called an early election.The podcast team …
Shownotes
Could the personal allowance be raised to £15,570 in the Budget? That's the off the wall idea that emerged this week as a way of Labour nudging ahead if Andy Burnham called an early election.
The podcast team discuss that and Simon's idea for how you could start to reform the tax system.
Time stamps
00:06 – Coming up: personal allowances, energy bills, buy-to-let and working from home
02:01 – Could the personal allowance rise to £15,570?
12:13 – How could Britain fix its tax system?
18:52 – Why are UK energy bills so high?
26:17 – Stock market story of the week: Airtel Money’s London listing
27:47 – Can landlords still make money from buy-to-let?
30:47 – Airbnb cameras: what are the rules?
35:55 – Working from home: is it time to get back to the office?
45:45 – Simon’s stat of the week: the rising cost of diesel
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
What next for interest rates and how bad will it get for mortgages?
The Bank of England held the base rate again on Thursday but mortgage rates have soared this week.Major lenders have made a wave of hikes and there are warnings that more are on the way, so what's going on?Is …
Shownotes
The Bank of England held the base rate again on Thursday but mortgage rates have soared this week.
Major lenders have made a wave of hikes and there are warnings that more are on the way, so what's going on?
Is this just another temporary spike as the mortgage market throws one of the wobblies we've seen a number of times in recent years or serious bad news, with rates set to stick higher?
On this week's podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss interest rates, what this could cost people and what you can do if you need to remortgage.
Plus, what does this all mean for gilts and the Budget and did the Bank of England quietly make a decision that could make things materially better?
With more investors buying gilts direct, should you take advantage of the higher rates on offer and how do you invest in UK government bonds?
Or should you choose a fixed rate savings account at 5.2 per cent instead.
A This is Money reader question highlights the worst inheritance tax trap that lies at £2million.
And finally, would you do a Rokos and move to Greece – and other than the weather what are the attractions?
Helpful links
To check the best mortgage rates you could apply for go to www.thisismoney.co.uk/mortgage-finder
To check the best savings rates go to www.thisismoney.co.uk/save
Read Joanne Hart's guide to investing in gilts
TIME STAMPS
00:00 Welcome to the podcast
00:52 Interest rates held – so why are mortgages getting more expensive?
03:30 Mortgage rates are rising again: how bad could it get?
06:22 From 0.99% to 4.88%: the remortgage shock facing borrowers
10:57 Savings rates are back above 5% – should you lock in?
18:05 Five-year fix or invest instead?
19:43 Gilts 101: what are government bonds and how do they work?
24:24 Why are gilt yields so high – and how do they compare with savings?
27:18 How do you actually buy gilts?
29:59 Inheritance tax: could a £2m estate lose the home allowance?
33:07 Pensions and inheritance tax: what changes from April 2027?
36:02 The inheritance tax trap that could produce eye-watering tax rates
39:48 Why are wealthy Britons moving to Greece?
41:59 Greece's tax breaks – and who can benefit
42:08 Thinking of moving to Greece? What you need to consider
47:20 Seven energy deals that could beat the price cap rise
48:04 That's all for this week
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
How much money do you need to retire early?
Retiring early, making your time your own and sticking it to the man is something many of us will have dreamed of.But what would it take you to get there and how much would you need to start investing now …
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Retiring early, making your time your own and sticking it to the man is something many of us will have dreamed of.
But what would it take you to get there and how much would you need to start investing now depending on your age and when you want to kick back?
On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce and Simon Lambert look at the early retirement dream. Is it realistic, what do you gain and what do you give up, and why is it vitally important for some to use an Isa as well as a pension?
One thing hampering many of our saving efforts is the cost of living and now inflation warnings are coming thick and fast again. How dire are the predictions, how likely are they to come true, what does it mean for the rest of your finances – and what’s the cost of a weekly shop got to do with things?
Plus, the Renters’ Rights Act is about to deliver a landlord register but is that a good idea or more red tape.
And finally, trading cards are worth big money and catching the attention at the moment, so how did Lee become an accidental collector?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Why the UK has a bond market problem - and what it means for you
Is it crunch time on the bond markets or is this just another episode in a long-running soap opera that always leaves us on a cliff hanger?Turmoil on global bond markets has sent yields soaring on major …
Shownotes
Is it crunch time on the bond markets or is this just another episode in a long-running soap opera that always leaves us on a cliff hanger?
Turmoil on global bond markets has sent yields soaring on major countries' debt but the UK is suffering more than its rivals.
So, what’s going on with the bond blowout? How bad is it? Why does the UK pay more to borrow than similar countries? And why is it bad news for the Budget and our finances?
On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert discuss the bond market, explain what's going on and why it matters to you.
Stoozing is back. Do you stooze, would you stooze, what on earth is stoozing and is it wise?
Plus, could you get duped by the British boutiques that are actually shoddy Chinese shops?
And finally, a property report this week claimed the death of the dining room… but is it time to be contrarian and revive them? Revealing his true identity as a fully paid-up member of the property-owning bourgeoisie, Simon puts up a defence for the dining room - but do Helen and Georgie agree?
00:00 Welcome to the This is Money podcast
00:57 Why are UK government borrowing costs surging – and why should we care?
06:36 Is the world’s debt problem getting out of control?
10:46 What could the bond market turmoil mean for the Budget?
17:35 What does it mean for mortgages, savings and your money?
19:11 Stoozing is back: could you really make £750 from a 0% credit card?
29:46 Fake British boutiques: are you really buying cheap clothes from China?
38:03 Death of the dining room: do we still need one?
45:37 Simon’s stat of the week: more than 1million pensioners paying higher-rate tax
46:37 Podcast close
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Is Britain headed for a retirement renting crisis?
From next year, those in receipt of the full state pension will have to start giving some of it back to the government in income tax.The Treasury has put in place a ‘waiver’ system for less well-off pensioners …
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From next year, those in receipt of the full state pension will have to start giving some of it back to the government in income tax.
The Treasury has put in place a ‘waiver’ system for less well-off pensioners – but it has been revealed this week that those who chose to defer their state pension could miss out because of the extra income they receive.
On this week’s podcast, Georgie Frost is joined by This is Money’s Helen Crane and Tanya Jefferies to discuss whether that is fair, and how Britain’s state pension got so complicated.
Staying on the subject of retirement, estimates of how much we have to save for old age usually assume we will own our homes and have paid off the mortgage by the time we quit work.
But for a growing number of people, that isn’t the case – and a new study suggests those who rent during retirement could have to save £419,000 extra to afford it.
With today’s youngsters expecting to get on the ladder later, or perhaps not at all, the problem is only set to worsen. The team discuss this shift and what people can do to prepare.
Despite a greater need for rented homes, the property market is awash with landlords trying to offload flats. Who is going to buy them, and is it an opportunity for first-time buyers?
And finally, from Lidl trainers to pizza menus and even Argos catalogues, we reveal the everyday items that could be tomorrow's collectables.
00:00 – Introduction
01:04 – Why some pensioners could face income tax on the State Pension
05:00 – Who could miss out on the Government’s proposed tax waiver?
09:47 – Should you still defer your State Pension?
14:35 – The looming problem of renting in retirement
19:00 – How much more do renters need to save for retirement?
23:36 – Why are so many landlords selling their flats?
27:28 – Are flats still worth buying?
30:58 – Is buy-to-let becoming a professional investors’ game?
36:08 – Could the junk in your house actually be worth money?
39:56 – Why old Argos catalogues and pizza menus could become collectables
41:08 – Crane’s compliment of the week: Sainsbury’s
42:05 – Outro
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Bumper rate rise for Premium Bonds - are they now a no-brainer?
NS&I has just boosted the Premium Bonds underlying rate again to its highest level in nearly two years. The odds of winning are better too, with more £50,000 and £100,000 prizes to boot.More than 22million of …
Shownotes
NS&I has just boosted the Premium Bonds underlying rate again to its highest level in nearly two years. The odds of winning are better too, with more £50,000 and £100,000 prizes to boot.
More than 22million of us hold Premium Bonds but after years of being beaten by the best savings accounts, are they suddenly looking like a good option again? And why raise the rate at all? Lee Boyce, Georgie Frost and Helen Crane discuss.
11.34: Imagine you bought a house years ago, pay your mortgage every month... only to discover the Land Registry still hasn’t registered it in your name.
It could mean you can’t remortgage and subsequently out of pocket. We discuss a case where this happened, why and a deluge of cases we are hearing about.
20.54: Inflation is heading the wrong way again - up from 2.6% to 2.9% in July, largely thanks to higher energy costs. What does that mean for base rate?
Energy bills are likely to head higher still, with forecasts of another rise price cap rise in October. Is it time to fix?
29:11: And finally, plug-in solar panels can be legally sold from next week. But before we all rush out to buy them, we explain what you need to know...
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Is the property market coming back to life?
After years of stagnant sales and plummeting prices…is the housing market about to take off again?Lee Boyce, Helen Crane and Georgie Frost discuss what's going with property values and hunt for green shoots of …
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After years of stagnant sales and plummeting prices…is the housing market about to take off again?
Lee Boyce, Helen Crane and Georgie Frost discuss what's going with property values and hunt for green shoots of recovery.
14:46: Some of Britain's biggest banks are offering far better savings rates under different brands. We look at where the deals are hiding and how much more you could earn.
22:47: Crane is back on the case - this time, she resolves a reader problem with an £11,500 heat pump. It left some rooms at just 12°C – and their energy bills went up.
33:07: A-level results day was this week - do the younger generation need to go to university?
We talk about the pressures facing school leavers and why a degree isn't the only route to a successful career, running through best apprenticeships and jobs that don't require a degree.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Do you need to worry about Making Tax Digital?
Has tax just got a little more taxing? Making Tax Digital has come in, meaning hundreds of thousands of people need to make their first quarterly report to HMRC this week - and during the summer holidays to …
Shownotes
Has tax just got a little more taxing? Making Tax Digital has come in, meaning hundreds of thousands of people need to make their first quarterly report to HMRC this week - and during the summer holidays to boot.
Georgie Frost, Simon Lambert and Lee Boyce cover what you need to know about the changes and whether it’s a good move.
How easy is it to find the right software, will it help reduce the ‘tax gap’ and who will need to start using it?
A retirement giant has warned the Government’s inheritance tax raid on pensions next year will undermine faith in saving long-term for later life.
Should people be worried about the changes or keep calm and carry on with their pension contributions?
This week, a Premium Bonds £1million winner scooped the top prize with a bond bought only six months ago.
Is that unusual? Or do many people win the seven-figure sum quickly? Lee reveals all.
Heading off on summer holidays? We give a reminder about the dos and don’ts when it comes to spending overseas… and what does the actor Will Ferrell have to do with it?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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We need to finally fix social care but who will pay?
Is the can finally going to stop being kicked down the road on social care?Andy Burnham has promised to correct what he has called a ‘dereliction of duty’ by a generation of politicians.But how does he plan to …
Shownotes
Is the can finally going to stop being kicked down the road on social care?
Andy Burnham has promised to correct what he has called a ‘dereliction of duty’ by a generation of politicians.
But how does he plan to succeed where so many before him have failed, can he pull it off and who is going to end up paying?
On this episode of the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert discuss how to solve a problem that has defeated successive governments and created a reverse lottery where the unlucky losers can see their wealth wiped out.
Meanwhile, there was no move for the Bank of England this week, as interest rates were held again, despite fears that the recent spike in energy prices could prompt another inflation shock. What does it all mean for our money?
Plus, would you haggle at a high street store? Our man Toby Walne did, so what happened?
And finally, is Britain’s beach hut boom over?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Does Andy Burnham have the right ideas - and can we afford them?
Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us [email protected] us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen …
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
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Should we raise state pension age or axe the triple lock?
The rise in the state pension age looks likely to speed up again, as it was revealed this week that the Government has already been banking the gains.It is now almost certain that the state pension age will …
Shownotes
The rise in the state pension age looks likely to speed up again, as it was revealed this week that the Government has already been banking the gains.
It is now almost certain that the state pension age will rise to 68 between 2037 and 2039, seven years earlier than the official timetable.
But will it have to go up again and when? And is a further rise fair when life expectancy has stalled and it's the triple lock that's driving up costs?
On this episode of the This is Money Podcast, Georgie Frost, Lee Boyce and Simon Lambert discuss the state pension, when you might get it and whether it's time for a rethink. Plus, how can you bridge the gap if you want to retire earlier by saving more yourself?
Simon also explains how you can track down any old work pensions and get them working much harder for you.
Lee discusses why it is taking so long to buy and sell homes and what can be done.
And finally, in the week that SpaceX shares slipped below their IPO price, Simon reveals that he did what he said he was going to do and spent his IPO profits on a weekend away - but how much extra did he have to chip in?
Listen to the podcast, tell us your thoughts at [email protected], and don't forget to subscribe.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Is a mansion tax for properties 'worth' £1.5m or more fair?
Twice as many households could be forced to pay a new 'mansion tax' latest speculation suggests - the threshold may fall from £2million to £1.5million.That rumour comes with Andy Burnham expected to be Prime …
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Twice as many households could be forced to pay a new 'mansion tax' latest speculation suggests - the threshold may fall from £2million to £1.5million.
That rumour comes with Andy Burnham expected to be Prime Minister before the end of the month.
So exactly who will be affected, which regions are most at risk and is the High Value Council Tax Surcharge fair?
Georgie Frost and Lee Boyce discuss as more middle-class homeowners potentially face an annual bill, which won't be ringfenced for local services.
Also, the scourge of cowboy builders - trust in traders falls as millions grappled with shoddy home repairs in the past 18 months. How can you find a good tradesperson and what are your rights if things go wrong?
NS&I is in panic mode as it is far below the amount required to meet its financial targets. As such, it has boosted rates across all products since April.
Which ones should you open and which should you avoid?
And lastly, the tricks to get you into VIP airport lounges for less this summer - even if you've booked economy...
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Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Halifax to vanish as Lloyds ditches the brand - should we care?
Goodbye Halifax! It’s being scrapped by Lloyds after 173 years. But why would you kill off one of Britain’s best known and trusted banking brands?Georgie Frost, Lee Boyce and Simon Lambert discuss the end of a …
Shownotes
Goodbye Halifax! It’s being scrapped by Lloyds after 173 years. But why would you kill off one of Britain’s best known and trusted banking brands?
Georgie Frost, Lee Boyce and Simon Lambert discuss the end of a very familiar name and talk through the history of what started out as a building society... and ask: is another historic name next?
Also, Britons suffer the sharpest drop in wealth of any developed nation - what’s behind it and can we arrest the decline?
The pensions gender pay gap is still big according to a whole raft of data. We share some key ways that women can boost their pensions…
And finally, the secrets to selling on Vinted are revealed by someone who is raking in £12,000 a month selling old clothes.
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Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Bonus episode: Bank of England's Victoria Cleland on the future of cash - and wildlife on banknotes
On this bonus episode of the This is Money podcast, Lee Boyce speaks to Bank of England chief cashier Victoria Cleland on her views over the future of cash.We talk about why preserving choice in payments is …
Shownotes
On this bonus episode of the This is Money podcast, Lee Boyce speaks to Bank of England chief cashier Victoria Cleland on her views over the future of cash.
We talk about why preserving choice in payments is important, whether she fears physical money will die out and how we can stop Britain going totally cashless.
How do we encourage retailers to accept cash and why are people turning away from using it? And how do we keep cash relevant.
We also talk about the 'paradox of cash' where cash is used less frequently for transactions, notes in circulation continue to grow and whether it's fair part of our lives have seemingly gone cashless, including car parks.
With the House of Lords recently announcing a National Resilience Committee looking at whether we should hold cash reserves at home - is there any ideal amount we should hold?
Victoria's signature is on bank notes from 2014 - 2018, and on notes since last year again too after becoming chief cashier again - how does that feel?
Also, we talk about the bank note consultation currently happening - why replace historical figures with wildlife? And has she been surprised by some of the backlash?
There are 18 choices on the list, and nearly half a million people have cast their vote. Lee's favourite is a kingfisher on a fiver and a brown hare on a twenty... what are your picks?
You can vote until 3 July: https://www.bankofengland.co.uk/banknotes/help-us-design-our-next-series-of-banknotes
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Can Andy Burnham fix Britain's tax and financial headaches?
Another one bites the dust. Sir Keir Starmer has resigned just two years in to being Prime Minister.This latest rotation of Britain's PM merry-go-round comes despite Starmer having done nothing particularly …
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Another one bites the dust. Sir Keir Starmer has resigned just two years in to being Prime Minister.
This latest rotation of Britain's PM merry-go-round comes despite Starmer having done nothing particularly wrong. It wasn't scandal that brought down the Prime Minister, dramatic events, a vote of confidence, or a proper leadership challenge, just his party seemingly deciding it ws fed up with the man who won Labour a huge election majority.
Andy Burnham is almost certainly set for a coronation as Prime Minister rather than a leadership contest, so what could that mean for tax, our personal finances and the economy.- and have Starmer and Rachel Reeves left us in a better state than when they took over?
Georgie Frost, Helen Crane and Simon Lambert discuss what's happened and what could come next on this episode of the This is Money Podcast.
Plus, tax will be charged on Isas for the first time as Reeves tries to block savers and investors from using a stocks and shares Isa loophole to avoid the new lower cash Isa limit. But is this yet more meddling that just makes things worse?
And Lee talks to the lady who signs some of our bank notes. The Bank of England's chief cashier Victoria Cleland about new banknotes and why cash is still important.
And finally, how much does a full green makeover add to your home's value?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Should you ask for an early inheritance?
Most families don't pay inheritance tax but those that do can get hit with huge bills running into hundreds of thousands of pounds.With pension pots soon to be included in calculations, this is going to be an …
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Most families don't pay inheritance tax but those that do can get hit with huge bills running into hundreds of thousands of pounds.
With pension pots soon to be included in calculations, this is going to be an issue facing more families in the years ahead.
So if you know your parents or grandparents will get caught in their inheritance tax net, and you also know they don't want to 40 per cent of a chunk of their hard-won wealth going to the government, should you ask for an early inheritance to solve the problem.
On this week's podcast, Georgie Frost, Helen Crane and Simon Lambert discuss how to tackle the thorny issue of giving money away, without triggering a family fallout.
Plus, will the Bank of England still hike interest rates this year, how did a woman end up with another person's massive energy bill from the other side of the country, and is Labour's new plan to make home buyers' offers binding a good idea?
And finally, Simon talks us through his shortlived SpaceX adventure after he decided to sign up for the latest stock market craze.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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House prices vs inflation: The slow motion property slump
Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us [email protected] us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen …
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
The big inheritance shake-up for unmarried couples - and what it means
The government is planning a major inheritance shake-up for unmarried couples but does it go far enough and will it trigger a wave of disputes?On this week's podcast Georgie Frost, Lee Boyce and Simon Lambert …
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The government is planning a major inheritance shake-up for unmarried couples but does it go far enough and will it trigger a wave of disputes?
On this week's podcast Georgie Frost, Lee Boyce and Simon Lambert discuss the planned rules for co-habiting couples, who it covers, whether it goes too far or not far enough and why they still lose out on tax.
Plus, how much do you need for a comfortable retirement and will you get there... plus what it will take in 25 years' time.
How to invest in index funds and profit the easy way.
And what can you do if someone ditches a car or van on your road?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Would you take a £1m lump sum or £1,000 a week for life?
It's the sort of theoretical question you might discuss at the pub with your mates. If you won the lottery and had the choice, would you pick a £1million lump sum, or take £1,000 a week for life? Pollster …
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It's the sort of theoretical question you might discuss at the pub with your mates. If you won the lottery and had the choice, would you pick a £1million lump sum, or take £1,000 a week for life?
Pollster YouGov posed the question to 7,000 Britons recently, and it is fair to say opinions are divided. According to two money experts, there is a right answer - so which is the best strategy, and why is likely to make you much richer? Georgie Frost, Lee Boyce and Helen Crane discuss.
Easy access savings rates have barely budged in recent weeks, but fixed-rate deals are becoming much more attractive. We look at some of the best - and Helen explains why a number of HSBC customers are feeling disgruntled after Isa transfers to the bank were hit with a raft of delays.
The team also looks at Volvo's chaotic EV recall, and what drivers who have been told their car is a potential fire risk can do.
It has been confirmed that the energy price cap will rise by 13 per cent in July, with costs for the average household climbing by £221. So is it worth thinking about fixing your tariff?
And in this week's heatwave, we discuss data which reveals exactly how expensive it is to keep cool. Are new-fangled air cooler devices worth it, and is air conditioning as pricey as many assume?
Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmedia. Email us [email protected]. Text us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane. Producer: Georgie Frost. Hosted on Acast. See acast.com/privacy for more information.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
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Are you saving enough for a comfortable retirement?
Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us [email protected] us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen …
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Follow us on Instagram @dmgnewmedia.
Follow us on TikTok @dmgnewmedia
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Email us [email protected]
Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
What does more political chaos mean for your money and the economy?
A week is a long time in politics... and what a week it’s been. But what does all the turmoil mean for our money? And can we blame it all on Labour?Georgie Frost, Simon Lambert and Lee Boyce discuss the threat …
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A week is a long time in politics... and what a week it’s been. But what does all the turmoil mean for our money? And can we blame it all on Labour?
Georgie Frost, Simon Lambert and Lee Boyce discuss the threat to Keir Starmer's leadership and why it has caused some market panic.
If the Prime Minister is ousted, what could the new man or woman in charge change when it comes to tax and wealth?
Nearly a quarter of retailers now no longer accept cash - but there is a cohort of 'cash preppers' tucking money away at home in case of payment outages. Should we care?
NS&I has bumped up the underlying rate on Premium Bonds and made the odds of winning a prize shorter - are they now a good home for your cash again?
And finally, Lloyds Bank launches a first-time buyer mortgage requiring a £5,000 deposit. Is it a good way to step onto the property ladder?
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Should you worry about flights being cancelled and jet fuel shortages?
With millions of seats being cut from flights worldwide, it's safe to say many Britons may be worried about future travel plans - or are being put off booking holidays altogether.The Middle East conflict has …
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With millions of seats being cut from flights worldwide, it's safe to say many Britons may be worried about future travel plans - or are being put off booking holidays altogether.
The Middle East conflict has pushed up the price of jet fuel and airlines are having to plan ahead to try and ensure as little disruption as possible.
But what can you do if you end up getting swept up in cancellations or delays? Helen Crane, Georgie Frost and Lee Boyce discuss.
Also this week, Helen steps in to help a man finally get a £1,100 refund after his flight was cancelled in the pandemic... SIX years ago.
The high street is in crisis, with TG Jones the next retailer to axe shops and staff. What's gone wrong? And it's no secret banks have closed branches at rapid pace - with banking hubs celebrating their fifth birthday, are they filling the gap well?
More homeowners are selling off chunks of their garden. But what are the dangers and is it a good idea?
And finally, six watches to invest in that experts say will become classics.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Will the Renters' Rights Act work or backfire?
It's been a long time in the making and the idea has run through successive governments, but a new law to improve the life of those who rent their home has finally kicked in.Whether it's much-needed or …
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It's been a long time in the making and the idea has run through successive governments, but a new law to improve the life of those who rent their home has finally kicked in.
Whether it's much-needed or much-feared depends what side of the landlord fence you are on, but what's not in doubt is that the Renters' Rights Act is a massive shake-up.
The assured shorthold tenancy system that has been the backbone of renting a home for almost 40 years has been torn up and replaced with rolling contracts that tenants can get out of with two months' notice.
Landlords, however, will find it much harder to get their property back, put the rent up, or even turn down pets.
So, is this what the rental market needs, or is it likely to backfire as some property experts warn?
With decades of experience of renting, covering the property market - and even helping with a family business that's involved in it - Georgie Frost, Helen Crane and Simon Lambert dig into the Renters' Rights Act.
Plus, on this episode, the Bank of England held rates but could it really need to raise them three times this year and what's behind the rocketing number of 45p taxpayers and why isn't it Rachel Reeves' fault?
And finally, travel experts this week revealed where is still cheap to fly to for summer, so do you fancy a holiday in Cork, Dortmund or that old Wags' favourite Baden-Baden?
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Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Bonus interview: Why we need a campaign to get people investing
A new campaign has been launched to turn Britain's savers into investors. In this bonus episode, This is Money's Simon Lambert speaks to Karen Northey, of the Investment Association about the Take The Next Step …
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A new campaign has been launched to turn Britain's savers into investors. In this bonus episode, This is Money's Simon Lambert speaks to Karen Northey, of the Investment Association about the Take The Next Step campaign, backed by members of the investment industry and supported by the government and Chancellor Rachel Reeves.
They discuss why investing matters, how it can grow people's wealth and why Britain's savers can seem reluctant to dip their toes into something that has the power to substantially improve their chance of beating inflation and improving their finances.
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Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Will the younger generation be worse off than their parents?
Is the younger generation going to end up worse off than their parents?A new survey shows young people aged 18 to 29 say the events of 2026 have left them feeling particularly pessimistic about the future, and …
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Is the younger generation going to end up worse off than their parents?
A new survey shows young people aged 18 to 29 say the events of 2026 have left them feeling particularly pessimistic about the future, and the number who believe they will be worse off than their parents has doubled in the past year.
Georgie Frost, Simon Lambert and Lee Boyce discuss whether the idea the next generation will have it better than previous ones is now bunkum.
Elsewhere, what do you want to see less of on the high street? And how can they improve?
A student loan interest cap kicks in later in the year... for some. Simon explains what it means.
And do you use a dodgy fire stick for watching TV, films or football? We discuss whether the net is closing in on their illegal use.
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Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
Are we about to become a nation of investors?
A new government-backed campaign to get Britain to become a nation of investors is about to kick off.The message that you can be making more of your money will be spread in adverts that we know will feature a …
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A new government-backed campaign to get Britain to become a nation of investors is about to kick off.
The message that you can be making more of your money will be spread in adverts that we know will feature a squirrel... but not much more about.
It's a campaign being led by the Investment Association, the fund management industry body, and backed by 20 financial firms, ranging from investing platforms to wealth managers.
So, will it make a difference - and why are we being told to invest?
On the This is Money Podcast, Georgie Frost, Helen Crane and Simon Lambert dive into the reasons for investing, the easy ways to do it and why it doesn't have to be an all or nothing affair.
Also in this episode, will the Bank of England really raise interest rates, Crane on the Case tackles a terrible tale of a holiday refund that should have been made, we look at the supermarket tactics to ge you to spend more... and Helen takes us down memory lane to a Midlands supermarket in the 1990s.
And finally, how much would an A4 sheet of paper worth of a new home cost you - and why on earth would you want to know?
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Email us [email protected]
Text us 020 7938 6000.
Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane
Producer: Georgie Frost
Hosted on Acast. See acast.com/privacy for more information.
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