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77. FIRE later vs living now

5 de junho de 2026 · 46 min

Notas do episódio

Today Hayden & Dave are unpacking an email they received from a listener. He's 29, originally from the UK, drives trucks for a living and keeps moving on after a year or two because the passion just isn't there. He loves to travel, wants to build wealth, but struggles to commit to investing when the next adventure feels a lot more appealing to him. He also lost his brother 13 years ago, which has really changed his outlook on things.


They cover:

👉 Why losing a loved one can make the "now vs. later" question so much harder to answer

👉 The problem with expecting your job to be a source of passion (and what to expect instead)

👉 A simple mental framework for deciding whether spending & living today is actually worth it

👉 How to stop thinking about life choices as all-or-nothing trade-offs

👉 Whether the rise of AI is a reason to bunker down financially, or something else entirely


If you've ever felt the pull between building for the future and not wanting to miss the present, this one's worth a listen.


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Pearler

Strong Money Australia

Original Aussie FIRE e-book

Dave's books on Amazon and Spotify


Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.


Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

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