Every Australian Needs To See THIS - Graeme Holm #149
Notas do episódio
Graeme Holm counts four property corrections in Australia, and puts the largest at 5.5 percent. His argument is that trying to time your way around a dip that size, while sitting out years of double digit growth, is the expensive mistake almost nobody adds up.
Graeme Holm is the founder of Infinity Group and has been in lending for more than 25 years. Recorded after the federal budget changes.
What you will learn:
- The size he puts on all four Australian corrections, and why he says timing them costs more than it saves
- Why rents rising and deposits getting harder to save are the same problem for a first home buyer
- His argument that a home is capital gains tax free and an investment is not, and what that means for the order you buy in
- Why he says anyone telling you not to pay tax is broke, and how paying tax is what lets him borrow
- Why the shift from trusts to companies looks like every other government scheme cycle
Chapters
00:00 Time in the market, and why the growth is in years eight to ten
07:04 What the budget did to the investment market
14:02 Whether he is doubling down, and the Buffett comparison
20:50 Four corrections in forty years, and the largest was 5.5 percent
29:17 The two moments that matter: when you buy and when you sell
39:24 Why he sells assets every couple of years
46:22 Why some buyers agents get to ten and stop
52:59 What risk you are actually insuring against
1:00:39 Ten seconds on a whiteboard, and serving before selling
1:07:44 Timing the market against time in the market
1:14:54 Calling a listener about their budget
1:22:24 The consolation prizes
1:29:39 Closing
Graeme Holm holds through every correction because the asset pays regardless. Property should work the same way.
Most properties only make money if the market does. The ones that pay for themselves from the day you settle are bought differently, and it comes down to four points.
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Follow Graeme Holm:
◼️ Instagram - https://www.instagram.com/graeme_holm/
◼️ Infinity Group - https://www.instagram.com/infinitygroupau/
Bothsides:
◼️ The weekly email - https://bothsides.au
◼️ Bothsides Buyers Agency - https://www.bothsidesbuyersagency.com.au
◼️ Dan - https://www.instagram.com/daniel_beardall/
◼️ Watch on YouTube - https://www.youtube.com/@bothsidespodcast
General information only. Not financial, tax, legal or credit advice. Bothsides is not a mortgage broker or credit provider.