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Fix, Track or Switch? Your Guide to Remortgaging

October 2, 2025 · 18 min

Show notes

Is your mortgage deal coming to an end soon? Or maybe you’re not tied in and could check if there’s something better out there?

Hopefully this episode will help save you some money. Our host Iona Bain is joined by friend of the show Sarah Tucker, aka The Mortgage Mum, to demystify the world of remortgaging.

Together, they unpack what remortgaging really means, why it matters more than ever in today’s market, and the pros and cons of fixing versus tracking your rate. You’ll hear how life changes like moving home, starting a family, or changing jobs can shape your options, and get practical tips on the costly mistakes and how to avoid them.

Whether you’re looking for certainty, flexibility, or simply the best deal, this episode will give you the tools to feel more informed, confident, and in control of your mortgage decisions.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow The Mortgage Mum on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

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