Money Mentor Podcast™
- Episodes
- 367
- Released
- several times a week
- Latest episode
- Nov 13, 2026
About the podcast
Money Mentor™ is Australia's home of financial transformation. Hosted by Graeme Holm and Rachael Howlett, each episode shares the real stories of everyday Australians paying off debt faster, building wealth and creating financial freedom by thinking differently about money. Through inspiring client journeys, practical strategies and bold conversations that challenge conventional wisdom, Money Mentor™ will educate, inspire and empower you to take control of your financial future.
Episodes 367
Your 30-Year Mortgage Is Keeping You Broke (Here's Why)
A 40-year mortgage could save you $236 a month, but cost you an extra $903,383 over its lifetime. On the Money Mentor Podcast, Alex Hyndman-Hill challenges Graeme Holm on why Australians focus on lower …
Show notes
A 40-year mortgage could save you $236 a month, but cost you an extra $903,383 over its lifetime.
On the Money Mentor Podcast, Alex Hyndman-Hill challenges Graeme Holm on why Australians focus on lower repayments instead of paying off their mortgages faster.
Using a $500,000 mortgage at 6.5%, Graeme breaks down the true cost of 30 and 40 year loans and explains how changing the way you manage your money could help you become mortgage free sooner.
He also reveals how more than 1,000 Infinity clients have become debt free, with some clearing their mortgages in under five years.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN#MortgageTips #MortgageRepayment #MoneyManagement
The US Property Market: Is It Too Late to Invest? | Dr Ralph McLaughlin
The US property market is at a turning point, but are investors looking at the opportunities or getting caught up in the headlines? In this episode of the Money Mentor Podcast, we're joined by Dr Ralph …
Show notes
The US property market is at a turning point, but are investors looking at the opportunities or getting caught up in the headlines?
In this episode of the Money Mentor Podcast, we're joined by Dr Ralph McLaughlin, leading US housing economist and property expert, alongside our own Money Mentor Tayler Stacks, for an in-depth look at what's really happening across the American real estate market.
With more than two decades of experience analysing housing markets and economic trends, Ralph brings a unique perspective on where the US market is heading, why certain regions are outperforming others and where investors should be paying attention.
From the impact of interest rates and housing affordability to the growing influence of institutional investors, housing supply shortages and regional market differences, this conversation cuts through the noise and gets into the data behind the American property market.
Ralph also shares his perspective on the US property markets he is watching over the next decade and finishes with some rapid-fire investment questions.
Whether you're an experienced investor, just starting your property journey or simply want to understand what's happening in the US economy, this is a conversation you don't want to miss.
Watch, learn and start thinking differently about property.
Want to improve your own financial future?
Our free US webinar is where to start: 👉 MT4 (https://us.moneymentorcoaching.com/go)Americans Are Paying Off Their Mortgages WRONG (Here's Why)
What if everything you've been taught about mortgages, savings and building wealth is wrong? In this episode of A Better Way, Graeme and Tayler join McKay for a no-holds-barred conversation about the financial …
Show notes
What if everything you've been taught about mortgages, savings and building wealth is wrong?
In this episode of A Better Way, Graeme and Tayler join McKay for a no-holds-barred conversation about the financial systems keeping families in debt, the importance of financial education and why there could be a much better way to pay off your mortgage in America.
After transforming thousands of Australian families' financial futures, G is taking the Infinity approach to the United States, challenging the traditional way Americans think about home loans, interest, savings and wealth creation.
And as G explains, it's not just about paying off your mortgage. It's about getting your time back, being more present with your family and creating a legacy that lasts for generations.
The message is simple: stop working harder just to stay in the same place. Learn how your money works, take control of your debt and start building a future where you have more freedom to live life on your terms.
A BETTER WAY TO REPAY YOUR MORTGAGE. A BETTER WAY TO LIVE YOUR LIFE.
Want to improve your own financial future? Our free webinar is where to start: 👉 Money Mentor Zoom Masterclass (https://us.moneymentorcoaching.com/go)
#MortgageFree #DebtReduction #FinancialEducation
Former Prime Minister John Howard: Why Australians Can’t Afford Homes
Is the Australian dream of home ownership slipping away? Former Prime Minister John Howard joins us to discuss Australia's housing crisis, what's driving property prices higher, and what he believes needs to …
Show notes
Is the Australian dream of home ownership slipping away?
Former Prime Minister John Howard joins us to discuss Australia's housing crisis, what's driving property prices higher, and what he believes needs to change.
From housing supply and government regulation to the cost of raising a family, tax reform and the future of Australia, Howard shares his perspective on where we've gone wrong, what he'd do differently, and how we can get back on track.
While Australia's future is shaped by big decisions, there are steps you can take to build a stronger financial future for yourself and your family.
Want to improve your own financial future? Our free webinar is where to start:
#JohnHoward #HousingCrisis #AustralianPolitics
$349 Billion. Where is our Money?
Australians have nearly $350 billion in mortgage offset accounts. But what if the account you trusted to save interest wasn't working? Alex Hyndman-Hill sits down with Graeme Holm, founder of Infinity Group, to …
Show notes
Australians have nearly $350 billion in mortgage offset accounts. But what if the account you trusted to save interest wasn't working?
Alex Hyndman-Hill sits down with Graeme Holm, founder of Infinity Group, to discuss banking concerns, incorrectly linked offset accounts and a Brisbane couple who spent two years saving money without their offset working as expected.
They also explore why so many Australian families struggle to reduce their mortgage, and how spending habits, budgeting and financial discipline can make a difference.
Want to improve your own financial future? Our free webinar is where to start:
She Paid $80K Off Her Mortgage in Just 1 Year | Katie | Changing Lives | S4E81
Katie has paid more than $80,000 off her home loan in just over 1 year, all on a single income.But before joining Infinity, she kept being told her financial circumstances wouldn't allow her to move …
Show notes
Katie has paid more than $80,000 off her home loan in just over 1 year, all on a single income.
But before joining Infinity, she kept being told her financial circumstances wouldn't allow her to move forward.
Originally from New Zealand, Katie moved to the Gold Coast for the lifestyle, buying her first home on her own in 2017 with a $260,000 mortgage. She later purchased an investment property, but found herself hitting roadblocks whenever she tried to take the next step.
Mortgage brokers and financial professionals told her to keep doing what she was doing, leaving her wondering whether she'd ever achieve the financial freedom she wanted.
When she first approached Infinity in 2024, she wasn't in a position to become a client. She returned 12 months later.
Today, she's reduced her home loan by more than $80,000, purchased another investment property and enjoyed a 4-week European holiday across 7 countries. All while maintaining her sporting commitments, friendships and the lifestyle she loves.
So what changed after years of being told she couldn't do more on 1 income?
Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN
#MortgageRepayment #SingleIncome #FinancialFreedomAustralian Senator: The Terrifying Future of Australia's Housing Market | Andrew Bragg
Australia is in a housing crisis. The big banks have been caught costing everyday Australians millions, and owning a home is becoming harder than ever.But who's actually being held accountable?Senator Andrew …
Show notes
Australia is in a housing crisis. The big banks have been caught costing everyday Australians millions, and owning a home is becoming harder than ever.
But who's actually being held accountable?
Senator Andrew Bragg joins Graeme Holm to expose what's happening behind the scenes, reveal his plans to confront Australia's biggest banks, and explain what it could take to save the Australian dream of homeownership.
With even Bragg admitting his own party helped create the mess, can Australia's leaders really turn things around?
Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN
#AndrewBragg #HousingCrisis #TheMoneyMentor
Australia's Housing Market Could Crash 20%. Should You Be Worried? | Wilson Monthly - October
Australia’s housing market could crash by 20%. At least, that’s what economist Harry Dent is warning. But there’s one big problem: he’s made similar predictions before, and the numbers tell a very different …
Show notes
Australia’s housing market could crash by 20%. At least, that’s what economist Harry Dent is warning. But there’s one big problem: he’s made similar predictions before, and the numbers tell a very different story.
So, should Australian homeowners be worried, or could the headlines be hiding something?
In this episode of the Money Mentor Podcast, Rachel Howlett sits down with property economist Dr Andrew Wilson to put Harry Dent’s latest warning to the test.
They revisit his previous crash predictions, compare them against what actually happened to Australian house prices, and examine the latest property market data to uncover what could happen next.
With interest rates, housing affordability and economic uncertainty putting pressure on Australians, this is a conversation worth watching before making your next property decision.
Is a 20% crash really coming, or could we be looking at one of the biggest buying opportunities in years?
👇 What do you think? Is Australia's property market heading for a crash, or are the predictions overblown? Let us know in the comments.
Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN$400K Off Their Mortgage in 3 Years... With 3 Kids! | Keti & Peter | Changing Lives | S4E80
Keti and Peter have reduced their $492,000 mortgage to just $88,000 in 3 years, despite raising 3 children and previously believing they might still be paying it off at 80.After building their family home in …
Show notes
Keti and Peter have reduced their $492,000 mortgage to just $88,000 in 3 years, despite raising 3 children and previously believing they might still be paying it off at 80.
After building their family home in 2020, they were juggling mortgage repayments, private school expenses, home improvements and a lifestyle that revolved around their credit card.
They were regularly maxing out their $7,000 credit card, sometimes twice in 1 month, chasing frequent flyer points and spending without a clear financial plan.
With little savings and constant disagreements about money, they thought they were managing reasonably well.
But everything changed when they discovered a different approach to their finances.
Today, they've reduced their mortgage by approximately $404,000, including around $100,000-$120,000 from selling a previous property, while building an investment portfolio and taking their family on a 5-week European holiday.
Now, with their mortgage nearly gone and a goal of becoming mortgage-free before 40, what changed for this family who once struggled to imagine a different financial future?
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN
#MortgageRepayment #FamilyBudgeting #FinancialFreedom$220K Off His Mortgage After Just 1 Year | Ethan | Changing Lives | S4E78
Ethan left school in Year 10 with almost no financial knowledge. Years later, he was earning good money working in the mines, but after earning $150,000 in 1 year, he had just $15,000 to show for it.Working a …
Show notes
Ethan left school in Year 10 with almost no financial knowledge. Years later, he was earning good money working in the mines, but after earning $150,000 in 1 year, he had just $15,000 to show for it.
Working a 7-on, 7-off roster, Ethan saw how easy it was to fall into the cycle of making good money and spending it just as quickly.
He also saw older workers still underground in their 50s and 60s and knew he didn't want the same future.
Today, Ethan is living with his parents, has bought his first investment property and says $220,000 has gone towards it, combining savings he already had with 1 year following Infinity's debt reduction strategy.
In this episode, Ethan shares how his approach to money changed, why he's investing instead of buying his own home right now, how he cut his personal spending to around $350 a fortnight and why his next goal is owning 5 investment properties by 2030.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN
#Money #PropertyInvesting #Mining #FinancialFreedomWhat Happened to Their Mortgage in Just 90 Days | Gemma & Josh | First 90 Days | S1E10
Gemma and Josh are a busy working couple with a 9-year-old daughter and a dog.With Josh working 12-hour shifts and Gemma juggling long workdays with school pick-ups, they were earning decent money and able to …
Show notes
Gemma and Josh are a busy working couple with a 9-year-old daughter and a dog.
With Josh working 12-hour shifts and Gemma juggling long workdays with school pick-ups, they were earning decent money and able to enjoy life, but financially they felt stuck with no real long-term plan.
After missing out on around $400,000 in property growth and discovering they were spending roughly $1,100–$1,200 a week, they realised just how much their everyday habits were costing them.
In their first 90 days with Infinity, they’ve already made dramatic progress on their home loan by changing the little things, without giving up the lifestyle, family experiences and travel they value.
Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN
#Mortgage #PersonalFinance #DebtFree #MoneyThey Took $211K Off Their Mortgage in 1 Year | Markita & Jess | Changing Lives | S4E77
After 9 years of mortgage repayments, Markita and Jess felt like their home loan was barely moving.One year later, they’ve paid $211,000 off their mortgage and built a portfolio of four investment properties …
Show notes
After 9 years of mortgage repayments, Markita and Jess felt like their home loan was barely moving.
One year later, they’ve paid $211,000 off their mortgage and built a portfolio of four investment properties, while completely changing the way they spend, communicate about money and think about their future outside FIFO.
This is how they went from feeling stuck with their mortgage to achieving more in 12 months than they thought possible.
Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN
#Mortgage #FIFO #PersonalFinance #PropertyInvestingWhat an Infinity Finance Strategist Has Achieved With Her Own Money | Ayaan | Changing Lives | S4E76
Before joining Infinity, Ayaan was a sceptic. Today, she’s an Infinity Finance Strategist applying the same principles she helps clients with to her own money.The result? She’s bought her first home, purchased …
Show notes
Before joining Infinity, Ayaan was a sceptic. Today, she’s an Infinity Finance Strategist applying the same principles she helps clients with to her own money.
The result? She’s bought her first home, purchased two investment properties and paid $220,000 off her mortgage in less than 2 years.
In this episode, Ayaan shares what changed, what she’s learned working inside Infinity and how it transformed her own finances.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN
#Mortgage #PersonalFinance #PropertyInvestingThey Took $110K Off Their Mortgage in 1 Year | Shae & Perry | Changing Lives | S4E75
After Perry was diagnosed with cancer, he and Shae faced financial hardship and a $9,000 car repair they couldn’t afford. They felt financially, physically and emotionally broken. 1 year later, they've taken …
Show notes
After Perry was diagnosed with cancer, he and Shae faced financial hardship and a $9,000 car repair they couldn’t afford. They felt financially, physically and emotionally broken.
1 year later, they've taken $110,000 off their home loan, transformed a 27-year mortgage trajectory and bought investment properties. This is the story of what changed, the money habits they had to leave behind and how they rebuilt their financial future.
Want to improve your own financial future? Our free webinar is where to start:
👉https://bit.ly/43V2jKN
#Mortgage #PersonalFinance #PropertyInvestingHe Thought He Was Doing Everything Right. He Wasn't | Ben | First 90 Days | S1E9
At 45, Ben had more than 20 years left on his mortgage and was starting to think seriously about retirement. He thought he was good with money, but had no budget, had previously written off buying an investment …
Show notes
At 45, Ben had more than 20 years left on his mortgage and was starting to think seriously about retirement.
He thought he was good with money, but had no budget, had previously written off buying an investment property and didn’t want to reach 67 with nothing to show for it.
Now his mortgage strategy looks very different, he owns an investment property and he’s seeing what could be possible over the next few years.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN#Mortgage #PropertyInvesting #PersonalFinance
“We Sold EVERYTHING” | Kate & Michael | Changing Lives | S4E74
Kate & Michael reached a point where something had to change. Their answer was drastic, they sold everything.In this episode, they share the story behind that decision, what led them to completely rethink their …
Show notes
Kate & Michael reached a point where something had to change. Their answer was drastic, they sold everything.
In this episode, they share the story behind that decision, what led them to completely rethink their financial direction and what happened when they decided to approach money differently. See the choices they made, the lessons they learned along the way and how their outlook on their financial future changed.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #FinancialFreedom #MoneyJourney
Single Dad Pays $100K+ Off His Mortgage in Just Over 2 Years | Thierry | Changing Lives | S4E73
A tenant stopped paying rent for 18 months while Thierry raised 3 kids alone, paid for somewhere else to live and fell behind on his mortgage. His family urged him to sell.He wanted to keep the home he’d worked …
Show notes
A tenant stopped paying rent for 18 months while Thierry raised 3 kids alone, paid for somewhere else to live and fell behind on his mortgage. His family urged him to sell.
He wanted to keep the home he’d worked for since 17.
Thierry shares how refinancing, budgeting and a different approach to money helped him change direction, and why working harder hadn’t been enough.
Want to improve your own financial future? Our free webinar is where to start:
👉https://bit.ly/43V2jKN#Mortgage #SingleDad #PropertyInvestment
Higher Interest Rates. What Happens to House Prices Next? | Wilson Monthly - September
Even Australia’s boom property markets are recording falling house prices, but could higher interest rates tell only part of the story? Dr Andrew Wilson examines the September housing data, the RBA outlook and …
Show notes
Even Australia’s boom property markets are recording falling house prices, but could higher interest rates tell only part of the story?
Dr Andrew Wilson examines the September housing data, the RBA outlook and mortgage pressures, revealing why housing shortages and early signs of a spring revival deserve a closer look.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN#AustralianProperty #InterestRates #HousingMarket
Their 22-Year Mortgage Is Now on a Very Different Path | Andrew & Angela | Changing Lives | S4E72
After 22 years of home ownership, Andrew & Angela still had more than 20 years left on their mortgage. Then a costly property regret forced them to rethink how they approached money, debt and investing.See how …
Show notes
After 22 years of home ownership, Andrew & Angela still had more than 20 years left on their mortgage. Then a costly property regret forced them to rethink how they approached money, debt and investing.
See how their financial direction changed, what happened next and why they now describe themselves as financially free despite still having mortgages.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeJourney #FinancialFreedom
They Took On a $1.2M Mortgage. 90 Days Later, Everything Changed | Jodie & Matt | First 90 Days S1E8
Jodie and Matt took on a $1.2 million mortgage, then found a plan to pay it off in 10 years and 7 months.Jodie and Matt had just taken on a $1.2 million mortgage, plus a handful of advisors who never talked to …
Show notes
Jodie and Matt took on a $1.2 million mortgage, then found a plan to pay it off in 10 years and 7 months.
Jodie and Matt had just taken on a $1.2 million mortgage, plus a handful of advisors who never talked to each other and left the big calls to a couple who felt out of their depth. In their first 90 days with Infinity they refinanced, found an extra $100,000 in equity, bought a 2nd investment property, and cleared a car lease and a credit card debt. Their own numbers showed the mortgage could be gone in 10 years and 7 months instead of 30, saving them close to $1.2 million in interest. 90 days ago retirement felt decades away. Now they're dreaming bigger.
Want to improve your own financial future? Our free webinar is where to start:
👉 https://bit.ly/43V2jKN#ChangingLivesPodcast #MortgageFreeJourney #FinancialFreedom
His 30-Year Mortgage Could Be Gone in 3 Years | Anthony | CHANGING LIVES | S4E71
After 22 years in the military, Anthony was still renting. 10 months later, he owns 4 properties.After 22 years in defence, Anthony always thought he was doing well with money. He wasn't. He was renting …
Show notes
After 22 years in the military, Anthony was still renting. 10 months later, he owns 4 properties.
After 22 years in defence, Anthony always thought he was doing well with money. He wasn't. He was renting, holding onto 1 investment property, and every dollar that came in went straight back out. In just 10 months with Infinity, he bought his own home for $660,000, built $40,000 in redraw in around 6 months, and added 3 investment properties along the way. His home loan is now forecast to be gone in 3 years and 4 months. He's doing it all for his 15 year old son, the reason he says he can't slow down.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #PropertyInvestingAustralia #FinancialFreedom
Inside Infinity: How Its Own Staff Build Wealth | Elly & Taryn | CHANGING LIVES | S4E70
Elly and Taryn work at Infinity Group and used the same strategy as other clients to buy 3 properties. Elly was a teacher paying $700 a week in rent on her own, and driving a novated lease car that cost her …
Show notes
Elly and Taryn work at Infinity Group and used the same strategy as other clients to buy 3 properties.
Elly was a teacher paying $700 a week in rent on her own, and driving a novated lease car that cost her more than it saved. Taryn was 27 and renting, sure that buying alone was years away. Both used the same playbook Infinity clients follow. Elly sold her car, did Uber Eats at night, and 2 years on, owns 2 investment properties which have gone up $200,000 in equity. Taryn's parents went guarantor on her first place, and she's already paid off $10,000 since January.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #PropertyInvesting #FinancialFreedom
Paid More Off Their Mortgage in 1 Year Than The Previous 7 | Jacinta & Josh | CHANGING LIVES | S4E69
Jacinta and Josh were staring down a 30 year mortgage. In just over a year they cut it to 6. Jacinta and Josh bought their first apartment at 23, paid the minimum for 7 years, and only chipped $90k off it …
Show notes
Jacinta and Josh were staring down a 30 year mortgage. In just over a year they cut it to 6.
Jacinta and Josh bought their first apartment at 23, paid the minimum for 7 years, and only chipped $90k off it. Strata issues forced a sale during Jacinta's maternity leave, and they moved in with family for 10 months to save for round 2, a $899k, 30 year home loan.
They found Infinity searching for an Australian version of Dave Ramsey. On their own they'd already pulled their timeline down to 19 years. With the debt reduction plan it dropped to 6 years and 7 months, and their balance has already gone from $899k to $784k in just over a year. They'll own their home before they turn 40.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
Now Their Mortgage Could Be Gone in Just 3 Years | Sam & Britt | First 90 Days S1E7
13 years together, no joint account, constant fights about money. 90 days later, they are $58,000 ahead.Sam and Britt had been together 13 years and never once talked about money, no joint account, just the …
Show notes
13 years together, no joint account, constant fights about money. 90 days later, they are $58,000 ahead.
Sam and Britt had been together 13 years and never once talked about money, no joint account, just the same quiet arguments coming back around. Britt saved without trying. Sam maxed out a $1,000 credit card and thought nothing of it. After a year of watching from a distance, they finally joined Infinity in April and found out their two properties had been cross securitised the whole time. Ninety days in, Britt has saved money for the first time in her life, they are already $58,000 ahead of plan, and their home loan could be gone in just over three years. The fights about money have stopped.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
How They Wiped 10 Years Off Their Mortgage in 12 Months | Kirsty & Jake | CHANGING LIVES S4E68
Kirsty and Jake weren't broke, they were comfortable. Comfortable still left 13 years on the mortgage.Kirsty has worked in real estate since she was 17 and was terrified of investing in property. Jake runs a …
Show notes
Kirsty and Jake weren't broke, they were comfortable. Comfortable still left 13 years on the mortgage.
Kirsty has worked in real estate since she was 17 and was terrified of investing in property. Jake runs a waste business and watched Infinity Group for nearly 2 years before he said anything. From the outside they looked sorted, no credit cards, no debt apart from the house, bills always paid. Kirsty says it was comfortable, but it wasn't right, and neither of them knew how to fix it. In under 12 months they have taken just under $150,000 off their home loan and bought four investment properties. Jake's only regret is the two years he waited.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #PayOffYourMortgage #FinancialFreedom
From “Not Ready” to $30K Off Their Mortgage in Just 90 Days | Monique & Sean | First 90 Days S1E6
Sean and Monique were told no for 3 years. 90 days in, almost $30,000 is off their mortgage.Sean and Monique had spent years asking for help with their money and hearing no from everyone, financial advisors …
Show notes
Sean and Monique were told no for 3 years. 90 days in, almost $30,000 is off their mortgage.
Sean and Monique had spent years asking for help with their money and hearing no from everyone, financial advisors included. When Infinity said not yet back in 2023, they took it personally and went to work. The 3 years that followed were brutal. The business dried up after Covid, they lost a pregnancy two weeks before Christmas, a tornado cut their power for a fortnight, and they separated for a week to work out what they actually wanted. They came back, signed up in April, and two sweeps later almost $30,000 is gone from the mortgage. Sean still calls it witchcraft.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
They Had $1M in the Bank… But Were Doing It Completely Wrong | Benji & Cherry | CHANGING LIVES S4E67
Benji and Cherry had $1 million sitting in the bank and a $750,000 mortgage they never paid off.They weren't struggling, and that was the problem. The cash sat there earning interest they were taxed on while …
Show notes
Benji and Cherry had $1 million sitting in the bank and a $750,000 mortgage they never paid off.
They weren't struggling, and that was the problem. The cash sat there earning interest they were taxed on while they kept paying interest on the home loan, and Cherry was sceptical of Infinity from the start, convinced anything that sounded this good had a catch in it. What changed her mind was seeing their super broken down and realising what retirement would actually look like if they carried on exactly as they were. In this episode they talk about paying the home loan off straight away, why they still stick to a weekly budget now that they don't have to, and the 10 year goal Benji is not shy about.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #PayOffYourMortgage #FinancialFreedom
$86K Off Mortgage in 90 Days | Brad & Fiona | First 90 Days S1E5
In their 50s, Brad and Fiona paid $45,000 to the bank in a year, but less than $10,000 came off their home loan.Their mortgage had kept creeping up, and they knew they needed a plan for retirement. After …
Show notes
In their 50s, Brad and Fiona paid $45,000 to the bank in a year, but less than $10,000 came off their home loan.
Their mortgage had kept creeping up, and they knew they needed a plan for retirement. After looking closer, they realised they had paid $45,000 to the bank in one year while reducing their loan by less than $10,000. After watching the free webinar and completing the masterclass, they saw a potential path to pay off their home loan in less than 5 years. Now, just 90 days in, the future feels very different.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeAustralia #RetirementPlanning
In 2 Years, They Reduced Their Mortgage By $220,000 | Clare & Stewart | CHANGING LIVES S04 EP66
Clare thought the age gap meant she'd have to work long after Stewart retired. 2 years on, that's changed.Clare and Stewart started with an $855,000 home loan, a credit card maxed out at $12,000 most months …
Show notes
Clare thought the age gap meant she'd have to work long after Stewart retired. 2 years on, that's changed.
Clare and Stewart started with an $855,000 home loan, a credit card maxed out at $12,000 most months, and repayments that barely dented what they owed. Because of the age gap between them, Clare had quietly made peace with being the one still working long after Stewart stopped, funding a retirement that wasn't hers yet. A free webinar during a storm on holiday cracked that open, though she spent the next six months convinced it might be a scam. Two years on, their mortgage term has gone from 28 years to nine, and retiring together is finally on the table.
Want to improve your own financial future? Our free webinar is where to start:
#ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom
Sydney Rents Hit $900/Week, Melbourne's Auction Comeback & the Migration Cap Debate | Wilson Monthly
Jim Chalmers says you'll "get over" the broken tax promise, but Sydney rents just hit $900 a week. This month we unpack Chalmers' admission that Labor broke its negative gearing and capital gains tax promise …
Show notes
Jim Chalmers says you'll "get over" the broken tax promise, but Sydney rents just hit $900 a week.
This month we unpack Chalmers' admission that Labor broke its negative gearing and capital gains tax promise, and what "you'll get over it" actually means for renters and investors. We cover the case for capping migration to housing supply, why first home buyer loan applications are down 19% while rents keep climbing, and the RBA's rate hold despite underlying inflation sitting at its highest level in years. Then the full data deep-dive: Sydney's price slump versus Brisbane and Perth's building boom, Melbourne's approvals slide, investor lending down 14.9%, and the auction clearance rates hinting at an early spring revival.
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Want to improve your own financial future? Our free webinar is where to start:
#WilsonMonthly #AustralianPropertyMarket #NegativeGearing
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