Money with Carla
NewWhat happens when two financial experts sit down?
- Episodes
- 59
- Released
- weekly
- Latest episode
- Nov 1, 2027
About the podcast
I'm a qualified accountant and investment professional with an MBA on a mission to enable smarter money choices and talk about things we all should've learned in school. I will share my lessons on money, life, and careers and I hope to encourage you to invest your own money, manage your personal finances better, and become more confident in your own money skills.
Contributors
- Carla VenterHost
Episodes 59
What happens when two financial experts sit down?
What happens when two financial experts sit down to talk money and don't see eye to eye?I sat down with fellow financial expert Munya, also known as Modern Money, to discuss investing, retirement annuities …
Show notes
What happens when two financial experts sit down to talk money and don't see eye to eye?I sat down with fellow financial expert Munya, also known as Modern Money, to discuss investing, retirement annuities, local vs offshore markets, ETFs, investment fees and building wealth. We share different perspectives, challenge each other's opinions and get into some big money questions.Chapters (15)
Where My Money Actually Goes
Ever wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through my cash flow waterfall and how I …
Show notes
Ever wondered how I invest my own money? In this episode, I’m sharing the ETFs I hold, what I pay in fees and how I decide where my money goes first. I’ll also walk you through my cash flow waterfall and how I prioritise everything from paying off expensive debt to investing for the long term. Sign up for live masterclassChapters
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How a 2.75% Fee Could Halve Your Retirement
Market crashes might grab the headlines, but investment fees could be quietly costing you millions. In this episode, discover how a 2.75% annual fee can significantly reduce your retirement savings, why two …
Show notes
Market crashes might grab the headlines, but investment fees could be quietly costing you millions. In this episode, discover how a 2.75% annual fee can significantly reduce your retirement savings, why two investors with the same income and contributions can end up millions apart, and how to check what you're paying.
Learn how to compare fees, understand the impact of compounding, and make smarter investment choices to protect your wealth and give your money the best chance to grow. Sign up for live masterclass · Big Name Funds Underperform. What are you paying for?Chapters
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Buying or Renting in 2027? (The 7% Rule)
Join my masterclass: learn.moneywithcarla.com/invest Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again. In this video I break down the buy vs …
Show notes
Join my masterclass: learn.moneywithcarla.com/invest
Is it actually better to buy property or rent and invest the difference? I ran the numbers so you don't have to. Again.
In this video I break down the buy vs rent debate properly, including the 7% rule, real property growth rates, and how stock market returns compare over the long run. The answer might surprise you.
What I cover:
- The true cost of buying (it's more than just your bond repayment
- How the 7% rule works and whether it actually holds up against
- Property growth vs stock market returns, side by side
- When buying makes financial sense, and when renting wins
- What the numbers say about which option leaves you better off
This is one of the biggest financial decisions you'll ever make.
👇 Watch to the end, the comparison at the end changed how I think about this.
🔔 Subscribe for honest, no-fluff money content every week. Masterclass Sign UpChapters
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RAs Are NOT For Everyone
Does a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment restrictions, fees and how your time …
Show notes
Does a retirement annuity’s tax saving automatically make it the best investment? Carla compares RAs with investing directly in global equity ETFs, exploring tax, investment restrictions, fees and how your time to retirement changes the picture.
Using Laura and Nora’s investment scenarios, she explains the trade-offs, flags expensive life insurance RAs, and shares questions to ask before committing. Here's my free RA guide: · Sign up for my Masterclass at the end of October:Chapters
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Estate & Trusts (Tax Expert Is Back)
This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you …
Show notes
This week I sit down with Marisca, a tax expert, to unpack trusts and estate planning in South Africa. We chat about when a trust makes sense, common mistakes, and how to plan ahead to protect the wealth you leave to your family. Find Marisca on SocialsChapters
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Big Name Funds Underperform. What are you paying for?
Get my book here: https://www.moneywithcarla.com/book Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026 Most South Africans are losing hundreds of thousands of rands in …
Show notes
Get my book here: https://www.moneywithcarla.com/book
Free Investment Masterclass: https://learn.moneywithcarla.com/masterclass2026
Most South Africans are losing hundreds of thousands of rands in household-name investment funds, without even realising it. In this video I compare real fund performance from two of my students against equivalent ETFs, and show you exactly how to benchmark any active fund yourself (it takes about five minutes).
What you'll learn:
1. Why big brand = good investment is one of the most expensive assumptions you can make
2. How to find a fund's minimum disclosure document and read the numbers that matter
3. A simple method to compare any active fund against its benchmark index
What 95% of SA equity funds and 100% of global equity funds have in common (spoiler: it's not good)
4. The real rand difference between 1% and 6% annual underperformance over 20 years Get the book here · Free Investment MasterclassChapters
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Anzel Rabie | Stellenbosch & Afrikaans Money-Culture
Find Anzel on socials: https://www.instagram.com/anzelrabie/?hl=en What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect. In this episode, I sit down with …
Show notes
Find Anzel on socials:
https://www.instagram.com/anzelrabie/?hl=en
What does a CA who almost became Miss SA have to teach us about generational wealth? More than you'd expect.
In this episode, I sit down with Anzel – chartered accountant turned TV personality and mom of two – to talk about the money lessons we weren't taught growing up, and the ones we're now trying to pass on to our own kids.
We cover a lot of ground: how an Afrikaner upbringing shaped her relationship with money, why tax-free savings accounts are the first thing she maxes out on 1 March every year (and the costly mistake she made with hers), and why parking money in the stock market is not the same thing as building wealth.
There's also a really honest conversation about mom guilt, career pivots, and what it actually means to give your children more than you started with.
Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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To DIY or not? EasyEquities Expert Answers Your Questions.
What’s really happening inside your investment account and how do you know the platform holding it is trustworthy? In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the …
Show notes
What’s really happening inside your investment account and how do you know the platform holding it is trustworthy?
In this episode, I sit down with the Higgo van Biljon from EasyEquities to unpack how the platform works, what investors actually own, and the questions that matter before you invest.
We cover tax-free savings accounts for children, the power of compounding, platform security, fees, transfers, AI in investing, and their upcoming adviser offering. We also get a candid look at the Higgo's own investment approach.
This is an honest, practical conversation for DIY investors and anyone trying to make smarter long-term financial decisions.
This episode is not sponsored. It is for educational purposes only and is not personal financial, investment, or tax advice. Always consider your own circumstances and seek regulated advice where appropriate.
Disclaimers:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/terms
(Easy Equities) : Disclaimer: Any opinions, news, research, reports, analyses, prices, or other information contained within this research is provided by an employee of EasyEquities an authorised FSP (FSP no 22588) as general market commentary, and does not constitute investment advice for the purposes of the Financial Advisory and Intermediary Services Act, 2002. First World Trader (Pty) Ltd t/a EasyEquities ("EasyEquities") does not warrant the correctness, accuracy, timeliness, reliability or completeness of any information (i) contained within this research and (ii) received from third party data providers. You must rely solely upon your own judgment in all aspects of your investment and/ or trading decisions and all investments and/or trades are made at your own risk. EasyEquities (including any of their employees) will not accept any liability for any direct or indirect loss or damage, including without limitation, any loss of profit, which may arise directly or indirectly from use of or reliance on the market commentary. The content contained within is subject to change at any time without notice. Ts and Cs apply.Chapters
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From Consumer to Creator (Building Digital Capital)
Find Daniel on socials: https://www.instagram.com/_danielvivier_/ What happens when you stop consuming and start creating? In this conversation, Daniel shares how he overcame the fear of being judged online and …
Show notes
Find Daniel on socials: https://www.instagram.com/_danielvivier_/
What happens when you stop consuming and start creating?
In this conversation, Daniel shares how he overcame the fear of being judged online and began building a public presence while developing an AI-focused business. We talk about the uncomfortable early stage of creating content, why you do not need to have your whole business figured out before you begin, and how a small audience can become powerful digital capital.
We also unpack building in public, learning what actually holds people’s attention, using your audience to understand what they need and why the fastest way to get better is to be willing to start badly.
If you have been sitting on an idea, feeling stuck in your career, or waiting until you feel “ready” to post this episode is for you.Chapters
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Tax Season is Open. Your Questions Answered by a Tax Expert
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== Tax season can feel overwhelming, but it doesn’t have to. In this episode, I sit down with tax expert Marisca …
Show notes
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw==
Tax season can feel overwhelming, but it doesn’t have to.
In this episode, I sit down with tax expert Marisca de Bruyn to break down the things you actually need to know. From provisional vs non-provisional tax and auto-assessments, to deductions, keeping your receipts and what SARS knows about your crypto.
We also chat about common mistakes that can cost you money, how to stay on top of your tax admin, and a few simple things you can do throughout the year to make next tax season a little easier.
If tax makes your head spin, this one’s for you.Chapters
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Uleen Fourie: Fitness, Family & Finances (all at once)
Find Uleen on socials: https://www.instagram.com/uleenfourie/?hl=en Website: https://uleenfourie.co.za/ Often times women who've garnered success (especially online) are put through the ringer. Today Uleen …
Show notes
Find Uleen on socials:
https://www.instagram.com/uleenfourie/?hl=en
Website:
https://uleenfourie.co.za/
Often times women who've garnered success (especially online) are put through the ringer. Today Uleen Fourie, an entrepreneur and fitness guru and I discuss building an online business, revenue and balancing all this with family life and assumptions by the public. She opens up about how it all started, the importance of having options and what she chooses to share online.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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New SARS Travel Form: What You Need to Know with Tax Expert
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw== The South African Revenue Service (SARS) recently started informing a new travel form that has to be filled out …
Show notes
Find Marisca on socials: https://www.instagram.com/taxmatterswithmarisca?igsh=MXRod25wZThhbHB0bw==
The South African Revenue Service (SARS) recently started informing a new travel form that has to be filled out by anyone entering or leaving South Africa. Marisca and I talk about what this actually entails, and how it affects South Africans travelling and working abroad, foreigners entering South Africa, and digital nomads in South Africa.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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AI Chat with Daniel (My Husband / AI Expert)
Follow Daniel's social media: https://www.instagram.com/_danielvivier_?igsh=MWE4NjMxdHlqNDgwdQ== My husband Daniel has become an AI expert. My brain usually feels like exploding when he talks about this stuff …
Show notes
Follow Daniel's social media: https://www.instagram.com/_danielvivier_?igsh=MWE4NjMxdHlqNDgwdQ==
My husband Daniel has become an AI expert. My brain usually feels like exploding when he talks about this stuff, but it's so interesting and useful that I knew we had to have him on the podcast to share with you as well. So today I'm chatting with him about everything AI.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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How I Invest For My Kids (TFSA and Education Funds)
Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest In this video, I walk through exactly how I invest for my two kids, from maxing out their TFSAs to keeping education funds in a …
Show notes
Sign up for my FREE Investing Masterclass: https://learn.moneywithcarla.com/invest
In this video, I walk through exactly how I invest for my two kids, from maxing out their TFSAs to keeping education funds in a completely separate account. I also cover why talking about money openly with your kids is one of the most valuable (and free) things you can do, and why sorting out your own retirement is one of the greatest financial gifts you can give them.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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Index Funds Explained (The Simplest Way To Build Wealth)
Sign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest In this episode, I'm breaking down exactly what index funds are, why they outperform most actively managed funds over the long …
Show notes
Sign up for my free Investing Masterclass: https://learn.moneywithcarla.com/invest
In this episode, I'm breaking down exactly what index funds are, why they outperform most actively managed funds over the long term, and how ordinary people use them to build portfolios worth millions, in less than 30 minutes a year. The secret to successful investing is that there is no secret, just consistent action through passive investing, made possible by index funds.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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The Investment Product I Avoid And Why
Sign up to my free masterclass: https://learn.moneywithcarla.com/invest Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM There is one type of investment product I would never willingly put my …
Show notes
Sign up to my free masterclass: https://learn.moneywithcarla.com/invest
Watch my video on asset allocation: https://youtu.be/zJ6TmTZ0lAM
There is one type of investment product I would never willingly put my money into. That product is an actively managed fund. Actively managed investment funds seem to be a good choice because they aim to outperform the average of the markets.
However, in reality, these funds often charge high fees AND underperform the benchmark, since it's incredibly difficult to do. So at the end of the day, these funds put you very far behind where you could have been, had you just invested in simple, low-cost index funds.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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New Research, New Rules (New Study Challenges Everything We Know About the Right Portfolio Split)
Sign up for the free investing masterclass: https://learn.moneywithcarla.com/invest Most investors are doing too much and it's costing them. A 2025 study analysed 130 years of data across 39 countries and found …
Show notes
Sign up for the free investing masterclass: https://learn.moneywithcarla.com/invest
Most investors are doing too much and it's costing them.
A 2025 study analysed 130 years of data across 39 countries and found that a 100% stock portfolio outperforms the traditional stock-and-bond approach over a lifetime. It also found that investors with zero bonds can reach the same retirement outcomes while saving significantly less each month.
In this episode I also share why checking your portfolio less often leads to better returns, and why the best investors are not the most active ones.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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Is Your Investment Property ACTUALLY Profitable? (How to Realistically Check)
Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is …
Show notes
Sign up for the FREE Masterclass: https://learn.moneywithcarla.com/invest
I used to think property/real estate investing was the simplest way to get wealthy. You can get leverage from the bank, the asset is tangible, and property looks safe. But with property investments, people disregard the most important things that actually show whether your property investment is profitable. The majority of the time, once you do the proper calculations, you'll see that everything is not as simple and straightforward as you were told.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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South African Expats: Leaving SA Does Not Mean Leaving SARS Behind
Follow Marisca on Instagram: @taxmatterswithmarisca Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q Are you a South African expat unsure about your tax obligations back home? In this …
Show notes
Follow Marisca on Instagram: @taxmatterswithmarisca
Previous episode with Marisca on trusts: https://youtu.be/7Ojy5bLAD8Q
Are you a South African expat unsure about your tax obligations back home? In this episode, Carla sits down with a South African tax expert to unpack everything expats need to know. From the biggest tax mistakes SA expats make, to double tax agreements, exit tax calculations, and how to correctly cease tax residency in South Africa. Whether you're a yachtie or living abroad long-term, this episode could save you thousands. We also cover what happens if you want to move back to South Africa and withdrawing retirement products as a non-tax resident.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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Stop Guessing Where Your Money Should Go (Do This Instead)
FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan Video on emergency funds …
Show notes
FREE Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin
The Money Game Plan Program: https://learn.moneywithcarla.com/Your-money-gameplan
Video on emergency funds: https://youtu.be/DLzLqCAbUYA
Learn how to build wealth with a simple payday routine and cashflow priorities system that actually works. In this video, I break down the 3-level money framework I use with my students to help them pay off high-interest debt, build an emergency fund, and start investing with confidence. I also share some practical budgeting tips, and the exact order your income should flow each payday to create long-term financial freedom without sacrificing your lifestyle. Whether you’re overwhelmed by debt, struggling to save money, or looking for a smarter wealth-building strategy, this step-by-step guide will help you take control of your finances and make better money decisions aligned with your goals.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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The Complete 90-Day Money Reset (EASY Steps to Take)
My Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how that feels because I had to figure …
Show notes
My Money Game Plan program: https://learn.moneywithcarla.com/Your-money-gameplan
Personal finance can sometimes feel so overwhelming that you end up doing nothing. I know how that feels because I had to figure everything out for myself. So I've created a 90-day plan that breaks things down into 10 easy steps you can follow over next 3 months. This plan is exactly how you're going to change your finances for good without complexity.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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Everything You Need to Know About Trusts as a South African (with Tax Expert)
Follow Marisca on socials: Instagram: @taxmatterswithmarisca I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in structuring, complicated tax matters …
Show notes
Follow Marisca on socials:
Instagram: @taxmatterswithmarisca
I'm so excited to talk to tax expert Marisca du Bruyn about trusts! Marisca is a tax advisor specialising in structuring, complicated tax matters, and international taxes. We talk about when a trust makes sense or not, should we invest in our personal capacity, companies or trusts, structures to buy property in, and offshore trusts vs local trusts.
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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Why Some High Earners NEVER Build Wealth
Watch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin We've all been taught the same thing about money: study hard, get a high-paying job, and wealth will …
Show notes
Watch my free Money Planning Masterclass: https://learn.moneywithcarla.com/Money-Planning-Masterclass-Optin
We've all been taught the same thing about money: study hard, get a high-paying job, and wealth will naturally follow. But if that was the case, I wouldn't be meeting doctors and executives who are still working at 70 because they can't retire. And on the other hand, I wouldn't be meeting ordinary people with average salaries who have portfolios worth millions. Today's episode is about how a high salary does not equal automatic wealth building, why many high earners never build wealth, and how you can get wealthy, even with an average income.
Watch videos on retirement planning:
How to prep for retirement at age 40+: https://youtu.be/qy8SICv2fCg
Find your retirement number: https://youtu.be/O_YIGs_t4YU
Why R25 million might not be enough to retire: https://youtu.be/ll_BuoyGFxs
Disclaimer:
All content I share is educational in nature and does not constitute financial advice. Any calculations or returns referenced are based on historical figures, future returns are not guaranteed. All information shared is market sensitive and subject to change as markets and economic conditions evolve. Personalised one-on-one advice is available exclusively to my Invest with Confidence Executive students through direct consultation calls. I am authorised to render financial services, including advice, under Wealth Office (Pty) Ltd, FSP 54904. https://www.moneywithcarla.com/termsChapters
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The Best Way To Invest Is Also The Cheapest And Easiest
My FREE Investing Mini-Course: https://learn.moneywithcarla.com/mini-course Contrary to popular belief, more expensive and harder to access is not automatically better, especially when it comes to investing …
Show notes
My FREE Investing Mini-Course: https://learn.moneywithcarla.com/mini-course
Contrary to popular belief, more expensive and harder to access is not automatically better, especially when it comes to investing.
Today I'm talking about index investing, my favourite investing method. It's not only the best, but also the cheapest and easiest.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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Top 10 Worst Financial Mistakes You're Making Right Now
Complete the FREE Wealth Score Quiz: https://score.moneywithcarla.com/wealthscore Money Game Plan Course: https://learn.moneywithcarla.com/Your-money-gameplan In personal finance, we often focus on things we …
Show notes
Complete the FREE Wealth Score Quiz: https://score.moneywithcarla.com/wealthscore
Money Game Plan Course: https://learn.moneywithcarla.com/Your-money-gameplan
In personal finance, we often focus on things we can't control, like stock market performance or trying to time the market. But today I'm giving you 10 of the worst money mistakes you could be making right now, that are actually in your control.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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Financial Goals Feel Impossible? Here's What You're Doing Wrong
Get access to this calculator and more: https://learn.moneywithcarla.com/Your-money-gameplan If you keep under-saving for financial goals, or feel like you can never reach them, you're probably missing 2 key …
Show notes
Get access to this calculator and more: https://learn.moneywithcarla.com/Your-money-gameplan
If you keep under-saving for financial goals, or feel like you can never reach them, you're probably missing 2 key elements of calculating your goal amounts.
Inflation and taxes are sneaky, but especially crucial to consider when working towards long-term goals.
Today I'm showing you how to calculate goal amounts correctly while including buffers for taxes and inflation.
Disclaimer:
Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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How Much House Can You REALLY Afford?
Become a Money with Carla Insider: https://learn.moneywithcarla.com/newsletter-signup Are you buying a house? Here's how you will know whether or not you can really afford the house you want. Today I'm …
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Become a Money with Carla Insider: https://learn.moneywithcarla.com/newsletter-signup
Are you buying a house? Here's how you will know whether or not you can really afford the house you want.
Today I'm answering the question, how much house can you really afford?
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products. Sing up for my Insider Letter!Chapters
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Saving is NOT going to make you rich. Here's why
Sign up for my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d Saving is taught as the "most responsible" financial behaviour. But does it build wealth …
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Sign up for my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d
Saving is taught as the "most responsible" financial behaviour. But does it build wealth, or just give you a false sense of security? In today's episode, I'm talking about saving vs. investing, and why you shouldn't play it safe.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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Should You Pay Off Your Mortgage Or Invest? (Detailed Analysis)
Join my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d If you have extra money available each month, should you rather use it to pay off your mortgage …
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Join my FREE masterclass: https://learn.moneywithcarla.com/registration-page-256ef41f-876a-45bd-9817-b684d547598d
If you have extra money available each month, should you rather use it to pay off your mortgage early, or invest it in the stock market?
Today I'm analysing multiple options to help you decide.
Disclaimer: Content produced by Money with Carla is intended as educational only. It does not substitute the need for professional investment advice. Although I do everything I can to ensure calculations are accurate, they could include errors. Please consult a licensed professional before investing in investment products. Money With Carla is not a licensed advisor and does not sell investment products.Chapters
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