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How Tokenized Deposits Will Transform Banking and Payments

October 23, 2026 · 20 min

Show notes

Tokenized deposits are moving from concept to reality, creating new opportunities for banks to deliver programmable payments, improve liquidity management, and develop innovative financial services. In this episode, Sal Karakaplan, Chief Strategy officer of The Clearing House and Gilbert Verdian, Founder and CEO of Quant, discuss how the two organizations are working together on The Clearing House's On-Chain Money Initiative. This episode explores how tokenized deposit interoperability, integration with existing payment systems such as the RTP® and CHIPS® networks, and programmable money can unlock new value for banks and their customers.

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