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Ramsey Everyday Millionaires
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Ramsey Everyday Millionaires

NewHow Much Do You Need to Retire?November 11, 2026 · 4 min
Episodes
849
Released
several times a week
Latest episode
Nov 11, 2026

About the podcast

Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! Featuring hosts from the Ramsey Network: Dave Ramsey, Ken Coleman, Rachel Cruze, George Kamel, Jade Warshaw, and Dr. John Delony.

Episodes 849

  1. How Much Do You Need to Retire?

    4 min

    How do you calculate exactly how much you need to retire? This call explores the key numbers and steps to set a realistic retirement savings goal. Next Steps: 💰Need help with your investments? Connect with a …

    Show notes

    How do you calculate exactly how much you need to retire? This call explores the key numbers and steps to set a realistic retirement savings goal.

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

    🏠 Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

  2. Should I Pay Off my Mortgage Early or Invest?

    10 min

    Should you pay off your mortgage early or invest the money instead? This call explores what to do when a financial advisor pushes investing over debt payoff, and how to tell which move is really the smarter …

    Show notes

    Should you pay off your mortgage early or invest the money instead? This call explores what to do when a financial advisor pushes investing over debt payoff, and how to tell which move is really the smarter one.

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

    🏠 Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

  3. How to Retire Before You Expire

    9 min

    How should you properly invest your money for retirement? This call explores the best way to build a smart, long-term investing strategy for retirement. Next Steps: 💰Need help with your investments? Connect …

    Show notes

    How should you properly invest your money for retirement? This call explores the best way to build a smart, long-term investing strategy for retirement.

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

    🏠 Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

  4. Are We Due For a Stock Market Crash?

    10 min

    Are we due for another stock market crash? This call explores why trying to predict the next downturn is the wrong question to be asking and what actually matters for staying on track no matter what the market …

    Show notes

    Are we due for another stock market crash? This call explores why trying to predict the next downturn is the wrong question to be asking and what actually matters for staying on track no matter what the market does.

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

    🏠 Real Estate the Ramsey Way

    ⁠Ramsey Solutions Privacy Policy

  5. When Does a Purchase Count as an Investment?

    10 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  6. Stop Investing Until You've Done This

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  7. Am I Crazy to Sell My House and Rent for the Rest of My Life?

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  8. Is It Worth Paying Higher Fees for Ramsey-Recommended Mutual Funds?

    5 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  9. Should I Keep Holding Stocks That Aren't Making Money?

    9 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy


  10. I've Been Losing Money in My Financial Advisor's Risky Investments

    4 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  11. Here’s How to Retire a Millionaire at Any Age

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  12. What’s the Best Way to Give Your Adult Kids Money?

    10 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  13. What Mutual Funds Should a Beginner Invest In?

    8 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  14. How Do You Get a 10% Return on Your Investments?

    4 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

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  15. Should I Invest in a 403(b) or a Roth IRA?

    4 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  16. Can I Use My Savings to Buy My Company’s Stock?

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  17. How Can I Make Sure My Special Needs Daughter Is Financially Secure?

    9 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  18. Where Should We Invest If We Want to Retire Early?

    8 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  19. Can I Contribute to My Adult Kids’ Roth IRAs?

    9 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  20. My Finances Have Become Too Complicated. How Do I Simplify?

    7 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 


    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  21. Why Is Permanent Life Insurance a Bad Idea?

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 


    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  22. My Friend Is My Financial Advisor. Should I Hire a Professional?

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 


    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  23. Is Indexed Universal Life Insurance a Good Investment?

    7 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  24. Should We Get Out of Individual Stocks?

    3 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  25. Here’s How to Keep RMDs From Becoming a Problem in Retirement

    5 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  26. My Parents Think It’s Too Late to Start Investing

    9 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  27. Are Separately Managed Accounts Better Than Mutual Funds?

    9 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  28. Can We Stop Investing If We Have Enough for Retirement?

    6 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 

     

    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)

     

     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  29. Should We Put Conditions in Our Will for Our Estranged Daughter?

    8 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 


    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)


     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

  30. Should You Use This Hidden HSA Strategy?

    4 min

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid …

    Show notes

    ⁠💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠⁠⁠⁠

    Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible! 


    Next Steps:

    💰Need help with your investments? Connect with a SmartVestor Pro:⁠⁠ ⁠⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠⁠⁠⁠) #PaidEndorsement

    📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠⁠⁠⁠)

    🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠⁠⁠⁠)

    📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠⁠⁠⁠)

    🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠⁠⁠⁠)


     Listen to more from Ramsey Network:

    🎙️⁠ The Ramsey Show ⁠

    💸⁠ The Ramsey Show Highlights⁠

    🧠⁠ The Dr. John Delony Show⁠

    🍸⁠ Smart Money Happy Hour⁠

    💰⁠ George Kamel⁠

    📈⁠ EntreLeadership⁠

     

    ⁠Ramsey Solutions Privacy Policy

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