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Smart Money Happy Hour with Rachel Cruze and George Kamel

Smart Money Happy Hour with Rachel Cruze and George Kamel

NewAre You as Financially Stable as You Think You Are?November 12, 2026 · 44 min
Episodes
221
Released
weekly
Latest episode
Nov 12, 2026

About the podcast

Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

Episodes 221

  1. Are You as Financially Stable as You Think You Are?

    44 min

    💻 Are you protected with the right insurances? Check with our Coverage Checkup! Are you the financially stable adult you think you are? This episode will help you find out. Plus, you may or may not hear a few …

    Show notes

    💻 Are you protected with the right insurances? Check with our Coverage Checkup!

     

    Are you the financially stable adult you think you are? This episode will help you find out. Plus, you may or may not hear a few shocking money confessions from your cohosts.

    Next Steps:

    ·   📒 Create your will with Mama Bear Legal Forms!

    ·   🎙️ Catch our episode Scale of 1–10: How Strict Are We on These Ramsey Rules?

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·       Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 35% off the Home and Pajama collections for a limited time with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Apple Crisp Dirty Soda

    Recipe By: nataliecamilay

    ·   1/2 ounce apple syrup

    ·   5–6 ounces ginger ale

    ·   3 ounces heavy cream  

    ·   1 tablespoon apple butter

    ·   Cinnamon dusting and fresh apple slice garnish

     

    Instructions: Add 1/2 ounce apple syrup to your glass, then fill with nugget ice and pour in 5–6 ounces ginger ale. Whip 3 ounces heavy cream with a pinch of cinnamon until stiff, then fold in a spoonful of apple butter. Pour on top, dust with cinnamon, and garnish with apple slices.

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

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  2. Put Your Financial Knowledge to the Test! (Game Show Edition)

    42 min

    💻 Looking for an advisor? Check out SmartVestor Pro! Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Hear us out: What if sometimes it IS all fun and (money) games? Today, we’re testing our …

    Show notes

    💻 Looking for an advisor? Check out SmartVestor Pro!

    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

     

    Hear us out: What if sometimes it IS all fun and (money) games? Today, we’re testing our financial knowledge under pressure with a little friendly competition.

    Next Steps:

    ·   🎙️ Catch our episode Luxury vs. Dupe (Can You Spot the Difference?)!

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·  Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·  Get 20% off when you join DeleteMe.

    ·  Get 35% off the Home and Pajama collections for a limited time with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🥃 Maple Walnut Manhattan

    Recipe By: itscocktailhour_

    ·   1 ounce vermouth rosso

    ·   2 ounces rye whiskey

    ·   3/4 ounce maple syrup

    ·   3 dashes black walnut bitters

    ·   Dash ground cinnamon

     

    Instructions: Start by throwing a coupe or martini glass into the freezer to chill. Then combine vermouth rosso, rye whiskey, maple syrup, black walnut bitters and ground cinnamon in a mixing glass. Add ice and stir well to chill. Strain into your chilled glass and garnish with a walnut.

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

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  3. Unpacking the Biggest Financial Flops in Recent History

    41 min

    🏠 Be prepared to buy or sell your home with our Real Estate Home Base! Ever wonder if you’re secretly missing out on moneymaking schemes that seem too good to be true? Today we’re unpacking the biggest (and …

    Show notes

    🏠 Be prepared to buy or sell your home with our Real Estate Home Base!

    Ever wonder if you’re secretly missing out on moneymaking schemes that seem too good to be true? Today we’re unpacking the biggest (and most public) financial disasters in recent history.

    Next Steps:

    ·   🎙️ Catch our episode Ranking Your CRAZIEST Emergency Fund Stories!

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍷 Full Moon Martini

    Recipe by: @itscocktailhour_

    ·   1 1/2 ounces indigo gin

    ·   1 ounce crème de cassis

    ·   1 ounce grape juice

    ·   1/2 ounce simple syrup

    ·   1/2 ounce lime juice

     

    Instructions: In a cocktail shaker, combine gin, crème de cassis, grape juice, simple syrup and freshly squeezed lime juice. Add ice and shake well. Strain into a chilled coupe glass. Top with some gold edible glitter and stir. Then add your full moon ice sphere!

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  4. Bougie Expenses That Are Worth Every Penny

    44 min

    💻 Need a financial pro? Check out RamseyTrusted®! From first-class flights to in-home saunas, today we’re confessing whether we’d “bouge it or lose it” with the internet’s best list of bougie splurges. Join the …

    Show notes

    💻 Need a financial pro? Check out RamseyTrusted®!

     

    From first-class flights to in-home saunas, today we’re confessing whether we’d “bouge it or lose it” with the internet’s best list of bougie splurges. Join the fun and drop your honest thoughts in the comments!

    Next Steps:

    ·   🎙️ Catch our episode Waste or Worth It: Rating “Life-Changing” Products!

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   🎥 Watch George’s video Don’t Buy Another Roll of Toilet Paper Until You Watch This!

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Dirt Road Martini

    Recipe by: Allrecipes

    ·   Ice as needed

    ·   2 ounces vodka

    ·   2 ounces unsweetened tea

    ·   1/4 ounce brine from Mezzetta Italian Mix Giardiniera

    ·   Spanish Queen martini olives (pitted or stuffed), for garnish

    ·   Vegetable pieces from Mezzetta Italian Mix Giardiniera, for garnish

     

    Instructions: Combine vodka, tea and brine in an ice-filled mixing glass. Stir well to chill. Fill a lowball or rocks glass with ice. Strain martini over ice. Garnish with olives and vegetable pieces.

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  5. Firing Back at Our Comment Section Haters

    42 min

    🏠 Check out the Mortgage Calculator! Comment section check! That’s right—we’re fearlessly addressing your questions, comments and criticisms . . . all in the name of your financial future (and also just for …

    Show notes

    🏠 Check out the Mortgage Calculator!

     

    Comment section check! That’s right—we’re fearlessly addressing your questions, comments and criticisms . . . all in the name of your financial future (and also just for fun!).

    Next Steps:

    ·   🏠 Already have a mortgage? Check out the Mortgage Payoff Calculator!

    ·   🎙️ Catch our episode 10 Signs You’re Doing Better Than Most Americans!

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour.

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Apple-rol Margarita

    Recipe By: @cocktailswithval

    ·   2 ounces tequila

    ·   1 ounce Aperol

    ·   1 1/2 ounces apple cider

    ·   1 ounce lime juice

    ·   1/2–1 ounce agave

    ·   garnish: thyme, apple slices and a sugar or salt rim

     

    Instructions: In a shaker, add Aperol, tequila, apple cider, lime juice and ice, then shake. Grab a glass and coat the rim with agave and salt or sugar, then add ice. Pour the shaken drink into your salted rim glass. Garnish, serve and enjoy!

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

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  6. Judging Your Shopping Addiction (and How to Overcome It)

    45 min

    💻 Wondering how you’re actually doing with money? Find out where you stand. Since everyone’s “doing their own research” these days, we decided to match that energy and dig into the psychology of money and why …

    Show notes

    💻 Wondering how you’re actually doing with money? Find out where you stand.

     

    Since everyone’s “doing their own research” these days, we decided to match that energy and dig into the psychology of money and why humans tend to overspend.

    Next Steps:

    ·   🎙️ Catch our episode Waste or Worth It: Rating “Life-Changing” Products!

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🥃 Maple Old Fashioned

    Recipe by: @thesocialsipper

    ·   2 ounces bourbon

    ·   1/4 ounce pure maple syrup

    ·   2 dashes Angostura bitters

    ·   2 dashes orange bitters

    ·   Orange peel

    ·   Cocktail cherry, like Griottines or Luxardo

     

    Instructions: In a rocks glass, combine bourbon, maple syrup, Angostura bitters and orange bitters. Stir to combine. Add a large rock of ice and stir until chilled. Twist the orange peel above the drink to express citrus oil, then run the peel around the rim of the glass and add to the drink. Garnish with a cocktail cherry.

     

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  7. VIRAL Trends Taking Over Your Algorithm in 2026

    34 min

    💻 Take the Side Hustle Quiz here! If you can’t beat ’em, follow them? Today we’re reacting to the biggest social and spending trends of 2026—let us know in the comments if the algorithm “got ya” with these …

    Show notes

    💻  Take the Side Hustle Quiz here!

     

    If you can’t beat ’em, follow them? Today we’re reacting to the biggest social and spending trends of 2026—let us know in the comments if the algorithm “got ya” with these, because this list definitely has range!

    Next Steps:

    ·   🎙️ Catch our episode Waste or Worth It: Rating “Life-Changing” Products.

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Peach Basil Tingle Mocktail

    Recipe By: @themindfulmocktail

    ·   2 ounces peach purée

    ·   1 ounce lemon juice

    ·   6–8 basil leaves

    ·   1/2 teaspoon honey

    ·   Kombucha or soda to top

     

    Instructions: In a small dish, combine the honey with 1/2 teaspoon water and microwave for 5–10 seconds to create a quick honey syrup. Add peach purée and lemon juice to a shaker. Toss in the basil leaves and gently muddle. Add the honey syrup to the shaker with ice, then shake well. Strain over fresh ice and top with kombucha or soda. Garnish with basil if desired and serve cold.

     

    *To make the peach purée:

    Blend 3 tinned peach slices with 1–2 tablespoons of the liquid from the tin. Fresh, ripe peach works too—just blend with a splash of water until smooth.

     

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  8. Tipping Culture: When the Heck Should You Actually Tip?

    44 min

    💵 Check out this article How Much You Should Tip in Common Situations. Here’s one for your next family dinner: Tipping in 2026—you have feelings, we have feelings, and at this point, the social expectations are …

    Show notes

    💵 Check out this article How Much You Should Tip in Common Situations.

     

    Here’s one for your next family dinner: Tipping in 2026—you have feelings, we have feelings, and at this point, the social expectations are changing by the day! It’s time to set the record straight.

    Next Steps:[JS1] 

    ·   🎙️ Catch our episode Frugal Hacks That Could Go Too Far.

    ·    💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍷 Cherry Aperol Spritz

    Recipe By: @cocktails

     

    ·   Fresh cherries

    ·   2 ounces Aperol

    ·   2 ounces prosecco

    ·   1 ounce club soda

     

    Instructions: Crush and strain cherries into glass. Pour 2 ounces of Aperol in glass. Add crushed ice. Pour 2 ounces of prosecco into glass. Pour 1 ounce of club soda into glass. Garnish with a cherry on top. Serve and enjoy!

     

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  9. Attention World! This Is What Things Should Cost

    43 min

    💵 Check out the Investing Calculator! A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but in a fun way, we promise …

    Show notes

    💵 Check out the Investing Calculator!

     

    A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but in a fun way, we promise.

    Next Steps:

    ·   🎙️ Catch our episode Common Money Wasters the Average American Falls For.

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Peach Julep

    Recipe By: @Cocktails

     

    ·   6 mint leaves  

    ·   2 tbsp. diced ripe peach

    ·   1/2 tsp. simple syrup  

    ·   1 ounce peach puree

    ·   1.5 ounces whisky

    ·   Fresh mint and peach slice for garnish

     

    Instructions: Put 6 mint leaves, 2 tbsp. diced ripe peach, and 1/2 tsp. simple syrup in a glass and muddle. Pour 1 ounce peach puree and 1.5 ounces whisky in glass. Add ice. Then stir. Garnish with fresh mint and a peach slice. Serve and enjoy!

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  10. Scale of 1–10: How Strict Are We on These Ramsey Rules?

    45 min

    ❓ Have a money question? Ask Ramsey is here to help! Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today we’re confessing (and …

    Show notes

    ❓ Have a money question? Ask Ramsey is here to help!

     

    Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today we’re confessing (and explaining) some of our most “non-Ramsey” financial takes.

    Next Steps:

    ·   🎙️ Catch our episode Decoding Weird Things Dave Ramsey Says ("Plastic" Surgery?)

    ·    💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍷 Blackberry Gin Sour

    Recipe by Mint & Twist

    ·   2 ounces London dry or floral gin

    ·   3/4 ounce fresh lemon juice

    ·   3/4 ounce blackberry simple syrup 

    ·   1 egg white, optional for foam

     

    Instructions: Chill a coupe glass in the freezer or fill it with ice while you make the drink. Add the gin, blackberry syrup, lemon juice and egg white to a cocktail shaker without ice. Shake hard for 15 seconds. Add a generous handful of ice and shake again for 15 seconds until well chilled. Tip the ice from the coupe glass and strain the cocktail in. Garnish with fresh blackberries on a skewer.

     

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  11. Financial Experts Rank Your WEIRDEST Unexpected Expenses

    44 min

    💵 Create a free budget and find more margin with EveryDollar. This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and proving …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

     

    This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and proving why everyone needs an emergency fund.

    Next Steps:

    ·   🎙️ Catch our episode Surprisingly Simple Things That Make You Feel Wealthy.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🥃 Salty Dog

    Recipe by Liquor.com

    ·   1 1/2 ounces gin or vodka

    ·   3 ounces grapefruit juice, freshly squeezed

    ·   Garnish: salt rim

    ·   Garnish: grapefruit slice

     

    Instructions: Wet the rim of a highball glass and dip it in coarse salt. Fill the glass with ice, then add the gin (or vodka) and grapefruit juice, and stir gently to combine. Garnish with a grapefruit slice. Serve and enjoy!

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  12. Ultimate Hot Take Compilation: Tacky, Sketchy, Icky and Worth It

    2 h 22 min

    💵 Create a free budget and find more margin with EveryDollar. When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

     

    When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious (and unhinged) financial advice episodes.


    Next Steps:

    ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Specials:

    ·   🍸 Tequila Manhattan Recipe: Liquor.com

    ·   🥧 Caramel Apple Pie Mocktail Recipe: Merry About Town 

    ·   🥃 Aperol Tequila Sour Recipe: @cocktails 

    ·   🍹 Cherry Basil Smash Recipe: BevsByBeverly 

     

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights 

    🧠 The Dr. John Delony Show

    📈 EntreLeadership

     

    Ramsey Solutions Privacy Policy

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  13. Finances, Friendship and FUN with Annie F. Downs

    1 h 7 min

    💵 Create a free budget and find more margin with EveryDollar. The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes and more with Annie F. Downs …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

    The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes and more with Annie F. Downs. This one feels like a party, so stick around!

    Next Steps:

    · 🎙️ Catch our episode How Matt and Abby Went from Broke College Kids to “Unplanned” Influencers

    · 📗 Check out Annie’s new book Don’t Let That Hold You Back.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

    ·   Check out the FAIRWINDS Credit Union exclusive account bundle.

    ·   Get 20% off when you join DeleteMe.

    ·   Get 20% off with code SMARTMONEY at Cozy Earth.

     

    Today’s Happy Hour Special: 🍹 Shirley Temple

    Recipe by: bakingbeauty

    ·   1.5 tablespoons grenadine

    ·   1 cup Sprite or club soda

    ·   1 teaspoon maraschino cherry juice (optional)

    ·   Maraschino cherries for garnish

     

    Instructions: Pour grenadine into a large glass. Add a dash of cherry juice. Fill glass with ice and top with soda. Garnish with maraschino cherries if desired. Serve and enjoy!

     

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  14. 46 Minutes of Unique TikTok Side Hustles

    47 min

    💻 Take the Side Hustle Quiz here! We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which …

    Show notes

    💻 Take the Side Hustle Quiz here!

     

    We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which part-time gigs are your perfect match.

    Next Steps:

    ·   🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes!

    ·    💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

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    Today’s Happy Hour Special: 🥃 Golden Vale

    Recipe by: @the.sauceress

    -       2 ounces Powers Irish Whiskey

    -       3/4 ounce ginger liqueur

    -       1/2 ounce lemon juice

    -       1/2 ounce honey syrup

    -       2 dashes aromatic bitters

    -       Several sprigs of basil leaves

     

    Instructions: Add lemon juice and basil leaves to a cocktail shaker. Muddle into a pulp. Add all additional ingredients. Shake with ice. Fine strain into a rocks glass over several large pieces of cracked clear ice. Garnish with a dried lemon wheel and a sprig of basil. Serve and enjoy!

     

     

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  15. Explaining the Lore Behind Ramsey Slang (“Plastic” Surgery?)

    52 min

    Get your ticket for Investing Essentials today! If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of …

    Show notes

    Get your ticket for Investing Essentials today!

    If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of course, addressing the haters along the way!)

     

    Next Steps:

    ·   🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts)

    ·   💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

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    Today’s Happy Hour Special: 🥃 Italian Greyhound

    Recipe By: nikki.sips

    ·   1.5 ounces vodka or gin

    ·   3/4 ounce Aperol

    ·   1 ounce freshly squeezed grapefruit juice

    ·   1/2 ounce simple syrup

    ·   Grapefruit soda, to top

    ·   2 grapefruit wheels

    ·   1 sprig of thyme

     

    Instructions: Prep your glass by lining with grapefruit wheels and filling with ice—set in the freezer while you prepare your cocktail. In a shaker, combine spirit, Aperol, simple syrup, and grapefruit juice. Shake with ice for 8 seconds and strain into prepped glass. Top with grapefruit soda and garnish with a sprig of thyme.

     

     

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  16. Luxury vs. Dupe (Can You Spot the Difference?)

    44 min

    📙 Check out George’s book Breaking Free From Broke. Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode is the real deal as always. You …

    Show notes

    📙 Check out George’s book Breaking Free From Broke.

    Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode is the real deal as always. You don’t want to miss it!  

    Next Steps:

    ·   🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits!

    ·    💵 Create a free budget and find more margin with EveryDollar.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

    Connect With Our Sponsors:

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    Today’s Happy Hour Special: 🍸 Strawberry Kiwi Smash

    Recipe By: cocktails

    ·   1/2 kiwi, peeled and diced

    ·   3 small strawberries, diced

    ·   2 ounces vodka

    ·   Juice from half a lime

    ·   3/4 ounces simple syrup

    ·   Club soda or flavored seltzer for topping off

    ·   Diced strawberries and kiwi for garnish

     

    Instructions: Muddle fresh kiwi and strawberries in glass, add vodka, add juice, add simple syrup, shake with ice, pour over ice, then top with club soda. Stir, garnish with diced strawberries and a kiwi slice, serve, and enjoy!

     

     

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  17. Waste or Worth It: Rating “Life-Changing” Products

    50 min

    💵 Create a free budget and find more margin with EveryDollar. If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wellness and lifestyle fads that …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

     

    If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wellness and lifestyle fads that are overhyped.

    Next Steps:

    ·   🎙️ Catch our episode Judging People Based on How They Spend Their Money.

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

     

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    Today’s Happy Hour Special: 🍹Cucumber Mint Refresher

    Recipe By: mocktailswithlilly

    ·   2–3 ounces fresh cucumber juice (see notes below)

    ·   .75 ounces simple syrup or agave

    ·   3–4 mint leaves

    ·   Lime sparkling water

    ·   Ice

    ·   Mint and cucumber ribbons for garnish

     

    Instructions: Muddle mint with simple syrup. For the cucumber juice, blend chopped cucumber with some water, then fine strain. You can also sub muddled cucumber for a blend-free version! Add cucumber juice, shake, and strain into a glass over ice. Top with sparkling water and enjoy!

     

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  18. Blind Ranking the Internet’s WILDEST Investment Stories

    43 min

    🎟️ Get your ticket for Investing Essentials today! When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ranking the good, the bad and …

    Show notes

    🎟️ Get your ticket for Investing Essentials today!

    When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ranking the good, the bad and the just plain dumb of investing.

    Next Steps:

    ·   🎙️ Catch our episode Roasting the Latest Financial and Social Fads (Here to Stay?)!

    ·   🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    ·   📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 

    ·   💵 Create a free budget and find more margin with EveryDollar.

     

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    Today’s Happy Hour Special: 🍾 French Blonde

    Recipe By: Join Jules

    • 2 ounces fresh grapefruit juice

    • 2 ounces  Lillet Blanc

    • 1 ounce gin 

    • 1/2 ounce elderflower liqueur

    • 3 dashes lemon bitters

     

    Instructions: In a cocktail shaker, add all ingredients. Add ice and shake. Double strain into a chilled coupe or Nick and Nora. Garnish with a grapefruit slice!

     

     

     

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  19. 10 Signs You’re Doing Better Than Most Americans

    40 min

    ✅ Connect with one of our Ramsey Trusted providers. Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today’s episode the unexpected …

    Show notes

    ✅ Connect with one of our Ramsey Trusted providers.

    Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today’s episode the unexpected reset you need!

    Next Steps:

    · 🎙️ Catch our episode 10 Jaw-Dropping Money Stats About the Average American

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    Today’s Happy Hour Special: 🍾 Sauv Blanc Spritz

    Recipe By: cheesegal

    - 3 ounces sauvignon blanc

    - 1 ounce elderflower liqueur

    - 1 ounce fresh lemon juice

    - Lemon seltzer water

    - Lemon wheels, for serving

    Instructions: In a glass filled with ice, add the sauvignon blanc, elderflower liqueur and fresh lemon juice. Top with lemon seltzer water and stir. Garnish with lemon wheels. Serve and enjoy!

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  20. Frugal Hacks That Could Go Too Far

    42 min

    💰 Find extra money in just two weeks with our Money Finder Challenge! Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune …

    Show notes

    💰 Find extra money in just two weeks with our Money Finder Challenge!

    Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune in to make sure you’re not sabotaging your budget.

    Next Steps:

    · 🎙️ Catch our episode Old School Money Habits Making a Comeback? (We Have Thoughts)

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    · Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍉 Watermelon Mint Mocktail

    Recipe By: olivianoceda

    · 1 lime

    · Dash of maple syrup

    · 1/4 cup fresh watermelon

    · 1 ounce lime sparkling water

    · Fresh mint

    · Ice

    Instructions: Slice half of your lime into wedges. Squeeze 4 wedges into your glass. Add a dash of maple syrup, 0.5–1 ounce of lime juice (depending on how tart you want it), 1 ounce of sparkling water. Add watermelon cubes and muddle. Then, take a handful of mint and slap it between your hands 6–8 times. Rub it on the rim of the glass and add it to the drink. Add ice. Top with sparkling water. Mix and enjoy!

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  21. Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?

    53 min

    📚 Grab a copy of George’s book, Breaking Free From Broke! At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade …

    Show notes

    📚 Grab a copy of George’s book, Breaking Free From Broke!

    At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in your wealth-building journey.

    Next Steps:

    · 🎙️ Catch our episode Are These Common Money Habits Broke, Average or Wealthy?

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    · Get up to 40% off the exclusive bundles with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🧨 4th of July Mocktail

    Recipe By: mocksontherocks

    · 2 ounces grenadine

    · 2/3 Sprite or lemon-lime soda

    · Splash of blue Gatorade

    Instructions: Add grenadine to a glass, then fill glass with ice. Fill 2/3 of glass with Sprite and top with blue Gatorade.

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  22. Calling Out the Biggest Money Wasters of All Time

    51 min

    💰 Find extra money in just two weeks with our Money Finder Challenge! We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being …

    Show notes

    💰 Find extra money in just two weeks with our Money Finder Challenge!

    We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being snatched by these common money wasters? Stay tuned to find out!Next Steps:

    · 🎙️ Catch our episode Financial Experts Rank the Worst Spending Habits

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    Today’s Happy Hour Special: 🍹🌼 Gin Daisy

    Recipe by: Kristiwithatwist

    · 2 ounces gin

    · 0.75 ounces orange liqueur

    · 0.75 ounces lemon juice

    · 0.25 ounces grenadine

    · club soda

    Instructions: Add gin, orange liqueur, lemon juice, and grenadine to a cocktail shaker filled with ice and shake. Strain into a glass over ice and top with club soda.

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  23. Surprisingly Simple Things That Make You Feel Wealthy

    45 min

    📈 Need help with investing? Check out our free guide! When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode …

    Show notes

    📈 Need help with investing? Check out our free guide!

    When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is for you!

    Next Steps:

    · 🎙️ Catch our episode Reacting to: “If I Can’t Buy a Home, Why Don’t I Just Be Gorgeous?”

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    Today’s Happy Hour Special: 🥂 Grand Mimosa

    Recipe by Inspired Taste

    · 1/3 cup sparkling wine

    · 1/3 cup orange juice

    · 1 tablespoon Grand Marnier

    Instructions: Add the sparkling wine and orange juice to a champagne flute. Top with Grand Marnier. Serve and enjoy!

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  24. Cringe or Cool? People Financially Oversharing on the Internet

    51 min

    💵 Create a free budget and find more margin with EveryDollar. If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

    If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking bizarre public money behaviors—stay tuned to find out if you’re guilty!

    Next Steps:

    · 🎙️ Catch our episode Out With the New, In With the Old: Money and Lifestyle Trends.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    Today’s Happy Hour Special: 🍑 Sweet Georgia Peach Smash

    Recipe by: Pizzazzerie

    · 2 ounces bourbon

    · 1 teaspoon lemon juice

    · 1 ounce simple syrup

    · 3 slices peach

    · 1 splash seltzer water

    Instructions: Fill glass with crushed ice. Combine bourbon, lemon juice, and simple syrup in a cocktail shaker. Shake and strain into glass. Top with a splash of seltzer water and garnish with peach slices.

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  25. Ick or Sick: We Judge People’s Financial Drama

    48 min

    💵 Create a free budget and find more margin with EveryDollar. When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your …

    Show notes

    💵 Create a free budget and find more margin with EveryDollar.

    When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about your financial habits using the latest Gen Z buzzwords.

    Next Steps:

    · 🎙️ Catch our episode Judging People Based on How They Spend Their Money.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

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    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍹 Cherry Basil Smash

    Recipe by: BevsByBeverly

    · 6 pitted cherries

    · 3 basil leaves

    · .75 ounces fresh lime juice

    · 1 ounce simple syrup

    · 2 ounces gin

    · 1 ounce soda water

    Instructions: Start by adding cherries, lime juice, and simple syrup to a cocktail shaker, and muddle to release as much of the juice from the fruit as possible. Add basil leaves and gently press. Pour in gin and fill with ice. Shake until cold, then pour into a glass. Top off with ice, soda water, and garnish.

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  26. Rage-Baiting Ourselves With America’s Shocking Home Prices

    1 h 1 min

    🏡 Get organized to buy or sell your home with our Real Estate Home Base. If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s …

    Show notes

    🏡 Get organized to buy or sell your home with our Real Estate Home Base.

    If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is a must! Plus, Rachel’s husband Winston is here to join the fun and share his real estate expertise.

    Next Steps:

    · 🎙️ Catch our episode Spilling the Financial Tea With Our Better Halves.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

    · Get 20% off when you join DeleteMe.

    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍹 Ranch Water

    Recipe by: Liquor.com

    · 1 1/2 ounces blanco tequila

    · 1/2 ounce fresh lime juice

    · 6 ounces Topo Chico

    Instructions: Add all ingredients to a highball glass filled with ice, gently stir to combine. Garnish with a lime wedge.

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  27. Financial Gaslighting (It’s More Common Than You Think!)

    50 min

    📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing! Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us …

    Show notes

    📈 Don’t know where to start with investing? Check out our free Complete Guide to Investing!

    Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debunk the toxic communication trap that’s keeping you from building wealth.

    Next Steps:

    · 🎙️ Catch our episode Love and Money: Financial Decisions People Immediately Regret.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    · 💻 Watch more of the Rick’s Boats episode.

    · 🛳️ Watch this call we took on The Ramsey Show.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

    · Get 20% off when you join DeleteMe.

    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍹 Mango Mojito Mocktail

    Recipe by Shivani Loves Food

    · 1 ripe mango

    · 2 fresh limes

    · 2 tablespoons mint leaves

    · 3 tablespoons granulated sugar

    · 2 cups sparkling water

    Instructions:

    • Prepare the simple syrup: Add 3 tablespoons sugar and 3 tablespoons boiling water to a small saucepan over low-medium heat. Cook until the sugar has dissolved and the syrup is just starting to bubble, stirring frequently. Set aside to cool.

    • Peel the mango and add the flesh to the jug of a blender. Juice one of the limes and add the juice to the blender.

    • Blend the mango and lime juice into a smooth puree. You may wish to strain the puree if it has any lumps.

    • Slice the other lime into wedges and add the wedges to a large jug along with the mint leaves. Use a muddler or the back of a wooden spoon to crush the limes and mint to release their flavors.

    • Add the mango puree to the jug along with the simple syrup—I recommend starting with a small amount of simple syrup (1 tablespoon) and adding more later if desired.

    • Top up the jug with sparkling water and give it a stir. Taste the mango mocktail and add more lime, mint or simple syrup if desired.

    • Serve the mango mojito mocktails over ice and garnished with extra mint and lime. Enjoy!

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  28. Roasting the Latest Financial and Social Fads (Here to Stay?)

    47 min

    ❓Have a money question? Ask Ramsey is here to help! The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in …

    Show notes

    ❓Have a money question? Ask Ramsey is here to help!

    The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another ten years.

    Next Steps:

    · 🎙️ Catch our episode Ranking the Worst Financial Habits (and Admitting Our Guilt)

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

    · Get 20% off when you join DeleteMe.

    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🧊 Cold Brew Cocktail

    Recipe by: Cocktails

    · 1.5 ounces vodka

    · 0.5 ounce simple syrup

    · 0.5 ounce coffee liqueur

    · cold brew

    · 1/4 cup heavy cream

    · 1 teaspoon caramel sauce

    Instructions: Add vodka, simple syrup, coffee liqueur, and cold brew to a glass filled with ice. Froth the heavy cream and caramel sauce to create a cold foam. Gently pour cold foam on top of ice. Serve immediately.

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  29. Reacting to Outrageously Bougie Celebrity Homes

    44 min

    🏡 Get organized to buy or sell your home with our Real Estate Home Base. Welcome to our crib! Today we’re peeking into “The Fabulous Life” behind the bougiest real estate in America. From luxury celebrity homes …

    Show notes

    🏡 Get organized to buy or sell your home with our Real Estate Home Base.

    Welcome to our crib! Today we’re peeking into “The Fabulous Life” behind the bougiest real estate in America. From luxury celebrity homes to billionaires in Nebraska—you don’t want to miss this.

    Next Steps:

    · 🎙️ Catch our episode Answering Your Top Housing Questions

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

    · Get 20% off when you join DeleteMe.

    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍹 Purple Rain

    Recipe by: Art of Drinks

    · 1.5 ounces of vodka

    · 1 ounce of blue curaçao

    · 2 ounces of cranberry juice

    · 2 ounces of pineapple juice

    Instructions: In a cocktail shaker, combine the vodka, blue curaçao, cranberry juice, and pineapple juice. Fill the shaker with ice and give it a good shake for about 15 seconds.Strain the cocktail into a chilled glass filled with ice.

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  30. Ritzy vs. Regular: Reacting to Social Events in Every Class

    50 min

    Join us on the Live Like No One Else Cruise! 🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz! Lifestyles of the rich and famous—and the relatable regulars. From the Met Gala to the bougie …

    Show notes

    Join us on the Live Like No One Else Cruise!

    🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!

    Lifestyles of the rich and famous—and the relatable regulars. From the Met Gala to the bougie Europe trip your cousins won’t stop posting on Facebook, we’re lifting the veil on the most notorious social events in every social class.

    Next Steps:

    · 🎙️ Catch our episode We Judge People’s Ridiculous Money Decisions for 58 Minutes.

    · 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour

    · 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.

    · 💵 Create a free budget and find more margin with EveryDollar.

    Connect With Our Sponsors:

    · Check out the FAIRWINDS Credit Union exclusive account bundle.

    · Get 20% off when you join DeleteMe.

    · Get 20% off with code SMARTMONEY at Cozy Earth.

    Today’s Happy Hour Special: 🍹 Cranberry-Lime Mocktail

    Recipe by: Food Network

    · 2 cups frozen cranberries

    · 1 1/4 cups sugar

    · 3/4 cup frozen limeade concentrate

    · 1/2 cup fresh lime juice

    · Splash of seltzer water

    Instructions: Combine the cranberries, sugar and 1 cup water in a medium saucepan over high heat. Bring to a boil and reduce to a simmer. Carefully smash the cranberries, then simmer the mixture until slightly reduced and dark red, about 10 minutes. Let cool for 10 minutes. Strain the mixture into a heat-safe container, pressing on the cranberry solids to extract all the juice. Let cool for 30 minutes. Combine the cranberry syrup with the limeade and lime juice in a pitcher and stir well. Mix equal parts of the drink mix and seltzer. Serve over ice with cranberries and a lime slice.

    Explore More From Ramsey Network:

    💰 George Kamel

    🎙️ The Ramsey Show

    💸 The Ramsey Show Highlights

    🧠 The Dr. John Delony Show

    🪑 Front Row Seat with Ken Coleman

    📈 EntreLeadership

    Ramsey Solutions Privacy Policy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

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