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Payment Networks Are Identity Networks

October 29, 2026 · 35 min

Show notes

On Ep. 13 of Agentic Commerce, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Bam Azizi, CEO & Founder @ Mesh are joined by Pete Cooling, Founder & CEO @ Atum to discuss building Visa's stablecoin settlement infrastructure, founding Atum, how Atum connects fragmented payment apps, rails and currencies and more!


Timestamps:

  • 00:00 Introduction
  • 02:39 Building Visa's stablecoin settlement infrastructure and founding Atum
  • 05:53 How Atum connects fragmented payment apps, rails and currencies
  • 08:43 Stablecoin payments, fiat settlement operators and future lending opportunities
  • 10:34 Bringing authorisation, fraud prevention and chargebacks to stablecoin payments
  • 12:18 Digital identity, verifiable credentials and tokenization for secure payments
  • 18:00 How Atum's settlement operators compete to deliver lower-cost payments
  • 20:58 X402 and MPP support amid limited agentic payment adoption
  • 23:47 Why stablecoin micropayments could outperform traditional card networks
  • 27:16 High frequency streaming payments and the rise of automated transactions
  • 30:49 AI agent hyper negotiation and real time contractor payment arrangements

Tokenized is sponsored by Visa
A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.


Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

 

Music by Henry McLean

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