All the Hacks: Money, Points & Life
PodcastCulture et sociétéInvestissementAnglais

All the Hacks: Money, Points & Life

par Chris Hutchins

Nouveau10 Lessons for Better Decisions About Money and Life21 octobre 2026 · 1 h 21 min
Épisodes
300
Parution
hebdomadaire
Dernier épisode
21 Oct 2026
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À propos du podcast

Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.

Épisodes 300

  1. 10 Lessons for Better Decisions About Money and Life

    1 h 21 minÉpisode 299

    #299: My top 10 takeaways from a retreat for high-net-worth investors, which covered money, health, AI, parenting, relationships, and more. We explore why what you measure shapes your behavior, how to start …

    Notes de l’épisode

    #299: My top 10 takeaways from a retreat for high-net-worth investors, which covered money, health, AI, parenting, relationships, and more. We explore why what you measure shapes your behavior, how to start using AI agents, why simple rules beat perfect plans, how to teach kids about money, and why “later” may be the most expensive word in your vocabulary.

    Tad Fallows is the co-founder of Long Angle, a private community for investors with $3 million or more in investable assets. He previously co-founded iLab Solutions, a research software company acquired by Agilent Technologies.

    Link to Full Show Notes: https://www.chrishutchins.com/10-lessons-money-parenting-ai-long-angle/

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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    People & Books

    Health

    ATH Podcast

    Full Show Notes
    (00:00) Introduction
    (02:04) What You Measure Dictates What You Do
    (05:57) Don't Let the Optimal Get in the Way of the Beneficial
    (15:13) How to Get Started with AI Agents
    (26:28) Why Established Managers Outperform Emerging Ones
    (35:07) Good Plans Die in the Paperwork
    (39:48) Simple Rules You'll Follow Beat Perfect Rules You Won't
    (46:54) T.U.N.E. Parenting: Balancing Connection with Boundaries
    (58:23) Your Environment Beats Your Willpower
    (01:04:11) Talk Less and Ask Better Questions
    (01:11:17) "Later" Is the Most Expensive Word
    (01:18:55) The Meta Takeaway: Pick One Thing and Start Today


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  2. How to Earn Points on Your Savings and Investments

    1 h 20 minÉpisode 298

    #298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank …

    Notes de l’épisode

    #298: Chris breaks down how to earn airline miles and transferable points on money you’re already saving or investing (and whether the rewards are actually worth the tradeoffs). He compares mileage-earning bank accounts from Bask, United and Alaska, the new Bank of America and Alaska transfer partnership, Silo’s brokerage rewards program, and Symphony’s higher-yield approach. Plus, the welcome offers ending this fall that change the first-year math, and a short interview with Symphony's founders.

    Link to Full Show Notes: https://chrishutchins.com/earn-points-on-savings/


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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    ATH Podcast

    Full Show Notes
    (00:00) Introduction
    (00:50) How to Earn Points on Your Savings
    (05:01) Bank Accounts That Pay Airline Miles
    (05:41) Earning American Miles with Bask Bank
    (14:13) Why United's Mileage Debit Card Falls Short
    (17:09) Alaska’s Upcoming Rewards Banking Account
    (17:48) Boosting Bank of America Points, Now Transferable to Alaska
    (20:29) How Silo Pays Points on Your Brokerage Account
    (26:22) Changes Coming to Silo on November 1st
    (32:40) Silo's New Welcome Bonus
    (35:52) Can You Trust Silo With Your Investments?
    (36:31) Earning 5% or 5X Points with Symphony
    (38:52) Where Your Money Actually Goes at Symphony
    (39:22) Bucket 1: Treasury Bills
    (40:18) Bucket 2: CLOs
    (41:37) Bucket 3: Private Credit
    (43:24) Bucket 4: Crypto Lending
    (46:20) Pooled Accounts and SIPC Protection
    (46:57) What the Crypto Wallet Does (and Doesn't) Protect
    (47:33) How Fast You Can Get Your Money Out
    (49:17) Risk #1: The Rate Gets Cut
    (49:55) Risk #2: Withdrawals Slow Down
    (50:17) Risk #3: You Lose Part of Your Investment
    (51:05) Risk #4: An FTX-Style Collapse
    (51:49) My Overall Take on Symphony
    (54:21) Breaking Down Symphony's Welcome Offer
    (57:04) Recap: Mileage Bank Accounts
    (58:38) Recap: Silo
    (59:57) Recap: Symphony
    (01:02:02) Interview with Symphony's Founders
    (01:04:01) How Symphony Layers Its Risk Protection
    (01:08:02) What Happens If Everyone Withdraws at Once
    (01:09:54) Why the Blockchain Ledger Matters If Symphony Goes Away
    (01:16:15) What’s Next: Transfer Partners, Experiences and AI Booking


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  3. Have Better Conversations and Build Deeper Connections with Vanessa Van Edwards

    1 h 11 minÉpisode 297

    #297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics …

    Notes de l’épisode

    #297: Learn how to turn small talk, awkward encounters, and everyday logistics into conversations that actually matter. Chris and Vanessa explore the chemistry behind great conversations, how to find the topics that make people light up, and the three levels of conversation that lead to deeper connection.


    Vanessa Van Edwards     is a behavioral researcher, bestselling author of Captivate and Cues, and founder of Science of People. She teaches at Harvard, and her new book, Conversation: How to Connect with Anyone and Make Every Interaction Count, is available now.


    Link to Full Show Notes: https://chrishutchins.com/vanessa-van-edwards-better-conversations/.


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    Fabric: ⁠Affordable term life insurance for you and your family

    Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned
    Vanessa: Website | X | Instagram | YouTube

    Research and Frameworks

    Shows and People

    ATH Podcast

    Full Show Notes
    (00:00) Introduction
    (00:45) How to Make Every Conversation Matter
    (02:12) The DOS Cocktail: The Chemistry of a Great Conversation
    (05:15) Turning Everyday Interactions Into Meaningful Conversations
    (14:05) Treating Small Talk Like a Treasure Hunt
    (15:31) How to Start a Meaningful Conversation
    (20:53) Can Conversational Courage Go Too Far?
    (23:08) A Framework for Asking Better Questions
    (27:01) Why You Can't Skip Straight to Deep Conversation
    (30:20) Level 1: General Traits
    (32:11) Level 2: Personal Concerns
    (32:40) Level 3: Your Self-Narrative
    (34:48) How to Be Conversationally Generous
    (37:18) What to Do When You're Just Not Clicking
    (38:54) How to Become a Better Conversational Storyteller
    (41:18) Turning Any Conversation Into a Chance to Learn
    (43:04) Mindset Tricks for Warmer, Easier Conversations
    (47:00) How to Know If You’re Talking Too Much
    (51:31) Why Some "Great" Questions Are Actually Hard to Answer
    (53:35) The Ideal Length of a Conversational Turn
    (55:12) How Talking to AI Is Changing How We Talk to People
    (58:53) Using AI to Become a Better Conversationalist
    (01:01:02) Deeper Conversations With Your Partner (Beyond the Logistics)
    (01:07:51) Did This Feel Like a Real Conversation?
    (01:08:35) What to Expect from Vanessa's New Book

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  4. The Best Cell Phone Plans (and How I’m Saving Big)

    50 minÉpisode 296

    #296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and …

    Notes de l’épisode

    #296: You're probably overpaying for cell service, and switching could save you hundreds of dollars a year without sacrificing coverage or features. Chris breaks down what's changed with the big carriers and MVNOs, the math behind "free phone" deals, the few features only AT&T, Verizon and T-Mobile still offer, and his shortlist of the best unlimited plans. He also shares the cheapest backup line for two-factor texts, a $20 home internet backup, how to think about cell phone insurance, and the smartest way to buy a new iPhone.

    Link to Full Show Notes: https://chrishutchins.com/best-cell-phone-plans-2026

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    Zocdoc: Find and instantly book a doctor you love today

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Carriers & Plans

    Backup Lines & Backup Internet

    Tools for Comparing Plans & Coverage

    Cell Phone Insurance

    Buying a New iPhone

    ATH Podcast

    Full Show Notes
    (00:00) Introduction
    (02:53) The Current State of Cell Phone Plans
    (05:40) Why Major Carriers Are So Expensive
    (11:55) Features You Can Only Get From Major Carriers
    (13:46) How to Pick the Right Network for Where You Live
    (14:48) What Is Premium Data and Does It Matter?
    (16:22) Understanding Video Streaming Limits
    (16:46) How Much High-Speed Data Do You Need?
    (16:59) Comparing Hotspot Data
    (17:08) International Coverage, Tablets & Smartwatches
    (17:18) The Best Alternatives to Major Carriers
    (19:40) The Cheapest Unlimited Plan: Mint Mobile
    (20:29) US Mobile Starter on AT&T (Dark Star)
    (22:06) Total Wireless Max 5G on Verizon
    (22:56) How Much More You Get for $25–$32 a Month
    (24:42) Why Chris Is Switching to US Mobile Unlimited Premium
    (25:21) Visible Plus Pro: A Steal if the Promo Pricing Lasts
    (28:41) The Bottom Line on the Best Affordable Plans
    (29:43) US Mobile’s Killer Multi-Network Feature
    (35:19) Choosing Between Verizon, AT&T & T-Mobile on US Mobile
    (36:58) The Cheapest Backup Line for Two-Factor Texts
    (38:30) Setting Up Cellular Backup Internet at Home
    (41:29) Cell Phone Insurance: Credit Cards vs. AppleCare vs. Carrier Plans
    (44:44) How to Get the Best Deal on a New iPhone


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  5. Turning the Tables: My Approach to Points, Miles and Travel

    1 h 2 minÉpisode 295

    #295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel …

    Notes de l’épisode

    #295: Chris shares the strategies he actually uses to earn, spend, and maximize millions of points and miles. He breaks down how many credit cards most people really need, his approach to booking award travel for a family, the rise of massive card-member flight discounts, when to pay cash vs. points, and some of his favorite—and most unusual—redemptions.

    Meghan Coyle and Sally French are the hosts of NerdWallet's Smart Travel podcast, a weekly show on travel news, loyalty programs and travel credit cards that helps listeners travel more and pay less.

    Link to Full Show Notes: https://chrishutchins.com/award-flights-card-strategy-nerdwallet

    Partner Deals
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    Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth

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    Wispr Flow: ⁠Try effortless voice dictation for free

    Bilt Rewards: ⁠Earn the most valuable points when you pay rent

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Award Search & Points Tools

    Shopping Portals, Gift Cards & Offers

    ATH Podcast


    Full Show Notes
    (00:00) Introduction
    (02:06) How Chris Got Into Points & Miles
    (05:01) When Chris Became a Points & Miles “Expert”
    (07:25) Paying for a Wedding Video With Delta Miles
    (13:38) Why Chasing an Extra Point per Dollar Doesn't Move the Needle
    (15:34) The Optimal Two-Card Strategy
    (16:50) Maximizing Points Without Overspending
    (19:52) Should You Buy Gift Cards to Earn More Points?
    (22:36) Booking Award Travel for a Family
    (25:06) Chris’ Strategy for Finding Award Flights
    (27:34) Leveraging Flexibility and Award Search Tools
    (31:45) What to Do With Points If You Don't Want to Play the Game
    (34:30) Setting Alerts and Picking One Award Search Tool
    (37:01) The Huge Discounts Hidden Behind Airline Credit Cards
    (39:21) The Risks of Speculative Bookings
    (41:08) When Chris Breaks His Own Transfer Rule
    (45:15) The Easiest Way to Redeem Points When You Don't Want the Hobby
    (47:17) Are Hotel Redemptions Easier Than Flights?
    (51:07) The Real Math Behind Cash vs. Points
    (55:02) Chris's Rule of Thumb for Comparing Cash and Points
    (56:12) A Trick for Getting Refunds on Flights You Need to Cancel
    (59:03) Chris’ Take on the New Southwest


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  6. Deep Dive on World of Hyatt: Points, Perks and Status

    1 h 7 minÉpisode 294

    #294: Chris breaks down everything he's learned going all in on World of Hyatt. He covers the brands and footprint, earning points with Hyatt credit cards and transfers, what points are really worth, every …

    Notes de l’épisode

    #294: Chris breaks down everything he's learned going all in on World of Hyatt. He covers the brands and footprint, earning points with Hyatt credit cards and transfers, what points are really worth, every status tier and milestone reward, and how to get Globalist treatment without having status.

    Link to Full Show Notes: https://chrishutchins.com/world-of-hyatt-deep-dive


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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    ATH Podcast


    Full Show Notes
    (00:00) Introduction
    (02:48) The World of Hyatt
    (08:05) Where Hyatt Is (and Isn't) Around the World
    (12:17) How the World of Hyatt Program Works
    (15:51) Earning Points with Hyatt Experiences
    (16:23) Transferring Points from Credit Cards
    (17:43) Earning Points with Hyatt Personal and Business Credit Cards
    (26:07) Why Buying Points Is Rarely a Good Deal
    (26:46) Maximizing Hyatt Promotions
    (27:21) Earning Points with Peloton
    (28:06) Converting Aeroplan and American Points
    (30:41) Understanding Hyatt Status Tiers
    (35:51) Guest of Honor Awards
    (36:55) Getting Globalist Perks on Paid Stays with Hyatt Privé
    (38:41) Using Points to Upgrade Your Room
    (39:05) Milestone Rewards: 20 and 30 Nights
    (41:00) 40 Nights: Guest of Honor and the Suite Upgrade Award
    (43:14) 50 and 60 Nights: Reaching Globalist
    (44:30) 70 to 150 Nights: Milestones Beyond Globalist
    (46:18) Transferring Awards and Certificates to Others
    (47:40) The Hyatt Brand Explorer Program
    (50:31) Fast Tracking Status with Hyatt Challenges
    (53:20) How Far Should You Go for Status?
    (53:53) What Are Hyatt Points Really Worth?
    (58:53) How Bad Was the May Devaluation?
    (01:00:51) A Fun Hack for All-Inclusives
    (01:01:12) How to Find Hyatt Award Availability
    (01:02:52) Getting Discounts and Perks on Cash Stays
    (01:04:14) Hyatt's Best Rate Guarantee

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  7. How to Make Your Home Healthier at Any Budget with Dom Francks

    1 h 8 minÉpisode 293

    #293: Learn to make your home healthier by focusing on the environmental factors that actually matter. Chris and Dom break down how to improve air and water quality, ventilation, mold prevention, lighting, and …

    Notes de l’épisode

    #293: Learn to make your home healthier by focusing on the environmental factors that actually matter. Chris and Dom break down how to improve air and water quality, ventilation, mold prevention, lighting, and EMF exposure, plus what to prioritize in your bedroom, which popular healthy-home products to avoid, and the best upgrades at any budget.


    ⁠Dom Francks⁠ is the General Manager of ⁠Lightwork Home⁠, a Stanford-trained engineer, and former climate-tech product leader.

    Link to Full Show Notes: https://chrishutchins.com/healthy-home-air-water-light-dom-francks/.

    Partner Deals
    Gusto: ⁠Free 3-month trial of the #1 payroll software

    Wispr Flow: ⁠Try effortless voice dictation for free

    Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth

    Fora: Become a Fora Advisor today

    Thrive Market: ⁠30% off your first order of organic groceries + a free $60 gift

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Articles & Guides

    Tools & Products

    People & Podcasts

    ATH Podcast

    Full Show Notes
    (00:00) Introduction

    (01:06) How Your Home Affects Your Health

    (03:30) What Improvements Actually Feel Like

    (04:51) The Precautionary Principle for Chemicals Like PFAS

    (06:27) How Healthy Is the Average Home?

    (08:09) What to Expect From a Healthy Home Assessment

    (09:09) Four Things That Determine Bedroom Air Quality

    (14:37) Choosing an Air Quality Monitor

    (16:19) Using Air Purifiers for Filtration

    (17:37) The Simplest Ways to Improve Ventilation

    (18:33) Why Some Air Purifiers Cost So Much More

    (20:45) Ventilation vs. Filtration for VOCs

    (23:15) How to Get More Fresh Air Through Your House

    (24:26) What Chris Learned From Monitoring His Bedroom Air

    (27:14) Managing Humidity and Dust Testing

    (32:14) What a Full Mold Investigation Really Involves

    (33:49) Optimizing Your Bedroom Lighting

    (36:05) How to Spot Hidden Light Flicker

    (37:19) When Incandescent Bulbs Beat LEDs

    (38:27) A Practical Approach to EMF Exposure

    (39:58) Does Limiting EMFs Actually Matter?

    (41:29) Are Baby Monitors Safe?

    (43:35) What to Prioritize (and Ignore) in Your Bedroom

    (46:48) Testing and Improving Water Quality

    (49:35) DIY Water Testing, and Which Filters to Use

    (51:42) Carbon Monoxide Monitors & Combustion Gas Leaks

    (52:51) Optimizing Your Workspace Lighting

    (56:24) Home Products to Avoid

    (58:46) Do More Plugs Mean Better Grounding?

    (59:29) How to Make Your Home Healthier for $500

    (01:01:53) The Best Healthy Home Upgrades for $2,000

    (01:02:44) Higher-End Healthy Home Improvements

    (01:04:34) When to DIY vs. Hire a Professional


    Connect with Chris
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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  8. What Happens to Your Points and Miles When You Die?

    54 minÉpisode 292

    #292: What happens to your points and miles when you die? And how can you make sure they don’t disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies …

    Notes de l’épisode

    #292: What happens to your points and miles when you die? And how can you make sure they don’t disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you’re already dealing with a loved one’s rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares.

    Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death

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    LMNT: ⁠Free sample pack of my favorite electrolyte drink mix
    Haven: ⁠Skip the waitlist for the best sauna⁠.

    Bilt Rewards: ⁠Earn the most valuable points when you pay rent

    Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2

    DeleteMe: ⁠20% off removing your personal info from the web

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Tools & Resources

    Books & People

    ATH Podcast

    Full Show Notes
    (00:00) Introduction
    (01:16) Your Points & Miles Aren’t Actually Your Property
    (02:31) Can You Legally Access a Deceased Person's Accounts?
    (07:49) What Happens to Bank & Credit Card Points After Death
    (09:52) Why Amex Is One of the Most Generous Programs
    (14:00) Transferring Points Before Someone Passes Away
    (17:32) How Annual Fees Are Handled
    (18:01) What Happens to Business Cards
    (18:28) Moving Bank Points to Loyalty Programs
    (19:01) What Happens to Airline Miles
    (23:18) Why You Should Push Back With Airlines
    (24:22) Other Ways to Use or Preserve Airline Miles
    (25:59) How Hotel Points Are Handled (and Why They're Easier)
    (31:36) Hotel Certificates & Flight Credits
    (32:50) What Happens to Rental Car Points
    (34:04) Don't Hoard Your Points
    (34:21) Document Every Account and Login
    (37:26) Set Up Points Pooling and Authorized Users in Advance
    (37:52) Leave Clear Instructions for Your Heirs
    (38:12) Why You Need a Financial Power of Attorney
    (38:46) Don't Let Auto-Pays Shut Down an Account
    (39:17) Proactively Transfer Points Out
    (39:55) Where to Move Bank Points in a Hurry
    (45:40) Choosing Someone to Manage Your Points & Miles
    (47:09) The Checklist for When a Family Member Passes
    (48:30) Hang Up, Call Again
    (50:04) Document Everything You Do
    (50:39) How Points Are Handled in Divorce
    (51:40) Why Gift Cards Are Different
    (51:59) The Risks of Inheriting a Timeshare

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  9. The Science of Lasting Happiness with Arthur Brooks

    58 minÉpisode 291

    #291: Behavioral social scientist Arthur Brooks joins Chris to reveal why success and happiness follow different rules as we age. They dig into fluid vs. crystallized intelligence, success addiction and …

    Notes de l’épisode

    #291: Behavioral social scientist Arthur Brooks joins Chris to reveal why success and happiness follow different rules as we age. They dig into fluid vs. crystallized intelligence, success addiction and dopamine, the reverse bucket list, and how to actually buy happiness.

    Arthur C. Brooks is a Harvard Professor, musician, and columnist for the Atlantic, where he writes the weekly "How to Build a Life" column. He is the bestselling author of numerous books on happiness and human flourishing.

    Link to Full Show Notes: https://chrishutchins.com/arthur-brooks-happiness-success-purpose/

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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Arthur: Website | Twitter | Instagram | YouTube

    Some of Arthur's Books

    Selected Works from the Atlantic


    Books

    Barcelona Recommendations


    ATH Podcast


    Full Show Notes
    (00:00) Introduction

    (02:17) How Arthur Defines Happiness

    (03:50) Quizzes to Diagnose Your Happiness

    (04:38) Fluid vs. Crystallized Intelligence

    (05:55) The Two Types of Geniuses

    (09:01) How to Jump the Curve

    (13:18) Darwin and Bach's Success Curves

    (16:56) Success Addiction and Dopamine

    (19:00) Hustle Culture, Workism and Metacognition

    (21:19) How Often You Really Need to Journal

    (22:46) When Love and Money Are Idols

    (24:40) The Good Four: Faith, Family, Friends and Work

    (29:13) The Happiness Algorithm: Understand, Apply, Share

    (30:41) Why Sharing and Teaching Happiness Matters

    (31:45) Bringing Faith and Meditation Into Your Life

    (34:15) Lectio Divina: Divine Reading

    (35:23) The Science of Satisfaction

    (37:49) Social Comparison, the Thief of Joy

    (38:39) How to Make a Better Bucket List

    (43:34) How to Actually Buy Happiness

    (47:09) Technology, Loneliness and Happiness

    (48:54) Turning Weakness Into Strength

    (50:51) Why Negative Emotions Make Us More Effective

    (51:20) Optimism vs. Hope

    (52:23) When It's Time to Leave a Job

    (54:18) Arthur's Recommendations for Barcelona

    (55:26) The Airplane Story That Inspired From Strength to Strength

    (57:33) Where to Find More From Arthur


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  10. The New Rules of Points & Miles in 2026 with Brian M

    1 h 8 minÉpisode 290

    #290: Chris and Brian break down the biggest trends reshaping points and miles. They discuss new ways to earn transferable points without a credit card, the award search tools worth using right now, a six-month …

    Notes de l’épisode

    #290: Chris and Brian break down the biggest trends reshaping points and miles. They discuss new ways to earn transferable points without a credit card, the award search tools worth using right now, a six-month check-in on Bilt, and what's coming next for premium cards.

    Link to Full Show Notes: https://chrishutchins.com/new-rules-points-miles-2026/⁠

    Partner Deals
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    MasterClass: ⁠Learn from the world's best with 15% off
    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Award Search & Points Tools

    Earning Points Beyond Credit Cards

    ATH Podcast


    Full Show Notes
    (00:00) Introduction

    (00:49) Why 2026 Feels Different and Reasons to Stay Hopeful

    (02:26) Credit Card Interest Rate Caps Never Materialized

    (03:20) Why Debit Rewards Cards Are Becoming More Interesting

    (05:58) Six Months Into Southwest’s Transformation

    (13:14) Are Credit Card Retention Offers Drying Up?

    (14:23) The Unbundling of Airfare Keeps Expanding

    (15:25) Could Award Flights Lose Their Flexibility?

    (17:14) Foreign Airline Programs Push Into the US Market

    (19:58) Hotel Award Inflation (and What Cash Prices Reveal)

    (27:31) Banks Crack Down on Points Gaming

    (30:32) Qatar's New Restrictions on Booking for Others

    (32:54) New Ways to Earn Transferable Points Without Credit Cards

    (36:16) The Best Tools for Points & Miles

    (40:35) Why Cardholder Pricing Is Becoming a Bigger Advantage

    (42:04) United's New Cards and the Truth About "10% Off"

    (44:01) Transfer Bonuses and the Risk of Speculative Transfers

    (49:06) American’s Changes to Partner Award Availability

    (49:56) Pooling Airline Miles With Family

    (52:12) Brian's Biggest Prediction for the Year Ahead

    (55:23) Six Months Later: Is Bilt Delivering?

    (01:00:31) Will We See More Premium Credit Cards?

    (01:03:19) Is There Still Hope for U.S. Bank Transfer Partners?

    (01:04:53) What’s Next for the Amex Green Card?

    (01:05:31) Just Let the Points Coupons Go


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  11. How We Booked a $20,000 Vacation With Points

    1 h 27 minÉpisode 289

    #289: Chris and Amy booked a last-minute week in Bora Bora that would have cost over $20,000, almost entirely on points. They break down how it came together, why they chose Bora Bora over Fiji, the Marriott …

    Notes de l’épisode

    #289: Chris and Amy booked a last-minute week in Bora Bora that would have cost over $20,000, almost entirely on points. They break down how it came together, why they chose Bora Bora over Fiji, the Marriott award search quirk that hid available rooms, flying business class in both directions by mixing two airlines, and using card travel credits on the inter-island flights. Then, three nights in, they decided to abandon the deal and pay more to switch resorts. They compare and rank the major Bora Bora resorts, weigh points versus cash, and explain what makes French Polynesia one of the easiest long-haul trips from the West Coast.

    Link to Full Show Notes: https://chrishutchins.com/bora-bora-on-points-2026/

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    Bilt Rewards: ⁠Earn the most valuable points when you pay rent
    Superhuman: ⁠Free month of the fastest and best email with code ALLTHEHACKS
    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Hotels & Resorts

    Products

    Health & Sauna Research

    ATH Podcast


    Full Show Notes

    (00:00) Introduction
    (02:09) How a Kid-Free Trip Came Together
    (03:33) How Chris and Amy Choose Vacation Destinations
    (13:09) Why French Polynesia Over Fiji
    (14:59) Booking The Westin
    (20:43) Flying Business Class Both Ways on Two Different Airlines
    (26:22) Air Tahiti Nui and the Inter-Island Flights
    (31:15) A Surprise First Class Upgrade on Air Moana
    (32:47) Arriving in Bora Bora and Checking Into The Westin
    (34:29) First Impressions: A Brand-New Property with Great Bones
    (37:33) A Thousand Little Cuts: The Westin's Service Problems
    (44:50) The Math Behind Checking Out Early
    (52:21) The Four Seasons vs. The Westin: What the Extra Money Buys
    (59:23) Why the Four Seasons Spa Facilities Stood Out
    (01:00:37) Getting Serious About Sauna Again
    (01:05:51) Pickleball, Paddleboarding, and Space to Get Lost
    (01:08:00) Did the Four Seasons Save the Trip?
    (01:13:18) How to Actually Get Deals at the Four Seasons
    (01:16:20) Ranking All Four Bora Bora Resorts
    (01:19:32) Why Fiji Is Still at the Top of the List
    (01:21:45) Where AI Can Go Wrong
    (01:23:15) Packing a Travel Med Bag for Remote Destinations
    (01:24:20) Final Thoughts and Why Bora Bora Keeps Winning

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  12. Where to Keep Your Cash for the Highest Return

    58 minÉpisode 288

    #288: Chris breaks down exactly where to park your cash to earn the most, whether you have $10,000 or a few million. From high-yield savings accounts and Treasury ETFs to brokerage bonuses and cash management …

    Notes de l’épisode

    #288: Chris breaks down exactly where to park your cash to earn the most, whether you have $10,000 or a few million. From high-yield savings accounts and Treasury ETFs to brokerage bonuses and cash management accounts, he explains the tradeoffs that actually matter—and why the highest advertised interest rate isn't always the best choice. He also shares the interactive tool he built to compare nearly 100 cash options based on your specific situation.

    Link to Full Show Notes: https://chrishutchins.com/where-to-put-your-cash-2026

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    Mercury: Help your business grow with simplified finances

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Tools & Resources

    Cash Accounts & Fintechs

    ATH Podcast

    Full Show Notes

    (00:00) Introduction
    (00:49) Why Cash Deserves Its Own Strategy
    (02:46) Why the Stock Market Isn't for Cash
    (05:18) Why After-Tax Yield Matters More Than the Rate
    (08:18) How Different Tax Treatments Change Your Return
    (13:05) Building a Cash Comparison Tool in Claude
    (14:12) Why Traditional Bank Accounts Are the Worst Option
    (14:39) How High-Yield Savings Accounts Really Work
    (17:57) Understanding FDIC Insurance and Keeping Your Cash Safe
    (19:52) SIPC Coverage for Brokerage Accounts
    (20:12) Why Friction Can Cost You More Than Yield
    (21:47) Treasuries, Money-Market Funds, and ETFs
    (24:05) Cash Management Accounts as a Bridge
    (25:30) Box Spreads and Other Advanced Cash Strategies
    (28:58) How Cash Bonuses Can Boost Your Returns
    (32:44) Negotiating Brokerage Bonuses at Scale
    (34:24) Earning Points on Your Brokerage Account with Silo
    (41:05) Walking Through the Cash Comparison Tool
    (44:11) The Big Takeaways by Tax Bracket
    (45:09) The High-Yield Savings Baseline
    (48:02) Why Friction Beat Optimization
    (50:13) Stacking Bank and Brokerage Bonuses
    (54:06) The Best Cash Strategy

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  13. Putting Die With Zero Into Practice with Brad Barrett

    1 h 13 minÉpisode 287

    #287: Chris and Brad Barrett revisit "Die With Zero" and confront how much harder Bill Perkins' ideas are to live than to agree with. They dig into when frugality flips from superpower to liability, the …

    Notes de l’épisode

    #287: Chris and Brad Barrett revisit "Die With Zero" and confront how much harder Bill Perkins' ideas are to live than to agree with. They dig into when frugality flips from superpower to liability, the maximizer's struggle to let go, optimizing for the perfect Tuesday over the once-a-year trip, and giving money to your kids while it still matters.

    Brad is the co-host of the ChooseFI podcast and co-author of Choose FI: Your Blueprint to Financial Independence.

    Link to Full Show Notes: https://chrishutchins.com/die-with-zero-revisited-brad-barrett/

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    Fabric: ⁠Affordable term life insurance for you and your family

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    Bilt Rewards: ⁠Earn the most valuable points when you pay rent

    MasterClass: ⁠Learn from the world's best with 15% off

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    Brad Barrett: Website | X

    Books & Articles

    Tools

    ATH Podcast

    Full Show Notes
    (00:00) Introduction

    (02:14) Revisiting "Die With Zero" Four Years Later

    (06:50) Is Intentional Frugality a Superpower?

    (08:48) Where Chris Still Struggles to Spend

    (15:04) The Psychology of Spending

    (19:53) Maximizer vs. Satisficer: What Are You Optimizing For?

    (23:35) Matching Your Effort to the Season of Life You're In

    (25:04) How to Let Go When You Want to Do Everything

    (31:50) Optimizing for Lasting Happiness

    (37:23) Don't Run Away From What Lights You Up

    (38:43) What Are You Actually Chasing More Money For?

    (44:01) What Are You Really Saving For?

    (45:46) Giving Money to Kids (and Causes) While It Still Matters

    (50:40) Hedging Retirement Risk by Moving, Not Working Longer

    (53:00) Fear Wasting Your Life More Than Running Out of Money

    (57:52) Chris's Vision for a Family Summer Camp

    (01:02:36) Building a Time-Bucket List of One-Off Dreams

    (01:03:44) The Case for Doing "Nothing" on a Trip

    (01:04:23) Chris's Three Main Takeaways

    (01:06:23) Lowering the Barrier to Real-Life Connection

    (01:09:55) Defining Net Fulfillment For Yourself


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  14. Are Credit Card Points Still Worth It? and More Listener Q&A

    1 h 13 minÉpisode 286

    #286: With credit card fees climbing, credits getting harder to use, and points constantly devaluing, it's fair to ask whether earning points and miles is even worth it anymore. In this AMA, Chris breaks down …

    Notes de l’épisode

    #286: With credit card fees climbing, credits getting harder to use, and points constantly devaluing, it's fair to ask whether earning points and miles is even worth it anymore. In this AMA, Chris breaks down why the fees are still worth it for him (and who they're not worth it for), common mistakes to avoid when running the numbers, and when cash back makes the most sense. He also walks through how to start from scratch, when a high annual fee actually pays for itself, and how to squeeze more out of overlooked spending categories.

    Link to Full Show Notes: https://chrishutchins.com/are-points-worth-it-ama

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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals

    Resources Mentioned

    ⁠⁠Best Cards Page⁠⁠

    ⁠⁠Join the CardTool Waitlist⁠⁠

    AMA: ⁠⁠Submit Questions⁠⁠

    ⁠Points Path⁠

    ⁠Frequent Miler: What are Delta SkyMiles worth?⁠

    ⁠Frequent Miler: What are Hyatt points worth now that the new award chart is live?⁠

    ⁠How to Automatically Forward iMessages & Texts to Other Contacts Using Shortcuts⁠

    ⁠Am I Eligible for a Business Credit Card?⁠

    Ep #227: ⁠The Path to Becoming an Expert in Points & Miles with Devon Gimbel⁠

    Ep #249: ⁠Earn More Points in Multiplayer Mode with Kai⁠

    Ep #264: ⁠Deep Dive on Bilt Rewards and New Bilt 2.0 Cards⁠

    Ep #267: ⁠Credit Cards: What's in My Wallet for 2026⁠

    Ep #280: ⁠The Hidden Rules of Credit Card Approvals⁠

    Ep #283: ⁠Do You Actually Need Travel Insurance?⁠

    ⁠Gift Cards Page⁠

    ⁠Newsletter⁠

    Leave a review: ⁠Apple Podcasts⁠ | ⁠Spotify⁠

    Email for questions, hacks, deals, and feedback: ⁠[email protected]⁠


    Full Show Notes
    (00:00) Introduction

    (01:11) Why "Coupon Book" Cards Are a Premium-Card Problem, Not a Points Problem

    (02:08) Why Points Still Beat Cash Back for Most People

    (06:53) When Cash Back Actually Makes Sense

    (09:12) The Best Cash Back Cards Earning More Than 2%

    (16:05) Why Sign-Up Bonuses Make Points Cards the Clear Winner

    (18:01) The Best Business Card Welcome Offers Right Now

    (19:45) When a Cash Back Welcome Offer Is Actually Worth It

    (25:13) Where to Start If You're New to Points and Miles

    (30:49) How to Decide If a High Annual Fee Is Worth Paying

    (32:21) Breaking Down a $795 Annual Fee, Credit by Credit

    (38:53) Military Members: Open Every Card You Can

    (40:36) Fixing the Amazon + Costco + Southwest "Everything" Setup

    (43:10) The Right Way to Maximize Gas Spending

    (46:03) How to Earn Points Renting an RV

    (48:51) Why There Are No Good Cruise Credit Cards

    (50:20) Is Priority Pass Still Worth Paying For?

    (53:19) How to Maximize Referral Bonuses as a Couple

    (56:25) Should Couples Share Cards or Stay Separate?

    (01:02:34) The Simplest Way to Manage Points With a Partner

    (01:03:32) What to Do With Your Points When You Close a Card


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  15. Why Net Fulfillment Beats Net Worth with Bill Perkins

    1 h 30 minÉpisode 285

    #285: Bill Perkins joins Chris to unpack what dying with zero really means in practice. They discuss why net fulfillment matters at every stage of life, which experiences are worth prioritizing now, how to bank …

    Notes de l’épisode

    #285: Bill Perkins joins Chris to unpack what dying with zero really means in practice. They discuss why net fulfillment matters at every stage of life, which experiences are worth prioritizing now, how to bank memory dividends, the questions to ask yourself before spending (or saving), and how to solve for maximum fulfillment.


    ⁠Bill Perkins⁠ is a hedge fund manager, energy trader, and author of the international bestseller ⁠Die With Zero.


    Link to Full Show Notes: https://chrishutchins.com/bill-perkins-net-fulfillment-beats-net-worth⁠

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    Mercury: ⁠Help your business grow with simplified finances⁠

    For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠


    Resources Mentioned

    Bill Perkins: ⁠Instagram⁠ | ⁠Website⁠ | ⁠X⁠


    Full-body MRI Scan: ⁠Prenuvo⁠

    ⁠Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence⁠


    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (01:27) Who Die With Zero Is Really For

    (02:32) Defining Net Fulfillment

    (03:14) Common Misconceptions People Have About Retirement and Spending

    (05:07) Why Money's Value Declines as You Age

    (09:12) Time Bucketing vs. a Bucket List

    (14:06) Memory Dividends: How Experiences Pay You Back for Life

    (20:47) Tactics to Make Your Memories Pay Bigger Dividends

    (22:12) Why You Should Start Investing in Experiences Now

    (25:39) How Far in Advance Should You Bucket Your Experiences?

    (27:27) The Experiences to Prioritize in Your 20s and 30s

    (30:35) Chris' Backpacking Trip

    (31:33) How to Avoid Getting Stuck on the Hamster Wheel

    (33:58) The Five Whys: Questioning the Outcome You Actually Want

    (35:54) Bill's Advice to People Who Are Contemplating a Career Upgrade

    (39:40) What to Do If You're Afraid of Running Out of Money

    (40:39) Attach Your Efforts to Your Goals

    (42:52) Letting Go of the Fear of Failure

    (44:51) Reframe Your Mindset to Minimize Future Regret

    (47:53) Do the Bold Thing

    (49:00) What an Hour of Your Time Is Really Worth

    (52:06) Should You Be Spending More or Less Money?

    (56:47) How Much You Need and When You Can Stop Saving

    (01:01:53) Why Doing It Now Also Benefits Your Future Self

    (01:02:32) The Coke vs. Pepsi Experiment and How Memory Works

    (01:03:46) Deconstructing What You Love About Your Job

    (01:05:57) What Bill Loves and Hates About the FIRE Movement

    (01:10:58) Get Past Your Habits and Ego to Unlock More Choices

    (01:12:44) Why Chris Set a Lower Net Worth Goal

    (01:16:08) Solving for Maximum Fulfillment

    (01:20:47) The Health Habits That Unlock Everything Else

    (01:24:24) Why Diagnostics Are Key to Catching Disease Early

    (01:27:58) Where to Find Bill Perkins


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  16. 20+ Credit Card Benefits You’re Probably Not Using

    1 h 3 minÉpisode 284

    #284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of …

    Notes de l’épisode

    #284: Chris breaks down the credit card benefits that save real money but rarely get attention, from getting a cracked iPhone repaired for free to purchase protections, travel coverage, and a deep bench of lesser-known perks. Learn exactly which card to reach for on every purchase, so you're always covered and never leaving money on the table.


    Link to Full Show Notes: ⁠https://chrishutchins.com/hidden-credit-card-benefits-2026/⁠


    Partner Deals

    Fora: ⁠Become a Fora Advisor today⁠

    Bilt Rewards: ⁠⁠Earn the most valuable points when you pay rent⁠

    Mercury: ⁠Help your business grow with simplified finances⁠

    Quince: ⁠Affordable luxury essentials with free shipping + 365 day returns⁠

    LMNT: ⁠⁠Free sample pack of my favorite electrolyte drink mix⁠

    For all the deals, discounts and promo codes from our partners, go to: ⁠⁠chrishutchins.com/deals⁠


    Resources Mentioned

    Tools & Apps

    Benefit Programs

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (02:15) Purchase Benefits Overview

    (02:36) Purchase Protection: Coverage for Damaged or Stolen Items

    (05:15) How Extended Warranty Protection Works

    (06:36) Return Protection for Items Stores Won’t Take Back

    (07:55) When Price Protection Can Save You Money

    (12:27) Travel Benefits Overview

    (12:46) Trip Cancellation & Interruption Insurance

    (13:22) Trip Delay Coverage

    (13:47) Delayed Luggage Reimbursement

    (14:04) Lost and Damaged Bag Insurance

    (16:01) Rental Car Coverage: Primary vs. Secondary Insurance

    (21:37) Emergency Medical Coverage While Traveling

    (22:54) Non-Emergency Medical and Dental Coverage

    (23:22) What Travel Accident Insurance Actually Covers

    (23:53) Lounge Access Across Issuers and Networks

    (25:06) Booking the Luxury Hotel Collections for Free Perks

    (29:34) Free International Data and Roaming Benefits

    (31:46) Global Entry, TSA PreCheck & Trusted Traveler Credits

    (32:29) Cell Phone Protection Benefits

    (35:12) How to Maximize Card-Linked Offers

    (36:16) Automating Card-Linked Offers With CardPointers

    (37:26) What Credit Card Concierge Services Can Actually Do

    (38:49) Free Credit Scores and Credit Monitoring Tools

    (40:06) The Chase Instacart Benefit (and How to Stack It)

    (45:18) The Chase DoorDash Benefit

    (47:31) Exclusive Restaurant Reservation Programs

    (48:30) American Express Uber Benefits

    (49:14) Lyft Perks for Mastercard Holders

    (49:43) Capital One Entertainment and Drink Benefits

    (50:24) Free Museum Access With Bank of America and Capital One

    (52:22) Experience and Entertainment Programs

    (54:11) Getting Cash Out of Your Credit Card Benefits

    (55:50) Instant Approval and Virtual Card Numbers

    (58:02) Visa Network Benefits Worth Knowing

    (59:26) Mastercard Network Perks: Transit, Peacock, Airport Fast Track & Soho Friends


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  17. Do You Actually Need Travel Insurance?

    1 h 10 minÉpisode 283

    #283: Learn exactly when to buy travel insurance and when your credit cards already have you covered. Chris breaks down what travel insurance covers, how those benefits compare to the coverage built into …

    Notes de l’épisode

    #283: Learn exactly when to buy travel insurance and when your credit cards already have you covered. Chris breaks down what travel insurance covers, how those benefits compare to the coverage built into popular credit cards, and when it makes sense to buy additional protection. Plus, what US health insurance actually covers abroad, and specialty policies worth getting for medical evacuation, scuba diving, and trips off the beaten path.

    Link to Full Show Notes: ⁠https://chrishutchins.com/travel-insurance


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    Resources Mentioned

    Credit Cards:

    Travel Insurance Providers

    Medical Evacuation & Specialty Coverage

    Health Insurance Resources

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (01:30) What Trip Cancellation Insurance Actually Covers

    (04:41) How Trip Change and Interruption Coverage Works

    (05:40) Reimbursement Limits for Trip Delays

    (06:39) Lost and Delayed Bag Coverage Explained

    (08:01) Emergency Medical Evacuation & Repatriation Coverage

    (09:24) Political Security and Disaster Evacuation Coverage

    (09:49) Medical and Dental Expense Limits While Abroad

    (10:11) How Accidental Death and Dismemberment Insurance Works

    (10:27) Travel Insurance Add-Ons Worth Considering and a High-Level Recap

    (13:38) Pricing Out Real Policies for a Two-Week Europe Trip

    (17:24) Coverage You Likely Already Have vs. Unique Policies Worth Buying

    (18:18) What Counts as a Premium Credit Card?

    (18:58) How Cards Stack Up on Trip Cancellation and Interruption

    (21:32) Coverage for Award Flights Booked with Points

    (28:10) Price Drop Protection

    (28:46) Where Credit Card Trip Delay Coverage Beats Travel Insurance

    (30:05) Delayed Luggage Coverage on Premium Cards

    (31:41) Lost Bag Protection & Reimbursement Limits

    (34:02) Emergency Evacuation Benefits Included with Credit Cards

    (37:07) What Travel Accident Insurance Really Pays Out

    (39:07) When Standalone Travel Insurance Makes More Sense

    (39:31) Emergency Medical Coverage While Traveling Abroad

    (40:11) Rental Car Coverage and Primary vs. Secondary Insurance

    (46:12) What Credit Cards Cover Well

    (47:27) What US Health Insurance Actually Covers Abroad

    (50:54) How Health Sharing Plans Handle International Travel

    (51:43) Understanding Medicare Coverage Abroad

    (53:13) Handling Non-Emergency Medical Issues Overseas

    (56:22) Getting Evacuated to the Hospital of Your Choice

    (59:21) Specialty Coverage for Search and Rescue

    (01:00:57) Why Scuba Divers Need a Dedicated Membership

    (01:02:07) Travel Insurance Takeaways & Final Recommendations


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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  18. Saving Money and Optimizing is My Kryptonite

    53 minÉpisode 282

    #282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the hidden cost …

    Notes de l’épisode

    #282: When does optimization stop helping and start hurting? Chris shares how a string of seemingly smart decisions had him pouring hours into marginal gains that never materialized. He unpacks the hidden cost of optimization, the role AI plays in amplifying it, and how he's learning to focus on what actually moves the needle.

    Link to Full Show Notes: https://chrishutchins.com/optimizing-is-my-kryptonite/


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    Resources Mentioned

    Articles & Podcasts

    Tools & Apps

    Services

    Events

    ATH Podcast


    Full Show Notes

    (00:00) Introduction
    (01:26) Why Chris Feels Like He Has Zero Free Time
    (08:18) The Cabo Flight Booking Rabbit Hole
    (10:33) Building an AI Framework for Booking Travel
    (11:11) Chasing an Extra 15% Off With a United Card
    (12:49) When Optimizing Costs More Than the Original Price
    (15:53) Why Video Is Eating So Much of the Podcast's Time
    (18:56) The Endless Pursuit of Better YouTube Thumbnails
    (25:50) Recognizing the Real Cost of Over-Optimization
    (26:32) What AI Revealed About Why Chris Over-Optimizes
    (27:51) The Psychology Behind Chasing the Best Deal
    (30:02) Is AI Making Optimization Better or Worse?
    (31:11) Buying Back Time
    (31:39) A New Philosophy for Booking Flights
    (33:30) Tools That Help You Optimize Without the Mental Overhead
    (36:29) Chris’ New Flight Booking Rules
    (37:03) Re-Optimizing Work to Create More Free Time
    (38:14) The Paper "Star" System for Catching Rabbit Holes
    (42:20) Revisiting Old Lessons
    (44:09) Using Technology to Audit How You Spend Your Time


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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  19. Taking My Health Into My Own Hands: Tests, Records, and What Actually Worked

    1 h 5 minÉpisode 281

    #281: Chris shares the full playbook he used to take control of his health after digging into his biomarkers. He breaks down which tests are actually worth your money and when each one matters. Plus, how he …

    Notes de l’épisode

    #281: Chris shares the full playbook he used to take control of his health after digging into his biomarkers. He breaks down which tests are actually worth your money and when each one matters. Plus, how he built a personal health AI from his own medical records to surface what doctors missed.

    Link to Full Show Notes: ⁠https://chrishutchins.com/personal-health-ai-diagnostics/.⁠


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    Resources Mentioned

    Doctors & Medical Practices

    Biomarker & Blood Testing

    Specialized Diagnostics

    Health Data Aggregators & AI Tools

    Tech & Wearables

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (00:46) Chris' Lifelong Battle with High Cholesterol

    (07:20) Switching to a More Proactive Doctor

    (09:39) Family Medical History: The Cheapest Diagnostic Tool

    (10:59) Why ApoB and Lp(a) Belong on Every Lipid Panel

    (17:04) Detecting Soft Plaque with a CT Angiogram

    (20:02) Moving Beyond Statins for Better Cholesterol Control

    (21:46) How Chris Got a $500/Month Drug Covered by Insurance

    (25:11) Branching Out to Other Health Diagnostics

    (26:15) Comparing the Major Biomarker Blood Work Services

    (32:31) What Whole Genome Sequencing Actually Tells You

    (34:36) The Real Value of Continuous Glucose Monitoring

    (36:08) Getting a Full-Body Skin Scan from a Dermatologist

    (36:32) Using a DEXA Scan to Baseline Body Composition

    (37:17) Benchmarking Fitness with a VO2 Max Test

    (37:51) The Case For (and Against) a Prenuvo Whole-Body MRI

    (39:51) Why You Still Need a Human Doctor in the Loop

    (44:02) Finding the Right Primary Care Setup for Your Budget

    (46:21) The Health Basics Worth More Than Any Fancy Test

    (48:40) Building a Personal Health AI From Your Medical Records

    (56:56) Smarter Ways to Track Your Diet with AI

    (01:01:43) Why Chris Records Every Doctor's Appointment

    (01:02:25) Final Takeaways on Modern Health Diagnostics


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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  20. The Hidden Rules of Credit Card Approvals

    50 minÉpisode 280

    #280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your credit score …

    Notes de l’épisode

    #280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your credit score matters far less than what's on your report, and the real factors driving denials, from credit-to-income ratios to recent inquiries to each issuer's internal model. He also walks through what to do before you apply, how to sequence applications across issuers, and the right moves to make after a denial.


    Link to Full Show Notes: https://chrishutchins.com/credit-card-approval-strategy


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    Resources Mentioned

    Credit Cards

    Tools & Resources

    Articles

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (03:50) Why Chris Lets His Cards Report High Balances

    (05:06) When Your Credit Score Actually Matters

    (05:53) Why Business Cards Stay Off Your Credit Report

    (06:39) What Actually Counts as a Business

    (10:55) How Your Credit-to-Income Ratio Drives Approvals

    (14:48) What Your Payment History Reveals

    (15:08) Why Recent Inquiries Can Sink Your Application

    (17:44) The Chase 5/24 Rule Explained

    (18:44) The Hidden Internal Models Banks Use

    (19:18) Diagnosing a Listener's Surprise 820-Score Denial

    (24:56) What to Check Before You Hit Submit

    (25:55) Sequencing Business Card Applications for Approval

    (28:05) The Best Personal Card Offers Right Now

    (28:50) Why a Checking Account Can Boost Your Odds

    (30:10) Using Frozen Credit Bureaus to Your Advantage

    (32:37) Tag-Teaming Applications With a Partner

    (33:32) Why Last-Minute Fixes Don't Work

    (34:32) Using Pre-Qualification Tools to Avoid Hard Pulls

    (34:49) Cutting Unnecessary Credit to Get Approved

    (35:27) What Actually Happens After a Denial

    (40:54) When It Makes Sense to Close a Card

    (44:26) The Hidden Value of Card-Linked Offers

    (46:15) Every Major Bank's Application Rules

    (48:45) The Mindset Shift That Changes Everything


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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  21. How Long-Term Investors Actually Think About Risk with Ben Carlson

    1 h 1 minÉpisode 279

    #279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing …

    Notes de l’épisode

    #279: Learn to handle market volatility and build long-term wealth in a world dominated by AI disruption, market fear, inflation concerns, and nonstop financial noise. Chris and Ben discuss why investing remains psychologically difficult, how to think about global diversification, when to reevaluate your portfolio, and the risks most investors still overlook.


    Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of five books on investing, including his newest, Risk and Reward. He's the creator of the blog A Wealth of Common Sense and co-host of the Animal Spirits podcast.


    Link to Full Show Notes: https://chrishutchins.com/risk-market-volatility-ben-carlson


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    Resources Mentioned

    Ben Carlson: Website | X

    A Longer Life Can Lead to Financial Concerns, and More Questions

    The Millionaire Next Door by Thomas Stanley and William Danko

    Roger Federer's 2024 Dartmouth Commencement Address

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (00:49) Why Investing Is Still So Hard for Most People

    (01:37) How Today's Media Makes Markets Feel Scarier Than Ever

    (02:51) The Core Idea Behind Ben’s New Book

    (05:10) What Japan's Lost Three Decades Teach Long-Term Investors

    (08:50) Why You Need Exposure Beyond Your Home Market

    (10:18) Will AI Reshape Global Markets or Just U.S. Stocks?

    (14:01) Could a Dot-Com-Style Crash Happen Today?

    (15:57) Why AI Could Still Trigger the Next Bubble

    (17:57) Focus on What You Can Control, Not What You Can't

    (19:16) The Worst-Case Inflation Scenario of the 1970s

    (21:47) How to Think About Inflation in Today's Economy

    (23:36) The Inflation Hedges Most People Already Have

    (26:58) How to Filter the Noise and Stay Long-Term

    (33:31) The Penalty Kick Study and Why We Hate Doing Nothing

    (35:08) When It's Actually Time to Reevaluate Your Plan

    (36:49) Planning Your Career and Money for an AI Future

    (43:33) Why Optimism Is a Long-Term Investing Edge

    (47:25) The Tax Alpha Most Investors Are Missing

    (50:05) Applying These Lessons Closer to Retirement

    (51:53) The Risks Most Investors Forget to Plan For

    (56:50) The First Move to Rethink Your Risk Profile Tonight

    (59:42) Where to Find Ben and His New Book

    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  22. The AI Tools I'm Building to Replace My Spreadsheets with Anish Acharya

    1 h 10 minÉpisode 278

    #278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we work, learn …

    Notes de l’épisode

    #278: Is AI making it possible for the average person to live a fully optimized life? Chris and Anish swap notes on how custom AI tools are replacing years of spreadsheets, and reshaping the way we work, learn, create, and relate to each other. They dig into why Chris has abandoned OpenClaw, the architecture mistakes almost everyone is making, and what happens when the subsidies on all these tools eventually go away.


    Anish Acharya is a general partner at Andreessen Horowitz, where he leads consumer and AI-native investing.


    Link to Full Show Notes: https://chrishutchins.com/ai-tools-spreadsheets-anish-acharya/


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    Resources Mentioned

    AI tools and platforms

    Tools Chris is using in his stack

    Travel and points tools

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (02:08) How Chris Replaced His Award-Flight Spreadsheets With an Agent

    (04:20) Why Your AI Setup Should Be Platform-Agnostic

    (07:13) Why Sub-Agents Don't Actually Make Sense

    (13:29) Skills, Connectors, Projects, and Channels Explained

    (17:29) Anish on the Two Big Breakthroughs: Coding Agents and Personal Agents

    (18:29) Zero Marginal Cost of Doing Work

    (21:01) Will Knowledge Get Less Democratized in the AI Era?

    (22:17) The Four Layers of Personal AI: Knowledge, Data, Trust, and Connection

    (24:35) The Black Pill: Do Most People Have Enough Agency for This?

    (26:29) How Chris Connected His Own CardTool App to Claude

    (32:07) The Family Video Montage Built From iMessages and Photos

    (33:51) Reverse-Prompting and Breaking Tasks Into Discrete Steps

    (36:35) Is AI Making Us More Connected, or Less?

    (41:45) The Coming Flood of Bill Disputes, Appeals, and Speeding Tickets

    (44:52) Gemini, OpenAI Apps, and Claude Connectors Compared

    (47:03) The Hidden Power of Zapier's MCP Server

    (50:20) Managing Logins and Sensitive Data Without Losing Sleep

    (53:20) What's Still Not Possible With AI Today

    (56:56) The Gell-Mann Amnesia Effect Applied to AI

    (01:00:11) The Subsidies Behind Your $20 ChatGPT Plan

    (01:04:59) Evaluating the Actual Cost of AI


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  23. The Japan ER Visit That Changed How We Travel (& Tokyo Disney) with Amy Fox

    51 minÉpisode 277

    #277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost, credit card …

    Notes de l’épisode

    #277: The last morning of our Japan trip turned into a sprint to a Tokyo emergency room, and challenged what we thought we knew about traveling abroad. We break down what a Japanese ER really cost, credit card benefits most travelers don't know they have, the best places to shop in Japan right now, and how to navigate Disney Tokyo without losing your day to four-hour lines.

    Link to Full Show Notes: https://chrishutchins.com/japan-with-kids-er-visit-tokyo-disney/


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    Resources Mentioned

    Flights & Award Booking

    Hotels

    Activities

    Luggage & Transportation

    Technology & Planning

    Shopping

    Food & Dining

    Credit Cards

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (01:20) The Chaotic Last Day — and Why a Great Hotel Concierge Changes Everything

    (06:01) What Happened When We Had a Medical Emergency in Japan

    (14:05) Rethinking Which Credit Card to Use for Booking International Travel

    (17:48) Why Japan Is One of the Best Places to Shop Right Now (and What to Buy)

    (27:32) DisneySea vs. Disneyland Tokyo

    (28:34) The Disney Lines Strategy: Premier Access, Vacation Packages, and Happy Entry

    (35:25) The Popcorn Hack and Other Only-in-Japan Disney Tips

    (41:54) Trip Highlights, Honest Regrets, and How We Handle Jet Lag

    (45:01) How Letting Go of "Once-in-a-Lifetime" Made the Trip Better

    (48:26) Don't Be Afraid to Ask for What You Need

    (49:48) The One-Day Buffer That Makes Every Trip Better


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  24. Saving $30K+ on the Perfect Spring Break Japan Trip with Amy Fox

    1 h 9 minÉpisode 276

    #276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with kids, Chris' …

    Notes de l’épisode

    #276: Learn how Chris and Amy booked four nonstop business class seats and a week at the Park Hyatt Tokyo almost entirely on points. They break down the strategy, key takeaways for traveling with kids, Chris' AI-powered trip planner, and more.


    Link to Full Show Notes: https://chrishutchins.com/50k-points-japan-trip


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    Resources Mentioned

    Flights & Award Booking

    Hotels

    Activities

    Luggage & Transportation

    Technology & Planning

    Credit Cards

    Shopping

    Food & Dining

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (01:59) Why Booking Business Class to Japan a Year Out Actually Works

    (16:46) What Our Hyatt Points Are Worth Now — and After the Upcoming Devaluation

    (20:37) Why We Stayed in Tokyo the Entire Trip (and Why We're Glad We Did)

    (25:43) Why TeamLab Should Be on Every Asia Itinerary

    (26:46) How to Save on Phone Data Abroad and the Rookie Mistake to Avoid

    (27:31) How We Used AI to Build a Real-Time Trip Guide Before We Even Landed

    (35:58) Japan Airlines Business Class Review

    (38:56) Inside the Freshly Renovated Park Hyatt Tokyo

    (45:37) Is the Park Hyatt Tokyo's Location Actually a Problem?

    (51:03) Did the Cherry Blossoms Live Up to the Hype?

    (53:57) Why Japan's Bathrooms, Vending Machines, and Convenience Stores Are a Revelation

    (56:09) Cash, Cards, and Transit: How to Pay Your Way Through Japan

    (57:45) What We Learned About Traveling Tokyo with Kids

    (59:19) Why Food in Japan Is Just Better (Even at 7-Eleven)

    (01:00:51) KidZania Tokyo: The Best Kid Experience You've Never Heard Of

    (01:05:26) Why Japan's Bag-Forwarding Service Is a Game Changer for Families


    Connect with Chris

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    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  25. The Custom Everything Era with Kevin Rose

    1 h 7 minÉpisode 275

    #275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust online, and …

    Notes de l’épisode

    #275: Chris and Kevin dig into how they're actually using AI tools in their daily lives right now. They explore real-world AI use cases, the tradeoffs of sharing personal data, the collapse of trust online, and what all of this means for jobs, creativity, and human connection.


    Kevin Rose is the host of Diggnation and a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Zero and Oak, and was a partner at Google Ventures.


    Link to Full Show Notes: https://chrishutchins.com/using-ai-tools-today-kevin-rose


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    Resources Mentioned

    Kevin Rose: Diggnation | Newsletter

    AI Tools & Platforms

    Japan Travel

    Articles & Pop Culture

    ATH Podcast


    Full Show Notes

    • (00:00) - Introduction
    • (01:07) - Are We Actually Saving Time with AI—or Just Wasting It Faster?
    • (10:03) - The Real Risks of Sharing Your Data with AI Tools
    • (21:18) - Why It’s Never Been Easier to Build and Create
    • (28:12) - Has AI Content Already Gone Too Far?
    • (37:37) - How AI Is Reshaping Human Interaction
    • (40:43) - The Growing Need to Verify What’s Real
    • (46:33) - Investing in a World Being Disrupted by AI
    • (51:44) - Where Jobs Are Headed in the AI Era
    • (55:02) - What Happens to Art When Anyone Can Create?
    • (56:47) - Tips for Planning a Trip to Japan


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.



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  26. The Surprising History of Points and Miles

    46 minÉpisode 274

    #274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents that made …

    Notes de l’épisode

    #274: Chris walks through the complete history of points and miles and breaks down the $140 billion machine behind them, so you can get more out of every point you earn. He covers the legal accidents that made credit cards wildly profitable, why loyalty programs are worth more than the airlines, the psychology behind why you keep hoarding points, and more.


    Link to Full Show Notes: https://chrishutchins.com/history-of-points-and-miles


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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Movie: The Man From The Diners Club

    Book: Mileage Maniac by Steve Belkin

    Video: How Airlines Quietly Became Banks

    Articles

    ATH Podcast


    Full Show Notes

    (00:00) Introduction
    (00:53) The Very Beginning of Points & Miles
    (04:07) How Credit Cards Came to Exist
    (08:24) The Legal Accident that Made Credit Cards Profitable
    (15:50) The History of Rewards
    (19:06) The Story of Air Pass
    (23:20) The First Airline Co-branded Credit Cards
    (25:21) How the Credit Card System Works Between Different Banks
    (29:38) How the Airline Rewards System Works
    (35:32) Airline Rewards Grade Devaluations
    (37:31) Examples of Rare Airline Reward Point Opportunities
    (39:33) The Endowed Progress Effect
    (40:38) The Goal Gradient Effect and Chasing Airline Rewards
    (41:09) The Sunk Cost Fallacy
    (41:47) The Separate Mental Accounts Effect
    (42:46) Quick Summary of the History of Miles & Points


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.


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  27. Stop Overthinking and Start Deciding with Derek Sivers

    1 h 55 minÉpisode 273

    #273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions might reveal …

    Notes de l’épisode

    #273: Learn to stop overthinking and make better decisions. Chris and Derek discuss how optimizing can go wrong, a coin flip trick for making decisions, journaling as a superpower, how your actions might reveal what you actually want, and more.


    Derek Sivers is an entrepreneur, writer, and self-proclaimed "slow thinker" best known for founding CD Baby, which he sold for $22M and gave the proceeds to charity. He’s since dedicated his life to creating, learning, and writing books like Hell Yeah or No.


    Link to Full Show Notes: https://chrishutchins.com/derek-sivers-stop-overthinking-make-better-decisions


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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Derek Sivers: Website | X

    Books Mentioned: The Paradox of Choice | Brain Rules for Baby

    New Zealand Recommendation: Staglands Wildlife Reserve

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (02:39) Turning Intentions Into Reality

    (07:34) Reflecting On What You Want And Why

    (13:39) Methods For Decision-Making

    (16:23) Learning To Pause, Reflect, And Push Back Through Journaling

    (31:01) Making Decisions When There Are Too Many Options

    (37:15) Coin Toss: Noticing Your Feelings While The Coin Is In The Air

    (39:52) Paradox Of Choice: Satisfice Not Maximize

    (50:30) Theory Vs. Practice

    (58:53) Decision-Making Based On Personal Goals And Aspirations

    (01:03:14) Actions Reveal Values

    (01:08:30) The Power of Saying No

    (01:18:18) Parenting Perspective

    (01:22:31) Traveling With Children

    (01:31:53) Adjusting Expectations

    (01:41:07) Relax for The Same Result

    (01:49:42) Derek Sivers’ New Zealand Recommendations


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  28. My Process for Booking Travel with Points & Miles

    57 minÉpisode 272

    #272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and decide …

    Notes de l’épisode

    #272: Learn how to turn your points into significantly better travel experiences by following a simple, repeatable system. We cover how to plan, find award availability, choose the right tools, and decide between portals vs. transfers, plus the mindset shifts that make the whole process work.


    Link to Full Show Notes: https://chrishutchins.com/booking-travel-with-points-and-miles-2026


    Partner Deals

    Gelt: ⁠Skip the waitlist on personalized tax guidance to maximize your wealth

    Bilt Rewards: ⁠Earn the most valuable points when you pay rent

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    Green Chef: ⁠50% off your first month + 20% off for two months with code 50ALLTHEHACKS

    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Award Search Tools

    Credit Cards

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (01:10) Two Ways to Use Points for Travel

    (06:30) Define Your Flexibility Before You Search

    (11:42) Clarify What You Actually Want From A Trip

    (15:00) When to Start Planning (and Why Earlier Is Almost Always Better)

    (18:48) How To Find Award Availability

    (19:55) The Best Award Search Tools & How to Use Them

    (21:17) How Award Tools Work

    (23:30) Using Alerts To Find Better Flights

    (26:15) What To Do When You Can’t Find Availability

    (28:31) How to Book for a Group When Availability Is Tight

    (31:32) Why You Should Book One-Way Flights

    (32:27) How To Use Points For Domestic Flights

    (34:38) The Best Tool For Domestic Award Searches

    (35:05) Why Diversifying Your Points Unlocks More Domestic Options

    (36:36) Should You Ever Use Points to Upgrade Seats?

    (39:00) Are Travel Portals Worth It?

    (39:36) The Case Against Using Travel Portals

    (42:09) The Case For Using Travel Portals

    (45:17) How To Think About Chase Points Boost

    (48:26) When Using Points For Hotels Makes Sense

    (50:50) The Best Ways to Earn Hotel Points

    (53:54) The Award Booking Index Card


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  29. How to Actually Live the Life You're Optimizing For with Sahil Bloom

    60 minÉpisode 271

    #271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI as a …

    Notes de l’épisode

    #271: Learn why over-optimizing your life can quietly destroy the things you actually care about. Chris and Sahil explore the doorman fallacy, why big life decisions should happen fast, how to use AI as a thinking partner, and why systems beat motivation every time.


    Sahil Bloom is a writer, entrepreneur, and investor. He wrote The 5 Types of Wealth, publishes the newsletter The Curiosity Chronicle to nearly a million readers, and is the Founder of the men's skincare line Wild Roman.


    Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-stop-over-optimizing-life


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    For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals


    Resources Mentioned

    Sahil: Website | Newsletter | X

    Books & Articles

    AI Tools

    Phone Lock Box: Mindsight Timed Lock Box


    Full Show Notes

    (00:00) Introduction

    (00:58) Why Sahil Moved His Entire Family from New York to Boston

    (03:09) Why Big Life Changes Should Happen Fast

    (04:47) The Real ROI of Small Moments

    (06:27) The Doorman Fallacy: What You Lose When You Optimize the Surface

    (10:32) Designing Your Life vs Letting It Happen

    (15:15) The Tradeoffs of Living Near Opportunity

    (22:17) Why Now Is the Best Time in History to Be Curious

    (30:05) How Sahil Actually Uses AI Day-to-Day

    (36:23) Solomon's Paradox: Why We Can't Take Our Own Advice

    (38:45) Using Voice Agents to Think Better

    (40:03) Balancing Work, Family, and Time

    (45:47) Why Motivation Is Overrated and Choice Architecture Wins

    (49:11) Making Workouts Non-Negotiable Without Sacrificing Work

    (52:54) How Often to Audit Your Routines (Before They Start Owning You)

    (53:42) Why Sahil Invested $1M of His Own Money in a Skincare Company


    Connect with Chris

    ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

  30. Ski Trip Mishaps, AI Interior Design, Reflecting on Life and More

    1 h 11 minÉpisode 270

    #270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more. Link to Full Show …

    Notes de l’épisode

    #270: Chris and Amy discuss lessons from three ski trips with kids, using AI to redesign rooms on a budget, their favorite new gadgets, navigating high-deductible health plans, and more.


    Link to Full Show Notes: https://chrishutchins.com/ski-trips-ai-home-design-health-finances-amy


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    For all deals, discounts, and promo codes from our partners, visit:
    chrishutchins.com/deals


    Resources Mentioned

    Ski & Travel

    AI Tools

    Home Gadgets

    Health & Wearables

    Money & Finance

    ATH Podcast


    Full Show Notes

    (00:00) Introduction

    (00:55) The Lost Clothes Disaster and A Surprisingly Good Outcome

    (14:30) What Ski Trips Are Really Like With Kids

    (15:06) This Ski Season vs. Last Ski Season

    (18:14) Smarter Ways To Book Houses for Ski Travel

    (19:03) How To Save Money on Checked Bags for Ski Trips

    (19:37) A Shoutout to the New Delta Sky Club in Terminal 2

    (20:07) When It’s Better To Drive Instead of Fly

    (21:42) How Amy Has Been Redesigning Rooms in the House

    (23:22) Why AI Is Such a Powerful Tool for Home Design

    (23:54) Amy’s Step-by-Step Process for Redesigning a Room With AI

    (25:02) The AI Tools Amy Used and What Each One Did Best

    (29:51) Using AI To Find Better Furniture Ideas

    (32:38) How Much Money AI Saved vs. Hiring a Designer

    (34:18) New House Gadget: The Skylight Calendar

    (36:25) Why We Love the Ratio Coffee Machine Gen 2 and the Baratza Grinder

    (39:50) Oura Ring vs. WHOOP Band

    (42:53) Bee, Wearable AI, and the Future of Personal Memory

    (50:30) What It Looks Like To Integrate AI Deeply Into Daily Life

    (54:22) What We Learned Switching to a High-Deductible Health Plan

    (01:03:11) Best Practices for Combining Finances as a Couple


    Connect with Chris

    ⁠Newsletter⁠ | ⁠Membership⁠ | ⁠X⁠ | ⁠Instagram⁠ | ⁠LinkedIn⁠


    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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