Payments Nerds
- Episódios
- 69
- Publicação
- mensal
- Último episódio
- 13 nov 2026
Sobre o podcast
We are proud to be payments nerds – we love sharing perspectives on all things payments. The Payments Nerds podcast features expert guests who explore the most important issues, topics and trends to consider in payments today. If you are a payments nerd too, or are a little bit curious about what’s going on the payments world, just download the “Payments Nerds” podcast from The Clearing House.
Episódios 69
From Payroll to Corporate Treasury: How SouthState Is Putting Instant Payments to Work for Businesses
From corporate treasury operations to everyday small-business transactions, instant payments are changing how businesses manage and move money. In this episode, Mark Robertson of SouthState Bank discusses how …
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From corporate treasury operations to everyday small-business transactions, instant payments are changing how businesses manage and move money. In this episode, Mark Robertson of SouthState Bank discusses how commercial clients are using instant payments to improve cash flow, optimize liquidity, and gain greater control over payment timing. He shares real-world examples, including payroll processors ensuring employees get paid on time, construction companies paying subcontractors, trucking businesses compensating independent workers, and restaurants distributing tips. Robertson also discusses SouthState's growing instant payments volume, the benefits of enabling both send and receive capabilities, and how banks can better serve commercial customers through instant payments.
What Businesses Want from Instant Payments: New Datos Insights Research Reveals Growing Demand
New research from Datos Insights reveals how businesses are changing the way they use payments and why financial institutions need to keep pace. In this episode, Erika Baumann of Datos Insights joins Payments …
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New research from Datos Insights reveals how businesses are changing the way they use payments and why financial institutions need to keep pace. In this episode, Erika Baumann of Datos Insights joins Payments Nerds® to discuss growing demand for instant payments, the risk of losing customers to fintechs or other FIs, and why RTP® network capabilities are becoming critically important for banks and credit unions. The conversation also explores how businesses are choosing payment rails, the importance of integration and automation, and what FIs can do to better meet customer needs.
How Tokenized Deposits Will Transform Banking and Payments
Tokenized deposits are moving from concept to reality, creating new opportunities for banks to deliver programmable payments, improve liquidity management, and develop innovative financial services. In this …
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Tokenized deposits are moving from concept to reality, creating new opportunities for banks to deliver programmable payments, improve liquidity management, and develop innovative financial services. In this episode, Sal Karakaplan, Chief Strategy officer of The Clearing House and Gilbert Verdian, Founder and CEO of Quant, discuss how the two organizations are working together on The Clearing House's On-Chain Money Initiative. This episode explores how tokenized deposit interoperability, integration with existing payment systems such as the RTP® and CHIPS® networks, and programmable money can unlock new value for banks and their customers.
Bringing Instant Payments to Cross-Border Transactions: Insights from BNY
How can instant payments make cross-border transactions faster, more transparent, and more efficient? In this episode of Payments Nerds®, recorded live at Sibos 2026, Eralda Hasani from BNY, and Sabrina Chin of …
Notas do episódio
How can instant payments make cross-border transactions faster, more transparent, and more efficient? In this episode of Payments Nerds®, recorded live at Sibos 2026, Eralda Hasani from BNY, and Sabrina Chin of The Clearing House, discuss how the RTP® network’s One Leg Out (OLO) capability is bringing the benefits of instant payments to the U.S. portion of cross-border transactions. They explore emerging use cases, including treasury and liquidity management, supplier payments, and remittances, and what financial institutions can do to prepare for the next phase of cross-border payments.
Smart Payments, Real Results: How Worley and HSBC Are Transforming Capital Project Transactions
Discover how Worley, a global engineering, project management, and professional services company, is reimagining supplier payments through blockchain-enabled smart contracts and instant payments over the RTP® …
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Discover how Worley, a global engineering, project management, and professional services company, is reimagining supplier payments through blockchain-enabled smart contracts and instant payments over the RTP® network. In this episode, Pushkar Rao, Vice President of Digital Transformation at Worley, and Preeti Chaturvedi, U.S. Head of Domestic and Emerging Payments at HSBC, share how they collaborated to automate complex payment workflows, streamline vendor interactions, and improve cash-flow visibility across large-scale capital projects. Learn how HSBC’s payment orchestration capabilities and the instant payment capabilities of the RTP network helped Worley process transactions more efficiently while strengthening supplier relationships and reducing operational friction.
PNC Bank Modernizes the Customer Refund Experience with Instant Payments
What if auto dealer refunds arrived in seconds instead of days? In this episode of Payments Nerds®, PNC Bank's Lilly Dodd and Jim Colassano of The Clearing House explore how a leading auto retailer modernized …
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What if auto dealer refunds arrived in seconds instead of days? In this episode of Payments Nerds®, PNC Bank's Lilly Dodd and Jim Colassano of The Clearing House explore how a leading auto retailer modernized its refund process by replacing paper checks with a digital, multi-rail payment strategy that delivers faster, simpler refund experiences. Learn how the RTP® network and other electronic payment options are helping businesses enhance customer satisfaction, streamline operations, and modernize disbursements to meet the demands of today's digital-first consumers.
US Bank and PayPal: How Instant Payments Are Transforming Corporate Treasury, Liquidity Management and Customer Experience
Recorded at NACHA’s Smarter Faster Payments conference, Mike Thomas of US Bank, Kammy Tsang of PayPal, and Keith Melton of The Clearing House discuss how real-time payments are reshaping corporate treasury and …
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Recorded at NACHA’s Smarter Faster Payments conference, Mike Thomas of US Bank, Kammy Tsang of PayPal, and Keith Melton of The Clearing House discuss how real-time payments are reshaping corporate treasury and banking. The conversation explores precision payments, liquidity management, customer experience, operational efficiency, fraud misconceptions, and emerging stablecoin use cases, while offering practical insights for financial institutions and corporates looking to accelerate instant payment adoption.
Mary Wisniewski on Instant Payments: Why 24/7 Money Movement on the RTP® Network Is Reshaping Banking, Consumer Expectations, and Fintech Innovation
Financial services commentator Mary Wisniewski explores the future of the RTP® network and instant payments, how real-time payments are changing consumer expectations, enabling 24/7 money movement, supporting …
Notas do episódio
Financial services commentator Mary Wisniewski explores the future of the RTP® network and instant payments, how real-time payments are changing consumer expectations, enabling 24/7 money movement, supporting earned wage access, and creating new opportunities for banks and fintechs. Recorded live at Fintech Meetup in Las Vegas, the conversation also covers fraud prevention, open banking, embedded finance, stablecoins, and the customer-centric RTP use cases driving adoption across the payments ecosystem.
Instant Payments at a Tipping Point: Marcia Klingensmith on RTP® Send Adoption, Modernization, and B2B Payments
Instant payments have reached a tipping point as the RTP® network continuing to expand. The technology is proven, best practices are known, and financial institutions can no longer afford a wait-and-see …
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Instant payments have reached a tipping point as the RTP® network continuing to expand. The technology is proven, best practices are known, and financial institutions can no longer afford a wait-and-see approach – especially when it comes to enabling send capabilities. In this episode, Marcia Klingensmith of Candescent explains why banks and credit unions must move beyond receive-only participation, modernize their technology foundations, address fraud concerns with confidence, and prepare for a future shaped by AI, real-time data, and B2B innovation.
Getting Tax Refunds Faster: How Republic Bank Is Transforming Refund Payments with the RTP® Network
Republic Bank & Trust leaders Bill Nelson and Natasha Dobson explain how real-time payments are reshaping the tax refund experience for thousands of customers. From refund advances delivered on weekends to tax …
Notas do episódio
Republic Bank & Trust leaders Bill Nelson and Natasha Dobson explain how real-time payments are reshaping the tax refund experience for thousands of customers. From refund advances delivered on weekends to tax refunds arriving days earlier than expected, the conversation explores how the RTP® network is helping consumers access critical funds faster, improving cash flow, and creating a better customer experience during tax season. The episode also dives into fintech expectations, operational challenges, bank adoption of instant payments, and what’s next for faster refund distribution across the banking industry.
How North American Banking Company Is Powering Instant Payments with APIs
Michael Bilski of North American Banking Company and Robert Lewis of Open Payments Network explore how APIs are accelerating instant payment adoption. They discuss real-world implementation strategies, customer …
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Michael Bilski of North American Banking Company and Robert Lewis of Open Payments Network explore how APIs are accelerating instant payment adoption. They discuss real-world implementation strategies, customer demand, and operational lessons learned when it comes to utilizing APIs to quickly enable instant payments over the RTP® network for businesses and their customers. From liquidity management to use cases like lending and payroll, Bilski and Lewis highlight how banks can simplify connectivity and deliver faster, more flexible payment experiences for customers.
Amplify Credit Union Leverages Instant Payments to Drive Growth and Redefine the Member Experience
Amplify Credit Union’s Stacy Armijo explains how instant payments reshape member expectations, increase loyalty, and grow long-term relationships. Armijo provides details about how instant payments have …
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Amplify Credit Union’s Stacy Armijo explains how instant payments reshape member expectations, increase loyalty, and grow long-term relationships. Armijo provides details about how instant payments have accelerated deposit growth at her credit union, explains why faster access to money is becoming the new standard, and how credit unions can turn instant payments into a powerful driver of member engagement.
Instant Payments Strengthen Small Businesses: How Square and JPMorgan are Delivering Real-Time Cash Flow to SMBs over the RTP® Network
In this special syndicated episode from the Leaders In Payments Podcast, Square and JPMorgan reveal how instant payments over the RTP® network are transforming small business cash flow. James Chi, Head of Bank …
Notas do episódio
In this special syndicated episode from the Leaders In Payments Podcast, Square and JPMorgan reveal how instant payments over the RTP® network are transforming small business cash flow. James Chi, Head of Bank Partnerships and Operations at Block (overseeing partnerships across Square, Cash App, and Afterpay), discusses how Square leverages the reach and capabilities of the RTP network to power instant transfers, giving small business owners immediate access to funds. Chi is joined by Anna Garcia, Executive Director, Real-Time Payments at JPMorgan Chase, who details how the bank partners with Square to power secure, real-time payments over the RTP network, ultimately helping small businesses access funds instantly and operate with greater confidence and control.
Unlocking Liquidity: How CHIPS® Drives Efficiency and Innovation in Global Payments, Featuring John Foran of Deutsche Bank
This episode explores how The Clearing House is advancing liquidity efficiency through the CHIPS® network. Listeners will learn how the CHIPS network enables over $5 billion in annual liquidity savings for …
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This episode explores how The Clearing House is advancing liquidity efficiency through the CHIPS® network. Listeners will learn how the CHIPS network enables over $5 billion in annual liquidity savings for participant banks and strengthens market resiliency through real-time netting. The guests on the show, John Foran, Product Manager at Deutsche Bank, and Michael Knorr, SVP of CHIPS Product Management at The Clearing House, also discuss the impact of ISO 20022 adoption, the move toward 24/7 high-value payments, and the innovations shaping the future of global transaction banking and liquidity management.
The Future of Payments: BNY's Carl Slabicki on How Real-Time Innovation Is Reshaping Global Banking
In this episode, Carl Slabicki, Executive Platform Owner, Treasury Services at BNY, discussed how treasury services are powering a new era of payments, liquidity, and cross-border efficiency. With trillions …
Notas do episódio
In this episode, Carl Slabicki, Executive Platform Owner, Treasury Services at BNY, discussed how treasury services are powering a new era of payments, liquidity, and cross-border efficiency. With trillions moved daily, BNY sits at the heart of global finance – offering a front-row seat to the transformation from batch-based payments to instant, API-driven transactions. Discover how real-time payments, embedded finance, and data insights are redefining competitiveness for banks, corporates, and fintechs worldwide.
Datos Insights on How AI, Faster Payments, and Modernization Are Transforming Banking
Erica Bauman and Giles Ubaghs of Datos Insights discuss the major themes shaping global banking – from real-world AI adoption and payments modernization to the race for instant, cross-border efficiency. The …
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Erica Bauman and Giles Ubaghs of Datos Insights discuss the major themes shaping global banking – from real-world AI adoption and payments modernization to the race for instant, cross-border efficiency. The discussion dives into how banks can move beyond theory to execution, what’s driving innovation, and why faster, smarter technology is key to keeping up with shifting customer expectations in today’s digital economy.
How Instant Payments Foster Financial Inclusion: Suncoast Credit Union’s RTP® Journey
In this episode, Suncoast Credit Union’s Director of Payment Operations, Brandi Forrester discusses how instant payments are transforming experiences for its members and helping improve financial inclusion …
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In this episode, Suncoast Credit Union’s Director of Payment Operations, Brandi Forrester discusses how instant payments are transforming experiences for its members and helping improve financial inclusion. From helping underserved communities access funds faster to streamlining internal operations, Brandi shares Suncoast’s journey to launching real-time payments on the RTP® network. Hear her insights on fraud prevention, implementation, and why speed and accessibility matter most to the members who need it every day.
Sun Credit Union CEO Pat Mason Discusses First Steps with the RTP® Network and Building the Case for Instant Payments
In this episode, we sit down with Pat Mason, CEO of Sun Credit Union, along with Leslie Payne, Sun’s Director of Accounting, and Barb Kren, Member Success Executive at Corporate One, to discuss Sun’s early …
Notas do episódio
In this episode, we sit down with Pat Mason, CEO of Sun Credit Union, along with Leslie Payne, Sun’s Director of Accounting, and Barb Kren, Member Success Executive at Corporate One, to discuss Sun’s early experience joining the RTP® network. Just days into their instant payments journey, the team shares insights on building the instant payments business case, gaining board support, and navigating implementation with Corporate One. From member benefits to operational efficiencies, this conversation highlights why the RTP network is becoming a critical payments innovation for credit unions.
Celebrating Women Leaders in Payments: Insights, Stories, and Inspiration
In this special Payments Nerds® episode, Greg Myers, host of the Leaders in Payments podcast, joins to explore themes that are outlined in the "Women Leaders in Payments" series, including mentorship …
Notas do episódio
In this special Payments Nerds® episode, Greg Myers, host of the Leaders in Payments podcast, joins to explore themes that are outlined in the "Women Leaders in Payments" series, including mentorship, risk-taking, and leadership. As a special bonus, you can hear Myers' full interview with Sheffali Welch, COO of The Clearing House, who was part of the "Women Leaders in Payments" series.
Randolph Brooks FCU’s Instant Payments Journey: Building the Business Case
In this episode, Deana Bartel of Randolph Brooks Federal Credit Union (RBFCU) discusses how the $18 billion credit union built its instant payments business case. From evaluating ACH transactions and digital …
Notas do episódio
In this episode, Deana Bartel of Randolph Brooks Federal Credit Union (RBFCU) discusses how the $18 billion credit union built its instant payments business case. From evaluating ACH transactions and digital wallet flows to addressing fraud, compliance, and staffing concerns, RBFCU shares lessons from its launch on the RTP® network. Hear how the credit union is keeping deposits in-house, preparing for send capabilities, and positioning members for faster, more seamless money movement.
How NFTYDoor and Modern Treasury are Transforming Home Equity Lending with Instant Payments on the RTP® Network
Discover how NFTYDoor is transforming the home equity lending experience with instant payments over the RTP® network. Jonathan Spinetto, NFTYDoor’s Co-Founder, and Ani Narayan of Modern Treasury explore how …
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Discover how NFTYDoor is transforming the home equity lending experience with instant payments over the RTP® network. Jonathan Spinetto, NFTYDoor’s Co-Founder, and Ani Narayan of Modern Treasury explore how digital innovation is speeding up Home Equity Line of Credit (HELOC) funding—even on weekends. Learn how automation, real-time payments, and a seamless online process are reshaping lending, improving customer experience, creating a competitive advantage, and giving borrowers quicker access to money when they need it most.
From Use Case to Launch: How GBank Built Its Instant Payments Strategy with RTP®
In this episode, GBank EVP and COO Tara Campbell shares her journey implementing the RTP® network at two banks—most recently leading GBank’s go-live with both send and receive capabilities. Learn how GBank …
Notas do episódio
In this episode, GBank EVP and COO Tara Campbell shares her journey implementing the RTP® network at two banks—most recently leading GBank’s go-live with both send and receive capabilities. Learn how GBank built a compelling business case for instant payments by targeting the gaming sector, addressed operational and risk challenges, and collaborated with third-party providers. Tara also offers insights on industry trends, education strategies, and why 24/7 payments are becoming essential for financial institutions of all sizes.
How Instant Payments Are Powering Business Innovation
Why are corporates turning to instant payments and where are they seeing the biggest returns? In this episode, payments experts Irfan Ahmad, from Bank of America, and Dr. Leo Lipis of Lipis Advisors, explore …
Notas do episódio
Why are corporates turning to instant payments and where are they seeing the biggest returns? In this episode, payments experts Irfan Ahmad, from Bank of America, and Dr. Leo Lipis of Lipis Advisors, explore the possible obstacles to adopting instant payments, how corporations are addresses these challenges, and how adoption of real-time payments by businesses is accelerating. They dive into compelling instant payments use cases, including gig economy payouts, insurance disbursements, factoring for small trucking companies, high-value B2B transactions, and earned wage access. Learn how instant payments are improving cash flow, enabling digital workflows, and creating better customer experiences.
Building the Better Payments Journey: Innovation, Rails, and Customer Experience
Building the Better Payments Journey: Innovation, Rails, and Customer ExperienceOn this Payments Nerds® episode, a powerhouse panel of payments experts unpack the evolving landscape of payments in the U.S. From …
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Building the Better Payments Journey: Innovation, Rails, and Customer Experience
On this Payments Nerds® episode, a powerhouse panel of payments experts unpack the evolving landscape of payments in the U.S. From real-time rails to customer expectations, they explore how innovation, data, and collaboration are reshaping the journey. Discover why seamless, secure, and smarter payments matter more than speed alone—and what it takes to meet diverse needs in a decentralized financial ecosystem.
The Instant Payments Shift to Send: Lessons from the Front Lines of RTP® Adoption
In this episode, Colin Eagan of Veridian Credit Union and Kathy Duffer of First Internet Bank dive into how their institutions navigated the adoption of real-time payments. From building the business case and …
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In this episode, Colin Eagan of Veridian Credit Union and Kathy Duffer of First Internet Bank dive into how their institutions navigated the adoption of real-time payments. From building the business case and educating executives to analyzing customer data for instant payment trends, and moving from receive-only to send capabilities on the RTP network, they reveal lessons learned, surprising use cases, and the impact on deposit growth and customer behavior. This episode is must-listen for banks and credit unions that are looking to join the real-time payments revolution.
ACH at 51: Surging Volumes, Smarter Payments, and Reliability at Scale
Devon Marsh from Nacha and Jason Carone from The Clearing House explore the surprising momentum behind the 51-year-old ACH network – and why it’s still growing strong. From record-breaking volumes to the rising …
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Devon Marsh from Nacha and Jason Carone from The Clearing House explore the surprising momentum behind the 51-year-old ACH network – and why it’s still growing strong.
From record-breaking volumes to the rising demand for faster payments, they unpack what’s fueling ACH growth and how the network remains the payments backbone of the U.S. economy through reliability at scale. The conversation also touches use cases on ACH, the growing volume of same-day ACH, and why offering multiple payment rails – from traditional ACH to the RTP® network – is more important than ever.
Revolutionizing Payments: HSBC’s Thomas Halpin on the Booming Payments Industry
Thomas Halpin of HSBC dives deep into the fast-paced world of payments, where innovation, speed, and security are constantly redefining how businesses operate. With growth across all types of payments surging …
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Thomas Halpin of HSBC dives deep into the fast-paced world of payments, where innovation, speed, and security are constantly redefining how businesses operate. With growth across all types of payments surging, he explores the rise of real-time transactions, the global shift to ISO 20022, and how cutting-edge technology is reshaping everything from cross-border transfers to instant payments. Halpin shares what HSBC’s payments business is focusing on in 2025, and discusses how businesses are staying ahead in this digital-first landscape.
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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Walk West.Instant Payments, Instant Impact: How H&R Block and PNC Bank Are Transforming the Customer Experience with Real-Time Payments
In today’s fast-paced digital world, customers expect seamless transactions and instant gratification. In this episode Stephanie Hiersche, Treasury Program Manager at H&R Block, and Sarah Billings, Head of …
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In today’s fast-paced digital world, customers expect seamless transactions and instant gratification. In this episode Stephanie Hiersche, Treasury Program Manager at H&R Block, and Sarah Billings, Head of Global Payments at PNC, discuss how instant payments are reshaping the customer experience. They examine how H&R Block is reducing older fee refund processes, reducing costs, and improving customer satisfaction with real-time payments. Learn how this relationship is bridging the gap between traditional and digital payments, giving customers more choice, and improving security. Whether you're a business looking to modernize your payment system or just a curious payments enthusiast, this episode dives deep into the evolving landscape of financial transactions.
Why Instant Payments Are Just Getting Started in the U.S. — A Conversation with Two Payments CEOs
In this episode of Payments Nerds, recorded at Fintech Meetup in Las Vegas, Tom Warsop, President and CEO of ACI Worldwide, and David Watson, President and CEO of The Clearing House, dive into the current state …
Notas do episódio
In this episode of Payments Nerds, recorded at Fintech Meetup in Las Vegas, Tom Warsop, President and CEO of ACI Worldwide, and David Watson, President and CEO of The Clearing House, dive into the current state – and future – of instant payments in the United States. From the payments tech being ready and scalable now, to what’s holding back adoption, the game-changing potential of cross-border real-time payments, this conversation explores why instant payments are only at the beginning of their journey in the U.S. market.
Fueling Faster Payments: How Chesapeake Bank is Powering Innovation in Instant Payments
DJ Seeterlin, President of Chesapeake Payment Systems, joins Payments Nerds at Fintech Meetup to share how Chesapeake Bank became a pioneering early adopter of instant payments on the RTP® network. From …
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DJ Seeterlin, President of Chesapeake Payment Systems, joins Payments Nerds at Fintech Meetup to share how Chesapeake Bank became a pioneering early adopter of instant payments on the RTP® network. From supporting small truckers to replacing checks, DJ discusses innovation, risk, and strategy – plus how collaboration and curiosity drive new product development in the payments space.
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Payments Nerds is brought to you by The Clearing House, hosted by Greg MacSweeney, and produced by Earfluence.
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