The Property Couch

1. Where Have All The Property Buyers Gone? | FUNdamental Fridays

   12 de novembro de 20269 minA seguir

   If property markets are softer and buyers have more negotiating power, why are so many people still sitting on the sidelines?In this week’s FUNdamental Friday, Ben T and mortgage broker Luke Oxenham unpack one …

   Notas do episódio

   If property markets are softer and buyers have more negotiating power, why are so many people still sitting on the sidelines?
   
   In this week’s FUNdamental Friday, Ben T and mortgage broker Luke Oxenham unpack one of the biggest questions facing buyers today:
   
   Where have all the buyers gone?
   
   Despite demand remaining strong, uncertainty around interest rates, borrowing capacity, employment security and property prices is causing many buyers to hesitate.
   
   They discuss:
   ✅ Why buyers are delaying decisions
   ✅ Interest rates and borrowing power
   ✅ Job security and confidence
   ✅ Why people struggle to buy in uncertain markets
   ✅ Understanding local market conditions
   ✅ The danger of trying to time the market
   ✅ Why preparation creates confidence
   ✅ The opportunity hidden inside today’s hesitation
   
   Because the very things making buyers nervous may also be creating the opportunities they’re looking for.
   
   🏡 Thinking About Buying A Home?
   
   Watch PRE-Purchase, our free 10-part video series designed to help Australians Prepare, Research and Execute their next property purchase with confidence.
   
   🎥 thepropertycouch.com.au/prepurchase
   
   ⏱️Timestamps
   
   00:00 Why buyers are hesitating
   00:21 Why this topic is personal
   00:37 Where have all the buyers gone?
   00:50 The mortgage question buyers are asking
   01:22 Stress testing future repayments
   01:56 Why clearance rates are falling
   02:17 Demand is still there
   02:30 What’s causing buyer hesitation?
   02:55 Employment uncertainty and borrowing power
   03:17 The three biggest buyer fears
   03:44 Why people try to time the bottom
   04:08 Understanding your local market
   04:35 Why headlines can be misleading
   04:53 What auction activity is revealing
   05:14 Making the invisible visible
   05:41 The downside versus upside question
   06:10 What value do you place on lifestyle?
   6:23 Avoiding analysis paralysis
   06:55 Why having a plan matters
   07:18 Opportunity and uncertainty go hand-in-hand
   07:30 Building confidence as a buyer
   07:59 What buyers can control
   08:26 The takeaway
   
   
   

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (23)

   1. 0:00Why buyers are hesitating
   2. 0:21Why this topic is personal
   3. 0:37Where have all the buyers gone?
   4. 0:50The mortgage question buyers are asking
   5. 1:22Stress testing future repayments
   6. 1:56Why clearance rates are falling
   7. 2:17Demand is still there
   8. 2:30What's causing buyer hesitation?
   9. 2:55Employment uncertainty and borrowing power
   10. 3:17The three biggest buyer fears
   11. 3:44Why people try to time the bottom
   12. 4:08Understanding your local market
   13. 4:35Why headlines can be misleading
   14. 4:53What auction activity is revealing
   15. 5:14Making the invisible visible
   16. 5:41The downside versus upside question
   17. 6:10What value do you place on lifestyle?
   18. 6:23Avoiding analysis paralysis
   19. 6:55Why having a plan matters
   20. 7:18Opportunity and uncertainty go hand-in-hand
   21. 7:30Building confidence as a buyer
   22. 7:59What buyers can control
   23. 8:26Shane's takeaway

   Transcrição

2. 623 | Mortgage Squeeze? How to Find Breathing Room in Your Budget

   12 de novembro de 202652 minA seguir

   Using a simple estimate based on a steady $800,000 mortgage balance, a 1.25 percentage point rate rise adds $10,000 a year in interest. That’s a big hit to the household budget. It can also put bigger decisions …

   Notas do episódio

   Using a simple estimate based on a steady $800,000 mortgage balance, a 1.25 percentage point rate rise adds $10,000 a year in interest.

   That’s a big hit to the household budget.

   It can also put bigger decisions on the table, like whether to sell an investment property or extend a loan term.

   🛋️ In Episode 623 of The Property Couch, Ben is joined by Couch Crew members Luke Oxenham and Ben Thompson to discuss the numbers they’d look at before making those life-changing calls.

   Together, we cover household expenses, cash buffers, offset accounts and the trade-off between lower minimum repayments today and more interest over time.

   Plus, Luke shares how he’s thinking about his own mortgage while preparing for a home upgrade.

   🎧 If your savings buffer is shrinking or you’re wondering whether your home loan still fits your plans, listen now!

   FREE STUFF MENTIONED

   • 🎥 Free Webinar Replays
     Where does your money go each month? Watch How to Make Your Money Work Harder for practical ways to find more breathing room in your budget.
     👉 Watch the free replay and grab the slides

   Moorr Features:

   • 🏦 Open Banking
     Ever opened three banking apps just to see where your money went? Open Banking brings all your transactions together inside Moorr.
     👉 Join the Open Banking waitlist
   • 🎯 Dynamic MyGoals
     A home upgrade, a holiday or a bigger cash buffer. Which could you afford first? See how moving one goal forward changes the timing of the others.
     👉 See which goals you can afford in Moorr
   • 💸 Money Stretch
     If your income dropped tomorrow, how many months would your savings cover? Money Stretch helps you put a number on it.
     👉 Test how long your cash buffer could last
   • 📘 Make Money Simple Again
     Curious about the seven-day float Ben Thompson swears by? The free Money SMARTS ebook shows you how to set up a weekly spending allowance you can keep track of.
     👉 Get the free ebook in Moorr’s Knowledge Centre

   
   

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (19)

   1. 0:00623 | Mortgage Squeeze? How to Find Breathing Room in Your Budget
   2. 1:28Free Webinar Replays & What’s New in Moorr
   3. 4:59Same Lifestyle. Less Money.
   4. 9:28The Silent Killer in Your Budget
   5. 12:10The Spending You Barely Notice
   6. 16:20The Seven-Day Float
   7. 18:43The $10,000 Mortgage Squeeze
   8. 20:33Would You Sell Before Checking Your Bills?
   9. 23:22Just Breathe Before You Buy or Sell
   10. 24:20How Long Could Your Cash Buffer Last?
   11. 28:22The Sunday Money Audit
   12. 32:22When Selling Could Make Sense
   13. 34:25What Does GTA Have to Do With Your Money?
   14. 38:42Could a Longer Mortgage Buy You Time?
   15. 41:42Lower Repayments. What’s the Catch?
   16. 43:30Is Your Cash Sitting in the Right Account?
   17. 46:32Even BK Has Cash to Round Up
   18. 48:35Every Day in Offset Counts
   19. 49:01Your Next Move to Get Money Fit

   Transcrição

3. Surviving the Property Downturn: Here’s what you can do. | Tuesdays

   10 de novembro de 202618 minA seguir

   Helpful resources for you in these tough times:🏡 Sell, Hold or Buy? Webinar: Know your options before making your next property move. https://thepropertycouch.com.au/webinar-sell-or-buy/💰 Money & Mortgage …

   Notas do episódio

   Helpful resources for you in these tough times:

   🏡 Sell, Hold or Buy? Webinar: Know your options before making your next property move. https://thepropertycouch.com.au/webinar-sell-or-buy/

   💰 Money & Mortgage Webinar: Make your money work harder and find more breathing room in your budget. https://thepropertycouch.com.au/webinar

   💸 Moorr Cashflow Breakdown: See exactly where your money goes. https://www.moorr.com.au/household-cash-flow-diagram/

   🎯 Moorr Dynamic MyGOALS: Prioritise your goals and see what's achievable. https://www.moorr.com.au/mygoals

   🏠 Moorr Property Value Estimate: Find out what your property could be worth today. https://www.moorr.com.au/property-value-estimate/

   Moorr Open Banking Waitlist: https://www.moorr.com.au/openbanking

   ---

   Interest rates are rising. Property prices are under pressure. And for some investors, the fear of missing out (FOMO) is quickly becoming the fear of NOT getting out (FUNGO). 😬

   But before you panic, sell your property or make your next big move, Ben Kingsley has an important message: Tough times call for clear thinking, not knee-jerk decisions.

   In this week’s Tuesday episode, Ben gets a few things off his chest. From property spruikers and misleading market predictions to the importance of quality assets and long-term thinking, he unpacks what's happening in Australia's property market and, more importantly, what you can do about it.

   You'll discover:

   • Why good advice and a convincing sales pitch are NOT the same thing.
   • How to assess whether your investment property is worth holding.
   • Why reviewing your household spending could be more important than ever.
   • Where opportunities could emerge for patient, long-term investors.
   • Practical ways to strengthen your cash flow and financial resilience.

   Because while you can't control interest rates or property prices, you CAN control your spending, your decisions and how prepared you are for what comes next.

   🎧 Tune in for some perspective, practical insights and a timely reminder to stay focused on the bigger picture.

   ---

   ⏱️ TIMESTAMPS

   00:00 – Ben Gets on His Soapbox!

   00:17 – The Fifth Rate Rise: What Now?

   00:51 – What Fuelled the Property FOMO?

   01:25 – From FOMO to FUNGO

   01:49 – Good Advice or a Sales Pitch?

   02:38 – Predictions vs Prophecies

   04:33 – 3 Questions Every Investor Should Ask

   05:03 – Confidence ≠ Credibility

   06:43 – The Risk of Poor Locations

   07:07 – Could Interest Rates Rise Again?

   08:29 – Should You Sell or Hold?

   10:36 – Buying Quality in a Downturn

   12:00 – Where Could Opportunities Emerge?

   12:30 – Why Melbourne Might Be Different

   13:05 – Take Control of Your Cash Flow

   13:30 – NEW: Moorr Cashflow Breakdown

   14:46 – NEW: Dynamic MyGOALS

   15:52 – NEW: Property Value Estimate

   16:29 – What's Next?

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Transcrição

4. The Biggest Insurance Myths Young Australians Believe | FUNdamental Fridays

   5 de novembro de 202612 minA seguir

   Do young, healthy Australians actually need insurance?Many people assume insurance is something to think about later in life.But according to financial adviser Chemere Brown, the majority of insurance claims …

   Notas do episódio

   Do young, healthy Australians actually need insurance?

   Many people assume insurance is something to think about later in life.

   But according to financial adviser Chemere Brown, the majority of insurance claims occur between the ages of 25 and 45.

   In this week's FUNdamental Friday, Shane and Chemere unpack some of the biggest insurance myths and explain why many Australians may be underinsured during the years they have the most financial commitments.

   They discuss:

   ✅ Why most claims happen between 25 and 45
   ✅ Why being healthy may actually be the best reason to get insured
   ✅ Income protection explained
   ✅ Common misconceptions about insurance through super
   ✅ Why your future income may be your biggest asset
   ✅ Waiting periods and affordability options
   ✅ Whether savings alone are enough protection
   ✅ Why property investors should review their insurance strategy

   Because your biggest financial risk often isn't what you think it is.

   🏡 Thinking About Buying A Home?

   Watch PRE-Purchase, our free 10-part video series designed to help Australians Prepare, Research and Execute their next property purchase with confidence.

   🎥 thepropertycouch.com.au/prepurchase

   ⏰ Timestamps

   00:00 I'm young and healthy. Why do I need insurance?
   00:25 Meet Chemere Brown
   00:56 Insurance myth #1
   01:26 Why most claims happen between 25 and 45
   01:54 The most common insurance claims
   02:35 Why healthy people should get insured
   03:11 Why risk is often highest between 25 and 45
   03:39 Is insurance inside super enough?
   04:24 The insurance gap most people miss
   04:45 Why your income is your biggest asset
   05:15 If you can only afford one type of cover
   05:59 Tax deductions and insurance
   06:54 Is insurance only for death?
   07:10 Where most claims actually occur
   07:41 Waiting periods explained
   08:40 How waiting periods can reduce premiums
   09:08 Can you just rely on savings?
   09:21 The average Australian savings balance
   09:54 How much emergency savings should households hold?
   10:19 Insurance for property investors
   10:51 Why financial advice matters
   11:13 PRE-Purchase series

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (22)

   1. 0:00I'm young and healthy. Why do I need insurance?
   2. 0:25Meet Chemere Brown
   3. 0:56Insurance myth #1
   4. 1:26Why most claims happen between 25 and 45
   5. 1:54The most common insurance claims
   6. 2:35Why healthy people should get insured
   7. 3:11Why risk is often highest between 25 and 45
   8. 3:39Is insurance inside super enough?
   9. 4:24The insurance gap most people miss
   10. 4:45Why your income is your biggest asset
   11. 5:15If you can only afford one type of cover
   12. 5:59Tax deductions and insurance
   13. 6:54Is insurance only for death?
   14. 7:10Where most claims actually occur
   15. 7:41Waiting periods explained
   16. 8:40How waiting periods can reduce premiums
   17. 9:08Can you just rely on savings?
   18. 9:21The average Australian savings balance
   19. 9:54How much emergency savings should households hold?
   20. 10:19Insurance for property investors
   21. 10:51Why financial advice matters
   22. 11:13PRE-Purchase series

   Transcrição

5. 622 | Mortgage Prison & the AI Revolution: Can You Borrow Smarter?

   5 de novembro de 202658 minA seguir

   Would you trust AI with your home loan? 🤖🏡 It might find a cheap rate, but will it ask the questions that could change your next property move?In this topical episode, Ben is joined by investment-savvy mortgage …

   Notas do episódio

   Would you trust AI with your home loan? 🤖🏡

   It might find a cheap rate, but will it ask the questions that could change your next property move?

   In this topical episode, Ben is joined by investment-savvy mortgage brokers and Couch Crew members Luke Oxenham and Brad Fraser to unpack:

   🔒 Mortgage prison: why a cheaper loan can still be out of reach
   ⚖️ Fixed vs variable: certainty, flexibility and the trade-offs
   🧮 Borrowing calculators: will the bank agree with your estimate?
   🤖 AI and mortgages: accuracy, accountability and keeping a human in the loop
   💸 “It’s cost me hundreds of thousands”: the questions Ben wishes his first broker had asked

   Plus, a real client story where sequencing made the difference, and how AI could reshape property finance.

   Buying, refinancing or investing? Find out what matters beyond the rate.

   
   FREE STUFF MENTIONED

   • WOULD YOU LET AI APPLY FOR YOUR LOAN? 🤖
     Explore the Experian research that sparked this week’s discussion: AI in Risk: The Rise of Agentic Commerce, conducted by Forrester Consulting.
     👉 Read the research findings >>
   • OPEN BANKING: GOODBYE, MANUAL INPUTS? 🏦
     Find out how open banking could simplify bringing your financial information into Moorr—and keep an eye on what’s coming.
     👉 Learn more about open banking >>
   • LOOK BEYOND THE LISTING 🔎
     Researching your next purchase? Explore Moorr’s property research tools to dig deeper into potential opportunities.
     👉 Explore the property research tools >>
   • IS YOUR HOME LOAN READY FOR YOUR NEXT MOVE? 🤝
     A competitive rate is just the beginning. Speak with Empower Wealth’s investment-savvy mortgage broking team about a loan that supports your bigger picture.
     👉 Explore your lending options >>

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (17)

   1. 0:00622 | Would You Trust AI With Your Home Loan?
   2. 0:43Meet This Week’s Couch Crew
   3. 1:55Is Your Buying Budget Shrinking?
   4. 5:10To Fix or Not to Fix?
   5. 11:42Your Offset Buffer & the RBA’s Narrow Path
   6. 14:06Would You Let AI Apply for Your Loan?
   7. 20:03Where AI Gets Useful
   8. 25:49The Cheapest Rate Could Cost You More
   9. 28:03Buying Again Without Selling
   10. 30:16Sold the Home. Short on Borrowing Power.
   11. 32:27The Calculator Says Yes. Will the Bank?
   12. 36:26AI Gets It Wrong. Who’s Accountable?
   13. 38:24AI Agrees. Should Your Broker?
   14. 39:50“It’s Cost Me Hundreds of Thousands”
   15. 42:14Less Admin, More Time for Clients
   16. 47:52Your Loan Application, Minus the Admin?
   17. 49:50AI & Mortgage Fraud

   Transcrição

6. (RATE HIKE) RBA Nov 2026 | The Real Scare Is Closer to Home

   3 de novembro de 202654 minA seguir

   Halloween might be over, but the scary stuff isn’t. Inflation is back on the rise, unemployment is creeping up, and the property market is working through what could be its biggest correction in 40 years. Ben …

   Notas do episódio

   Halloween might be over, but the scary stuff isn’t.

   Inflation is back on the rise, unemployment is creeping up, and the property market is working through what could be its biggest correction in 40 years.

   Ben Kingsley and economist Evan Lucas unpack the RBA’s November decision, why Australia’s inflation problem is increasingly homegrown, why rents aren’t coming down, and why productivity is the problem interest rates can’t fix.

   💡 When was the last time you reviewed your loan? Let our team assess your mortgage and help you find a better deal.

   
   

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (12)

   1. 1:28A harder landing ahead?
   2. 3:29The case for a rate rise
   3. 5:32The case for a hold
   4. 9:48🔴 RBA cash rate decision
   5. 10:45Inflation data
   6. 14:50How Australia compares globally
   7. 20:23The rising cost of 'life admin'
   8. 21:45Unemployment
   9. 24:01Productivity
   10. 42:42Consumer sentiment
   11. 44:24Business confidence & conditions
   12. 49:59Property outlook & final thoughts

   Transcrição

7. Should You Wait For Property Prices To Recover? | FUNdamental Fridays

   29 de outubro de 202612 minA seguir

   Is Australia's property market really performing the way the headlines suggest?In this week's FUNdamental Friday, Ben Thompson sits down with independent property economist Cameron Kusher to unpack …

   Notas do episódio

   Is Australia's property market really performing the way the headlines suggest?
   
   In this week's FUNdamental Friday, Ben Thompson sits down with independent property economist Cameron Kusher to unpack what's actually happening beneath the surface of today's housing market.
   
   From interest rates and buyer confidence through to property data, sales volumes and long-term housing fundamentals, Cameron explains why the widely reported numbers don't always reflect what's happening on the ground.
   
   They discuss:
   
   ✅ Why major property indices can lag reality
   ✅ Why some markets may be down more than reported
   ✅ The importance of stock levels, listings and days on market
   ✅ Why sales volumes matter more than many people realise
   ✅ The impact of higher interest rates across the broader economy
   ✅ Whether waiting for prices to recover is a good strategy
   ✅ Australia's housing shortage and migration trends
   ✅ Why asset selection will matter more in the years ahead
   
   Because understanding what's really happening in the market is often more valuable than following the headlines.
   
   🏡 Thinking about buying a home?
   
   Watch PRE-Purchase, our free 10-part video series that helps Australians Prepare, Research and Execute their next property purchase with confidence.
   
   🎥 https://thepropertycouch.com.au/prepurchase
   
   ⏰Timestamps
   00:00 Should you wait for property prices to recover?
   00:19 Meet Cameron Kusher
   01:35 What's driving today's housing market?
   02:00 Interest rates, tax changes and buyer confidence
   02:48 Why property data may be understating declines
   03:40 The market says 5%. Reality says 8-9%
   03:59 Why falling sales volumes matter more
   04:32 Why buyers behave differently to share investors
   04:49 How housing impacts the broader economy
   05:08 More rate rises ahead?
   05:32 Why Cameron expects future rate cuts
   06:04 How to get a real-time read on the market
   06:23 The key indicators Cameron watches
   06:59 Why buyers may have more opportunity today
   07:19 Upgrading in a falling market
   07:42 Should you wait for prices to recover?
   08:12 Cameron's three key market indicators
   08:23 Property, confidence and human behaviour
   09:09 The long-term housing fundamentals
   09:49 Housing shortages and migration
   10:13 Why asset selection matters more than ever
   10:47 Final takeaways

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
   FREE BEST-SELLING BOOKS:
   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
   FIND US HERE:
   - Website
   - Instagram
   - Facebook
   - Youtube

   Capítulos (22)

   1. 0:00Should you wait for property prices to recover?
   2. 0:19Meet Cameron Kusher
   3. 1:35What's driving today's housing market?
   4. 2:00Interest rates, tax changes and buyer confidence
   5. 2:48Why property data may be understating declines
   6. 3:40The market says 5%. Reality says 8-9%
   7. 3:59Why falling sales volumes matter more
   8. 4:32Why buyers behave differently to share investors
   9. 4:49How housing impacts the broader economy
   10. 5:08More rate rises ahead?
   11. 5:32Why Cameron expects future rate cuts
   12. 6:04How to get a real-time read on the market
   13. 6:23The key indicators Cameron watches
   14. 6:59Why buyers may have more opportunity today
   15. 7:19Upgrading in a falling market
   16. 7:42Should you wait for prices to recover?
   17. 8:12Cameron's three key market indicators
   18. 8:23Property, confidence and human behaviour
   19. 9:09The long-term housing fundamentals
   20. 9:49Housing shortages and migration
   21. 10:13Why asset selection matters more than ever
   22. 10:47Final takeaways

   Transcrição

8. 621 | Is Australia Heading for a Property Market Reckoning? – Chat with Cameron Kusher

   29 de outubro de 20261 h 11 minA seguir

   What happens when property prices stop going up? 🏠 For buyers, it might feel like an opportunity. For homeowners and investors, it can raise a very different question: what does this mean for my wealth? But the …

   Notas do episódio

   What happens when property prices stop going up? 🏠

   For buyers, it might feel like an opportunity. For homeowners and investors, it can raise a very different question: what does this mean for my wealth?

   But the impact of a property slowdown can reach much further than the Aussies simply buying and selling.

   In this week’s episode, Ben is joined by independent property economist Cameron Kusher and economic futurist Evan Lucas to discuss the changing property market, the pressures on Australian households and the economic decisions we can no longer avoid.

   They explore why Cameron thinks the next 30 years could look different for property investors, whether Australians are working harder just to stay afloat, and why Evan is watching for a potential “spending cliff” after Christmas.

   So, is Australia heading for a property market reckoning?

   Let the debate begin…

   FREE STUFF MENTIONED

   • 📊 HOW MUCH IS YOUR PROPERTY WORTH?
     Explore Moorr’s property research tools, including property value estimates, to better understand your property and the market.
     👉 Explore the new features >>
   • 💰 COULD YOU FREE UP MORE HOUSEHOLD CASH FLOW?
     Watch Ben’s Money & Mortgage Management webinar for practical ways to manage your money and create more breathing room.
     👉 Watch the replay >>
   • 📱 SEE WHERE YOUR MONEY’S REALLY GOING
     Discover Moorr’s new cash flow breakdown and expense dashboard to compare your budget with actual spending.
     👉 See what’s new in Moorr >>
     🏘️ CONNECT WITH CAMERON KUSHER
     Looking for deeper property market insights? Explore Kusher Consulting’s property research, analysis and commentary.
     👉 Find out more about Kusher Consulting >>
   • Guests & Episodes Mentioned:
     • 324 | Property Market Outlook 2021 – Chat With Cameron Kusher

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
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   - The Armchair Guide to Property Investing
   - Make Money Simple Again
   
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   Capítulos (20)

   1. 0:00621 | Is Australia Heading for a Property Market Reckoning?
   2. 1:16What’s New in Moorr? Plus, Webinar Replays↗
   3. 3:28Welcome back, Cameron Kusher & Evan Lucas
   4. 4:44Inflation: The Problem We Never Fixed?
   5. 8:54Did the RBA Cut Too Soon?
   6. 11:19Paddling Harder, Going Nowhere?
   7. 15:54Helping Businesses… or Keeping Them Alive?
   8. 17:51How Long Can We Kick the Can?
   9. 22:29Downsizing: Why Would You Bother?
   10. 24:57The Hard Decisions Are Here
   11. 30:11Could a Tax Shake-Up Unlock $78 Billion?
   12. 33:10“Anywhere but Melbourne”?
   13. 35:11What Took the Heat Out of Property?
   14. 38:13A Tax Break… at What Price?
   15. 43:11Who’s Still Spending… and Who’s Near the Cliff?
   16. 45:43Chasing Riches, Ignoring Risk?
   17. 49:08Is a Property Advice Reckoning Coming?
   18. 58:57Approved Doesn’t Mean It Gets Built
   19. 1:05:15Would You Move If the Commute Improved?
   20. 1:06:40Let the Builders Build!

   Transcrição

9. The Money Beliefs You Didn’t Know You Had | Throwback Tuesdays

   27 de outubro de 20266 minA seguir

   Think back to your very first interaction with money. Not your first job or bank account, but the first time it was physically in your hands.For most of us, it probably went something like this: you were a …

   Notas do episódio

   Think back to your very first interaction with money. Not your first job or bank account, but the first time it was physically in your hands.

   For most of us, it probably went something like this: you were a toddler, you found a coin, and you put it straight in your mouth. An adult pulled it out and said: Don’t do that. Money is dirty.

   Obviously, they were talking about germs. But it’s a fascinating example of how early the language around money begins.

   In this week’s Throwback Tuesday snippet, entrepreneur and author Denise Duffield-Thomas explores the money messages we absorb growing up and how these beliefs can sit underneath our decisions for years.

   📖 The Money Beliefs You Didn’t Know You Had
   🎧 Listen to the original episode

   
   

   LISTEN TO THE FIRST 20 EPISODES HERE >>
   
   MOORR MONEY MANAGEMENT APP:
   👉 Apple: https://apple.co/3ioICGW
   👉 Google Play: https://bit.ly/3OT86bW
   👉 Web platform: https://www.moorr.com.au/
   
   FREE MASTERCLASS:
   - How to Build a Property Portfolio and Retire on $2,000 a week >>
   
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   Transcrição

10. What Happens If Your Income Stops? | FUNdamental Fridays

    22 de outubro de 202611 minA seguir

    Most people don't avoid insurance because they think it's bad. They avoid it because they'll "get around to it later."In this episode of Friday Fundamentals, Shane sits down with insurance …

    Notas do episódio

    Most people don't avoid insurance because they think it's bad. They avoid it because they'll "get around to it later."

    In this episode of Friday Fundamentals, Shane sits down with insurance specialist Don Glendinning to bust some of the biggest myths surrounding life insurance, income protection and personal cover.

    They unpack why so many Australians delay getting insurance, what can happen when unexpected events strike, and why even basic cover can be better than having none at all.

    Whether you're buying a home, starting a family, building wealth, or simply trying to protect your future, this conversation will help you understand why insurance is a key part of any financial plan.

    In this episode:

    ✅ Why people keep delaying insurance decisions
    ✅ The risks of relying on luck and good health
    ✅ What income protection actually does
    ✅ Insurance through super vs personal cover
    ✅ Why financial advisers play a critical role
    ✅ Common misconceptions about insurance costs
    ✅ The importance of reviewing your cover before major life events

    If you've ever thought "I'll sort that out later", this episode is for you.

    🎧 Listen on Spotify, Apple Podcasts and YouTube.

    🏡 Thinking About Buying A Home?
    
    Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence.
    
    From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey.
    
    🎥 https://thepropertycouch.com.au/prepurchase

    ⌛Timestamps

    00:00 Why insurance can't always wait
    00:25 Introduction to the insurance myth
    00:58 The "I'll get around to it later" mindset
    01:31 Real stories of insurance regrets
    02:25 What happens when income suddenly stops?
    02:56 Understanding income protection
    03:41 The backup plan most people overlook
    03:49 Why you should review your cover today
    04:51 Major life events and insurance timing
    05:05 Is insurance really too expensive?
    06:23 Insurance through advisers, super and direct providers
    07:10 Why super insurance may not be enough
    08:24 Australia's underinsurance problem
    09:08 Industry changes and fewer advisers
    09:55 Why professional advice matters
    10:04 Pre-Purchase podcast update

    #Insurance #LifeInsurance #IncomeProtection #FinancialPlanning #PersonalFinance #MoneyTips #FinancialAdvice #FridayFundamentals #WealthBuilding #PropertyCouch

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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    Capítulos

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    Transcrição

11. 620 | High Yield, Hard Exit: What If There's No Buyers - Chat with Lachlan Delahunty

    22 de outubro de 20261 h 1 minA seguir

    What if the property that solves your cash-flow problem today creates a much bigger problem tomorrow? 🚨 With property investors reassessing their next move, high-yield apartments and commercial property are …

    Notas do episódio

    What if the property that solves your cash-flow problem today creates a much bigger problem tomorrow? 🚨

    With property investors reassessing their next move, high-yield apartments and commercial property are attracting attention. But behind the attractive numbers, are buyers asking enough questions about asset quality, vacancy risk and who will eventually buy the property from them?

    In Episode 620, Lachlan Delahunty from Follio returns to join Ben for a post-budget follow-discussion in Episode 601.

    🔍 They unpack the risks emerging as investors chase yield, why some regional property owners could struggle to find an exit buyer, and how to review your existing portfolio before committing to another purchase.

    📍 Then it’s around the grounds for Melbourne, Sydney and Perth: where Lachlan sees opportunity, where he believes patience is needed, and what could help confidence return.

    Listen now!

    FREE STUFF MENTIONED

    • 🎟️ FREE WEBINAR: Where Does Your Money Go?
      7:30pm AEDT, Tuesday 27 October
      Find more money, keep more money and turn spare cash into financial progress with Ben’s practical household finance tips. 👉 Register free >>
    • 🏡 FREE PRE-PURCHASE SERIES: Get Ready Before You Buy
      Thinking of buying? Join Shane and Ben Thompson for practical preparation tips from both sides of the property transaction. 👉 Watch the series >>
    • 📊 FREE PROPERTY REPORTS: Look Beyond the Headlines
      Before choosing your next location, dig into the data. Explore Moorr’s free property reports to make a more informed decision.
      👉 Download your free property reports
    • 🏘️ CONNECT WITH LACHLAN & FOLLIO
      Find out more about Lachlan and the Follio team.👉 https://follio.com.au/
    • 🎙️ REVISIT EPISODE 601: Lachlan’s Previous Appearance
      Go back to Ben and Lachlan’s post-budget conversation for the context behind this week’s follow-up.👉 https://thepropertycouch.com.au/ep-601-lachlan-delahunty/

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    - Make Money Simple Again
    
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    Transcrição

12. What Financial Freedom Actually Looks Like | Throwback Tuesdays

    20 de outubro de 20264 minA seguir

    Ask most people what financial freedom looks like and you’ll get a number. A portfolio size, a passive income figure, a date on the calendar.Michael Kemp answers it with three words instead: friends, family …

    Notas do episódio

    Ask most people what financial freedom looks like and you’ll get a number. A portfolio size, a passive income figure, a date on the calendar.

    Michael Kemp answers it with three words instead: friends, family, freedom.

    In this week’s Throwback Tuesday snippet, Michael (author of The Ulysses Contract) explains why he sees money as a pool of capital rather than simply a way to buy things... and why the goal is to live off the harvest, not the farm itself.

    Plus: the 2,300-year-old Greek philosopher who was thinking about these same ideas, his mother’s lesson about why owning more makes life more complicated, and the Buffett principle he still holds onto.

    📖 What Financial Freedom Actually Looks Like
    🎧 Listen to the original episode
    📗 How to Retire on $3,000 a Week

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
    - Website
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    Transcrição

13. New Auction Rules Might Be Making Things Worse | FUNdamental Fridays

    16 de outubro de 20267 minA seguir

    If a property reaches its advertised reserve price... doesn't it have to sell?Surprisingly, no.In this week's FUNdamental Friday, Shane Pope is joined by veteran auctioneer Glen Coutinho to unpack …

    Notas do episódio

    If a property reaches its advertised reserve price... doesn't it have to sell?
    
    Surprisingly, no.
    
    In this week's FUNdamental Friday, Shane Pope is joined by veteran auctioneer Glen Coutinho to unpack Victoria's recent auction rule changes and explain why they may be creating more confusion rather than clarity.
    
    They discuss:
    
    ✅ What happens when a reserve price is published
    ✅ Whether a vendor is actually required to sell
    ✅ Why buyers may be misunderstanding the new rules
    ✅ How auctions are changing in response to the legislation
    ✅ Why some properties may still sell below their advertised reserve
    ✅ The opportunities that confusion can create for prepared buyers
    
    Because in today's market, not understanding the rules could mean missing the right property altogether.
    
    🏡 Thinking About Buying A Home?
    
    Check out PRE-Purchase, our free 10-part video series designed to help Australians navigate the buying journey with confidence.
    
    From creating a property brief and researching suburbs through to negotiations, auctions and settlement, each episode tackles a key stage of the purchasing process.
    
    🎥 Watch now:
    https://thepropertycouch.com.au/prepurchase
    
    ⌛Timestamps
    0:00 Has the new legislation made auctions harder?
    0:24 Why Shane is frustrated
    1:11 The reserve price question
    1:16 Does a vendor have to sell?
    1:53 Why the legislation creates confusion
    2:14 Has the policy achieved its goal?
    2:34 Alternative selling methods emerge
    2:50 Why expressions of interest are increasing
    3:14 Why buyers may miss opportunities
    3:31 Shane's advice to buyers
    4:01 The buyer's agent question
    4:20 The key clue buyers miss
    4:47 Why you should still attend auctions
    5:04 Opportunity in a confusing market
    5:23 Some of the best buying opportunities
    5:58 PRE-Purchase success stories

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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    Capítulos

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    Transcrição

14. 619 | Recession-Proof Properties & Foolproof Rules of the School Belt - Chat with Glen Coutinho

    15 de outubro de 20261 h 4 minA seguir

    Some properties keep attracting buyers. Others need a discount to get their attention. What separates the two? Is it the renovation? The suburb? The school around the corner? Or could moving just one street …

    Notas do episódio

    Some properties keep attracting buyers. Others need a discount to get their attention.

    What separates the two? Is it the renovation? The suburb? The school around the corner? Or could moving just one street over change what you’re really buying?

    This week, Glen Coutinho, RT Edgar Sales Manager, returns to The Property Couch almost a decade after his first appearance, joining Ben Kingsley and Shane Pope to unpack the lessons that come from 40 years in real estate.

    From Melbourne to Beverly Hills and back, Glen has built his career in what he calls “the rejection business”. Along the way, he’s learned how to spot buyer mistakes, build relationships with competitors, and recognise the properties people keep coming back for.

    Tune in for an episode jam-packed with wisdom!

    FREE STUFF MENTIONED

    • 🎟️ FREE WEBINAR: Where Does Your Money Go?
      7:30pm AEDT, Tuesday 27 October
      Find more money, keep more money and turn spare cash into financial progress with Ben’s practical household finance tips.
      👉 Register free today
    • 🎧 FREE PRE-PURCHASE SERIES: Prepare, Research & Execute
      Don’t let your first lesson come after you’ve signed. Get prepared for the research, decisions and negotiations ahead.
      👉 Get ready to buy >>
    • 🌳 FREE INFOGRAPHIC: What Makes Some Locations Outperform?
      Love the house? Take a closer look at the land. Explore Ben’s framework for understanding what drives location value over time.
      👉 Explore the Land Value Framework >>
    • 🎙️ FINAL SUMMER SERIES CALL-OUT: Someone Could Learn From Your Story
      The turning point. The tough lesson. The years of staying the course. Your experience could help another listener find their way.
      👉 Share your story >>
    • 🤝 CONNECT WITH GLEN COUTINHO

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
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    Transcrição

15. How to Stop Money Slipping Through Your Fingers | Throwback Tuesdays

    13 de outubro de 202612 minA seguir

    You get paid. You’re careful. You don’t do anything extravagant. Then a week later, you check your bank account and think… where did it all go?!In this week’s Throwback Tuesday snippet, Ben and Bryce unpack the …

    Notas do episódio

    You get paid. You’re careful. You don’t do anything extravagant. Then a week later, you check your bank account and think… where did it all go?!

    In this week’s Throwback Tuesday snippet, Ben and Bryce unpack the idea of slippage (the small, everyday spending that quietly adds up...) and explain why the answer isn’t necessarily more willpower.

    📖 How to Stop Money Slipping Through Your Fingers
    🎧 Listen to the original episode
    📗 Get Make Money Simple Again free

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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    Transcrição

16. Would You Rather Own 1 Great Property Or 12 Average Ones? | FUNdamental Fridays

    9 de outubro de 20269 minA seguir

    Is owning more investment properties always better?Not necessarily.In this week's FUNdamental Friday, Ben Kingsley sits down with Lachlan Delhunty from The Folio Group to discuss one of the biggest …

    Notas do episódio

    Is owning more investment properties always better?
    
    Not necessarily.
    
    In this week's FUNdamental Friday, Ben Kingsley sits down with Lachlan Delhunty from The Folio Group to discuss one of the biggest misconceptions in property investing:
    
    The belief that more properties automatically means more wealth.
    
    Lachlan shares a real-world example of an investor who accumulated 12 properties across four years, only to discover the portfolio wasn't producing the results they expected.
    
    They discuss:
    
    ✅ Quality vs quantity in property investing
    ✅ Why equity matters more than property count
    ✅ The risks of aggressive portfolio building
    ✅ Negative equity and misleading valuations
    ✅ Why exit strategies matter
    ✅ The dangers of investor-only markets
    ✅ Interest rates, cash flow buffers and risk management
    
    Because property investing isn't about collecting houses.
    
    It's about building wealth.
    
    🏡 Thinking About Buying A Home?
    
    Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence.
    
    From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey.
    
    🎥 https://thepropertycouch.com.au/prepurchase
    
    🕧Timestamps
    0:00 One investor's 12-property mistake
    0:17 Quality vs quantity
    1:15 The real cost of a 12-property portfolio
    1:54 PRE-Purchase Series
    2:37 Why more properties aren't always better
    3:13 The "quick 60k" property myth
    3:32 When investors need to sell
    3:52 Why quality assets matter
    4:14 Negative equity risks
    4:46 Property portfolio comparison culture
    5:07 When the music stops
    5:49 The danger of groupthink
    6:06 Risks investors ignore
    6:24 Stress testing interest rates
    6:44 Why some modelling is flawed
    7:05 Cash flow, vacancies and risk
    7:30 The tide is going out
    8:13 Forced sellers explained
    8:32 The long-term property investing formula

    
    

    #PropertyInvesting #PropertyMarket #ThePropertyCouch
    
    
    

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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    Transcrição

17. 618 | The $4.5 Million Asset Behind Your Property Portfolio? - Chat with Don Glendinning

    8 de outubro de 20261 h 1 minA seguir

    Your biggest asset may not be your home or property portfolio. It could be your ability to keep earning an income. But what happens to everything you’ve built if illness, injury or death suddenly takes that …

    Notas do episódio

    Your biggest asset may not be your home or property portfolio. It could be your ability to keep earning an income. But what happens to everything you’ve built if illness, injury or death suddenly takes that income away?

    In Episode 618 of The Property Couch, Ben is joined by Chemere Brown, Head of Financial Planning at Empower Wealth, and Don Glendinning, Regional Sales Manager at NEOS, to unpack the personal insurance safety net behind your wealth plan.

    Through real-life claim stories, they explore:

    • 🏠 Whether your family could keep the home and investment properties without your income
    • 🛡️ What life, TPD, critical illness and income protection actually cover
    • 💰 Why default insurance through super may not be enough
    • 📉 The danger of cutting cover when household budgets are already stretched
    • 👨‍👩‍👧 Why both partners may need protection—even when one earns significantly less
    • 🩺 How underwriting and disclosure affect future claims
    • 🔄 When your insurance should be reviewed as your life, debt and portfolio change

    You’ll also hear how one melanoma led to a $317,000 payout, why some Australians may be entitled to claim without realising it, and how the right protection can give a family choices at the moment they need them most.

    Because building wealth is only half the plan. You also need to protect it.

    FREE STUFF MENTIONED

    🛡️ FREE 2-Minute Insurance Health Check
    Could your family maintain its lifestyle and keep its properties if your income stopped? Work through the checklist and identify areas worth reviewing.
    👉 Take the quiz now!

    🏡 BONUS Case Study: Existing Investors
    See what happens when existing investors buy again under different negative gearing rules...and where their cash and offsets should sit for the strongest outcome.
    Use code COUCH17 to access the complete series for just $17 (RRP $197).
    👉 Start watching the series now

    📞 Complimentary Insurance Review
    Unsure whether your current cover still reflects your income, debts, family and financial goals? Speak with an Empower Wealth specialist to understand your current position and any potential protection gaps.
    👉 Book a complimentary review

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
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    Transcrição

18. Breaking: Could Victoria's New Auction Rules Make Things Worse for Buyers?

    6 de outubro de 202630 minA seguir

    Victoria has introduced major changes to the way residential properties are sold, including new reserve price rules for auctions and fixed-date sales. But will the reforms actually make things easier for …

    Notas do episódio

    Victoria has introduced major changes to the way residential properties are sold, including new reserve price rules for auctions and fixed-date sales. But will the reforms actually make things easier for buyers?

    In this breaking news episode, Ben Kingsley is joined by Couch Crew regular Ben Thompson (qualified property investment adviser by day and licensed auctioneer on weekends) to unpack the new rules and the unintended consequences buyers need to know about.

    📖 Read our full breakdown
    🎥 Watch PRE-Purchase, our free 10-part “How to Buy a Home” series
    🤝 Book a free buyer's agent consultation with Empower Wealth
    📋 Official Consumer Affairs Victoria guidance
    
    

    Timestamps
    0:00 Why Victoria is changing the rules
    1:22 Understanding property price discovery
    5:17 What underquoting actually means
    6:35 The new reserve price disclosure rules
    9:26 The new Property Price Statement explained
    13:05 Rejected above reserve? What buyers should understand
    15:39 Why reserve prices may become inflated
    19:59 The hidden impact on private sales
    24:37 Who wins and loses from these reforms?
    28:14 Final thoughts and key takeaways

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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19. Should Wealthy Retirees Still Get Government Benefits? | FUNdamental Fridays

    2 de outubro de 202614 minA seguir

    Can Australia continue funding the level of concessions, subsidies and benefits we're currently providing?In this week's FUNdamental Friday, Ben Kingsley is joined by Evan Lucas for a …

    Notas do episódio

    Can Australia continue funding the level of concessions, subsidies and benefits we're currently providing?

    In this week's FUNdamental Friday, Ben Kingsley is joined by Evan Lucas for a thought-provoking discussion about government spending, welfare, pensions and the growing cost of supporting an ageing population.

    The conversation explores whether Australia's safety net is targeted in the right places, and whether some government benefits should be better aligned with financial need.

    They discuss:

    ✅ Age pensions and means testing
    ✅ Concession cards and public transport benefits
    ✅ The Pharmaceutical Benefits Scheme (PBS)
    ✅ Superannuation and retirement funding
    ✅ The rising cost of welfare programs
    ✅ Housing, retirement and financial independence
    ✅ Why future governments may face difficult decisions

    Whether you agree or disagree, it's a conversation that challenges some widely held assumptions.

    🏡 Thinking About Buying A Home?

    Check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater confidence.

    From creating a property brief through to auctions, negotiations and settlement, each episode tackles a key stage of the buying journey.

    🎥 https://thepropertycouch.com.au/prepurchase

    ⌚Timestamps
    0:00 Should wealthy retirees receive benefits?
    0:24 Why this debate matters
    0:52 Government spending and inflation
    1:43 Pensions, concessions and welfare
    2:24 PRE-Purchase Series
    3:07 State concessions explained
    4:01 The growing cost of the PBS
    5:00 Should pension income be taxed?
    5:27 "I worked all my life"
    6:12 Why superannuation exists
    7:08 Why accessing super early is controversial
    7:37 Should the family home be means tested?
    8:40 The case for supporting vulnerable Australians
    9:03 What is middle-class welfare?
    9:29 Australia's $292 billion welfare bill
    10:34 Why pensions dominate welfare spending
    11:02 The promise politicians made
    11:49 Revenue reforms vs spending reforms
    12:53 Where should support be targeted?
    13:21 Evan's final thoughts

    
    

    #PersonalFinance #RetirementPlanning #Superannuation #PropertyTok #ThePropertyCouch #FUNdamentalFridays

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    Transcrição

20. 617 | How Is Prime Land Created to Outperform Over Decades?

    1 de outubro de 20261 h 1 minA seguir

    Why does land in one suburb command a lasting premium while land somewhere else doesn’t...even when both have houses, shops and transport? 📈In this special solo episode, Ben shares his latest framework shaped …

    Notas do episódio

    Why does land in one suburb command a lasting premium while land somewhere else doesn’t...even when both have houses, shops and transport? 📈

    In this special solo episode, Ben shares his latest framework shaped by more than 30 years of property experience. He takes us beyond the headlines and short-term market cycles to explain the forces that can make a location more valuable over decades: jobs, accessibility, scarcity, lifestyle, buyer behaviour and the momentum that builds when these factors come together.

    It’s a deeper dive than usual, but the practical question is simple: how do you find the best location and property type your budget can afford?

    This episode might just be Ben’s “Magnum Opus”; listen now!

    FREE STUFF MENTIONED

    • 📥 FREE INFOGRAPHIC: Why Do Some Locations Outperform?
      Ben brings together the foundations of location value, seven core drivers and five engines of momentum in a visual guide you can revisit when weighing up where and what to buy.
      👉 Download the free framework
      
    • 🎧 Guests & Episodes Mentioned:
      • Episode 418: The Hidden Forces Driving Property Values
      • Cycle Amplifiers: The 7 Forces Moving Property Prices Right Now | Tuesday Toolkit

    
    

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    Transcrição

21. (LIVE) RBA Sep 2026 | Rates Hit a 15-Year High. What Happens Next?

    29 de setembro de 20261 h 15 minA seguir

    Four rate rises this year. And the RBA may not be finished yet... The Reserve Bank has unanimously raised the cash rate by another 0.25 percentage points, taking it to 4.60% — its highest level in 15 years …

    Notas do episódio

    Four rate rises this year. And the RBA may not be finished yet...

    The Reserve Bank has unanimously raised the cash rate by another 0.25 percentage points, taking it to 4.60% — its highest level in 15 years.

    With property prices falling and the economy showing signs of slowing, could another rate rise be on the cards in November?

    Ben Kingsley and economist Evan Lucas unpack today’s decision in this September Economic & RBA Update.

    💡 Thinking about refinancing or adjusting your loan strategy? Let the Empower Wealth Mortgage Broking team help you compare your options.

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    Capítulos

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    Transcrição

22. How To Tell If An Agent Is Legit | FUNdamental Fridays

    25 de setembro de 202613 minA seguir

    How do you know whether you're choosing a good buyer's agent?Following the recent collapse of several buyer's agency businesses, Shane Pope and Ben Thompson tackle an important question:What …

    Notas do episódio

    How do you know whether you're choosing a good buyer's agent?
    
    Following the recent collapse of several buyer's agency businesses, Shane Pope and Ben Thompson tackle an important question:
    
    What should property buyers be looking for when selecting a buyer's agent?
    
    In this week's FUNdamental Friday, they discuss the red flags, warning signs and key qualities that can help buyers make a more informed decision.
    
    They explore:
    ✅ Why paying large fees upfront may be risky
    ✅ The importance of proven philosophies and track records
    ✅ Why "one-size-fits-all" property advice should raise concerns
    ✅ Questions to ask before engaging a buyer's agent
    ✅ The dangers of silver-bullet investment strategies
    ✅ Why longevity and consistency matter
    ✅ What genuine buyer advocacy should look like
    
    Because when you're trusting someone to help build long-term wealth, due diligence matters.
    
    🏡 Buying a home soon?
    
    Before your next open for inspection, check out PRE-Purchase, our free 10-part video series designed to help Australians buy property with greater clarity and confidence.
    
    From creating a property brief and researching the market, through to negotiating, bidding at auction and understanding settlement, we've broken the buying journey into easy-to-follow episodes.
    
    🎥 Watch the full series here:
    https://thepropertycouch.com.au/prepurchase
    
    🎁 FREE UPDATED $3,000 A WEEK CASE STUDIES
    
    Leave a review for The Property Couch on your favourite podcast platform OR leave a review for the Moorr app.
    
    Then:
    
    📸 Screenshot your review
    📧 Email it to [email protected]
    
    We'll send you FREE access to our updated video case studies, refreshed for today's property market, negative gearing and capital gains tax changes.
    
    🕰️Timestamps
    0:00 The hill Shane is willing to die on
    1:04 Recent buyer's agency collapses
    2:19 What to look for in a buyer's agency
    3:03 The biggest red flag
    3:24 Why business structure matters
    4:15 Longevity and consistency
    5:00 Why philosophy matters
    5:46 Too many hats
    7:02 Beware the silver bullet
    8:11 The Victorian unit debate
    8:50 Why one-size-fits-all doesn't work
    10:07 How performance should be presented
    11:05 Be critical of marketing claims
    11:29 The biggest warning sign
    11:55 Why Shane believes fees should be paid at the end
    
    #PropertyInvesting #BuyersAgent #PropertyAdvice #PropertyInvestor #PropertyStrategy #InvestmentProperty #WealthCreation #PropertyMarket #ThePropertyCouch #FUNdamentalFridays

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    Transcrição

23. 616 | Why Chasing Yield Could Cost You - Q&A Day

    24 de setembro de 202656 minA seguir

    With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies. But could adapting to the new …

    Notas do episódio

    With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies.
    
    But could adapting to the new environment mean compromising the quality of your assets?
    
    In this jam-packed Q&A episode, Ben, Polly and Luke unpack the post-budget property traps investors need to avoid, before answering listener questions about grandfathering, offset accounts, upgrading the family home and preserving financial flexibility.

    Listen now!

    FREE STUFF MENTIONED

    • 📊 The Upgraded Case Study Series
      Explore seven refreshed case studies plus a brand-new Live-Vesting strategy, updated for today’s lending, tax and cash-flow environment.
      As thanks for being part of our community, use COUCH17 to access the series for just $17 (RRP $197).
      👉 Explore the Case Studies
    • 🎥 The PRE-Purchase Series
      A free ten-part, bite-sized series designed to guide you through the three key stages of purchasing property—Preparation, Research and Execution.
      👉 Access the free series
    • 🐖 Moorr: Your Home for Property, Finance & Money Management
      Bring your cash flow, properties, loans and overall financial position together, so you can understand your numbers and make more informed decisions.
      👉 Get started with Moorr for free
    • 🔎 We’re Looking for a Sydney Buyer’s Agent
      Empower Wealth is looking for an experienced Sydney-based Buyer’s Agent to help clients purchase quality homes.
      👉 Visit Empower Wealth and head to About Us → Careers.

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    Transcrição

24. What Should I Do After Watching PRE-Purchase? | PRE-Purchase Conclusion

    22 de setembro de 20263 minTemporada 1 · Episódio 12A seguir

    Over the past 10 episodes, we've covered the complete home-buying journey.From defining your brief and researching the market through to inspections, negotiations, auctions, settlement and moving in …

    Notas do episódio

    Over the past 10 episodes, we've covered the complete home-buying journey.
    
    From defining your brief and researching the market through to inspections, negotiations, auctions, settlement and moving in, PRE-Purchase was created to help buyers navigate one of life's biggest financial decisions with greater confidence.
    
    This final episode is simply a thank you.
    
    Thank you for coming along on the journey, for sending in questions, and for helping shape a series that was built around the real challenges buyers face every day.
    
    We hope the series has given you practical tools, useful frameworks and the confidence to make informed property decisions.
    
    In This Episode
    
    ✅ Why we created PRE-Purchase
    ✅ The biggest lessons from the series
    ✅ Why preparation matters
    ✅ Why research creates confidence
    ✅ The value of asking questions
    ✅ When professional advice can help
    ✅ Next steps for buyers
    ✅ How to submit questions for the Q&A episode
    
    Need Help With Your Property Journey?
    
    If this series has raised questions about your own property situation, the team at Empower Wealth offers a complimentary initial consultation.
    
    Whether you're buying your first home, upgrading or investing, we're happy to help you understand your options.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Why we created PRE-Purchase
    00:16 Built from real buyer questions
    00:24 The goal of the series
    00:41 Send us your questions
    00:50 When to speak with a buyer's agent
    01:01 The value of an initial consultation
    01:15 What the series demonstrates about buying property
    01:23 What we hope you've learned
    01:32 Closing thoughts
    
    Hashtags
    
    #FirstHomeBuyer #HomeBuying #PropertyEducation #BuyersAgent #PropertyTips #PropertyResearch #ThePropertyCouch #PREPurchase #PropertyJourney #HomeOwnership

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
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    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    Transcrição

25. What Actually Happens On Settlement Day? | PRE-Purchase Ep 10

    22 de setembro de 20269 minTemporada 1 · Episódio 11A seguir

    Settlement day is finally here.After months of preparation, research, inspections, negotiations and paperwork, ownership of the property is about to transfer into your name.But what actually happens on …

    Notas do episódio

    Settlement day is finally here.
    
    After months of preparation, research, inspections, negotiations and paperwork, ownership of the property is about to transfer into your name.
    
    But what actually happens on settlement day?
    
    In Episode 10 of PRE-Purchase, Ben Thompson and Shane Pope explain how settlement works, what PEXA is, when you'll receive the keys, and the practical lessons they've learned from years of helping buyers navigate moving day.
    
    You'll also learn why settlement times aren't guarantees, how property settlements can become linked together, and how to reduce stress when organising your move.
    
    In This Episode
    
    ✅ What happens on settlement day
    ✅ Understanding PEXA
    ✅ Why settlement times can change
    ✅ When you'll receive the keys
    ✅ Why Friday settlements can be risky
    ✅ Understanding property settlement chains
    ✅ Moving truck lessons and mistakes
    ✅ Organising utilities and trades
    ✅ Why changing the locks matters
    ✅ Preparing for your first night in the home
    
    Need Help With Your Property Journey?
    
    Whether you're buying your first home, upgrading, investing or preparing for settlement, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Introduction
    00:12 What actually happens on settlement day?
    00:21 Understanding PEXA
    00:41 How funds and ownership are transferred
    00:56 Why settlement times aren't guaranteed
    01:28 When do you get the keys?
    02:09 Why Friday settlements can be risky
    02:39 Understanding settlement chains
    03:20 Moving truck lessons
    04:35 Not everything is within your control
    04:49 Organising utilities
    05:18 When should trades be booked?
    05:34 Why changing the locks matters
    06:07 The first things to set up
    06:19 Survival tips for your first night
    07:03 Settlement day recap
    07:49 The most important reminder about key collection
    
    Hashtags
    
    #SettlementDay #FirstHomeBuyer #HomeBuying #MovingHouse #PropertySettlement #PropertyTips #BuyersAgent #ThePropertyCouch #PREPurchase #PropertyJourney

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    👉 Apple: https://apple.co/3ioICGW
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    Transcrição

26. What Happens At A Pre-Settlement Inspection? | PRE-Purchase Ep 9

    22 de setembro de 20266 minTemporada 1 · Episódio 10A seguir

    You've bought the property.You've gone unconditional.Settlement is approaching.Now comes one final check.In Episode 9 of PRE-Purchase, Ben Thompson and Shane Pope explain the purpose of a …

    Notas do episódio

    You've bought the property.
    
    You've gone unconditional.
    
    Settlement is approaching.
    
    Now comes one final check.
    
    In Episode 9 of PRE-Purchase, Ben Thompson and Shane Pope explain the purpose of a pre-settlement inspection, what buyers should be checking, and what to do if something isn't working or has changed since the day you purchased the property.
    
    Many buyers mistakenly think a pre-settlement inspection is another building inspection.
    
    It's not.
    
    The purpose is to confirm the property is being delivered in substantially the same condition as when you agreed to buy it.
    
    In This Episode
    
    ✅ What a pre-settlement inspection actually is
    ✅ Fixtures vs fittings explained
    ✅ What should still be working before settlement
    ✅ What happens if something breaks
    ✅ The role of your solicitor
    ✅ Settlement adjustments explained
    ✅ Why documentation matters
    ✅ How building inspections can help later
    ✅ Common pre-settlement issues buyers encounter
    
    Need Help Navigating Settlement?
    
    If you're approaching settlement and would like personalised guidance around your property journey, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:04 Introduction
    00:24 What happens after you've purchased?
    00:50 What is a pre-settlement inspection?
    01:09 Fixtures and fittings explained
    01:37 What should still be working?
    01:54 What if something is broken?
    02:12 Contact your solicitor immediately
    02:32 Settlement adjustments explained
    03:11 Practical uses for your inspection
    03:29 What if the vendor disagrees?
    03:58 Why evidence matters
    04:15 Building inspections and documentation
    04:40 What appliances should be checked?
    05:11 Episode summary
    
    Hashtags
    
    #PreSettlementInspection #SettlementDay #FirstHomeBuyer #HomeBuying #PropertySettlement #PropertyTips #BuyersAgent #ThePropertyCouch #PREPurchase #PropertyChecklist

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    Transcrição

27. What Happens When A Property Passes In At Auction? | PRE-Purchase Ep 8

    22 de setembro de 202616 minTemporada 1 · Episódio 9A seguir

    The auction is over.You're the highest bidder.But the property didn't sell.Now what?In Episode 8 of PRE-Purchase, Ben Thompson and Shane Pope unpack one of the most misunderstood parts of the buying …

    Notas do episódio

    The auction is over.
    
    You're the highest bidder.
    
    But the property didn't sell.
    
    Now what?
    
    In Episode 8 of PRE-Purchase, Ben Thompson and Shane Pope unpack one of the most misunderstood parts of the buying process: negotiating after a property passes in.
    
    You'll learn what happens immediately after the auction, why buyers shouldn't rush to increase their offer, the first question to ask the agent, and how experienced buyers use time, information and good questions to negotiate more effectively.
    
    This episode follows directly from Episode 7 and focuses on the unique opportunity that exists when you're the highest bidder after a passed-in auction.
    
    In This Episode
    
    ✅ What happens after a property passes in
    ✅ Should you go inside or stay outside?
    ✅ The first question to ask the agent
    ✅ Understanding the reserve price
    ✅ Why you shouldn't negotiate against yourself
    ✅ Using questions to gather information
    ✅ Why time is your friend
    ✅ Knowing when to move on price
    ✅ Understanding market value during negotiations
    ✅ How buyer's agents approach passed-in negotiations
    
    Need Help With Auction Or Property Negotiations?
    
    Negotiating after a passed-in auction can be one of the most intimidating moments in the buying process.
    
    If you'd like personalised guidance around auction strategy, negotiations or your next property purchase, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Introduction
    00:33 What happens after a property passes in?
    01:21 The first thing Buyer Agents do
    01:54 The first question: What's the reserve?
    02:31 Should buyers go inside or stay outside?
    03:40 Why staying outside can be helpful
    04:03 Don't negotiate against yourself
    04:49 The reserve price is revealed
    05:30 Why questions create leverage
    06:22 Time is your friend
    07:35 When should buyers move on price?
    08:00 A powerful negotiation question
    09:05 Understanding when you're close
    10:15 Paying fair market value
    11:02 When agents may move to private sale
    11:40 Key negotiation takeaways
    13:20 The biggest mistake buyers make
    14:00 Episode summary
    
    Hashtags
    
    #PassedIn #AuctionNegotiation #PropertyAuction #FirstHomeBuyer #HomeBuying #PropertyNegotiation #BuyersAgent #ThePropertyCouch #PREPurchase #AuctionStrategy

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
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    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    Transcrição

28. How Does Buying At Auction Actually Work? | PRE-Purchase Ep 7

    22 de setembro de 202622 minTemporada 1 · Episódio 8A seguir

    Auction day can be one of the most exciting and intimidating parts of the home-buying journey.In Episode 7 of PRE-Purchase, Ben Thompson and Shane Pope walk through exactly what happens on auction day, from …

    Notas do episódio

    Auction day can be one of the most exciting and intimidating parts of the home-buying journey.
    
    In Episode 7 of PRE-Purchase, Ben Thompson and Shane Pope walk through exactly what happens on auction day, from arriving at the property and understanding auction terminology through to bidding strategies, reserve prices and signing contracts after a successful purchase.
    
    This episode focuses on what happens when you're buying at auction and successfully purchase the property.
    
    You'll learn how auction proceedings work, the terminology you'll hear, and practical strategies buyers use to approach auctions with greater confidence.
    
    In This Episode
    
    ✅ What to expect on auction day
    ✅ Why arriving early matters
    ✅ Introducing yourself to the auctioneer
    ✅ Understanding auction terminology
    ✅ Vendor bids explained
    ✅ Reserve price explained
    ✅ What "on the market" means
    ✅ What a passed-in property means
    ✅ Auction bidding strategies
    ✅ What happens after you win
    
    Need Help Buying At Auction?
    
    Auctions can move quickly and often involve significant pressure.
    
    If you'd like personalised guidance around your property search, auction strategy or negotiations, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Introduction
    00:16 Why auction buying inspired this series
    00:59 What this episode covers
    01:23 How early should you arrive?
    01:41 Why you should introduce yourself to the auctioneer
    03:18 Where should you stand?
    04:33 Understanding auction proceedings
    05:33 What is a vendor bid?
    06:40 What does "passed in" mean?
    08:03 What is a reserve price?
    08:38 What does "on the market" mean?
    09:03 Trial closes explained
    12:06 How auctions typically reach their end point
    13:35 Two common bidding strategies
    15:52 Exuding confidence at auction
    16:31 Why couples shouldn't stand together
    17:32 What happens after you win?
    18:06 Signing the contract
    19:09 Paying the deposit
    20:20 Celebrating your purchase
    
    Hashtags
    
    #AuctionDay #BuyingAtAuction #FirstHomeBuyer #PropertyAuction #PropertyBuying #AuctionStrategy #BuyersAgent #ThePropertyCouch #PREPurchase #PropertyTips

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
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    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
    - Website
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    Transcrição

29. What Happens Once My Offer Is Accepted? | PRE-Purchase Ep 6

    22 de setembro de 20267 minTemporada 1 · Episódio 7A seguir

    Your offer has been accepted.Time to celebrate... but not quite settle in just yet.In Episode 6 of PRE-Purchase, Ben Thompson and Shane Pope explain what happens between having an offer accepted and becoming …

    Notas do episódio

    Your offer has been accepted.
    
    Time to celebrate... but not quite settle in just yet.
    
    In Episode 6 of PRE-Purchase, Ben Thompson and Shane Pope explain what happens between having an offer accepted and becoming unconditional.
    
    This is the stage where finance approval, building inspections and pest inspections are finalised. While many buyers think the deal is done once their offer is accepted, there are still some important steps to complete before the property officially becomes unconditional.
    
    You'll learn what your broker, solicitor and inspectors are doing behind the scenes, what can go wrong, and when you may have an opportunity to renegotiate.
    
    In This Episode
    
    ✅ What happens after an offer is accepted
    ✅ Building, pest and finance clauses explained
    ✅ Why banks order valuations
    ✅ What becoming unconditional means
    ✅ When you can exit a contract
    ✅ What happens if a condition isn't satisfied
    ✅ Renegotiating after a building inspection
    ✅ The role of your broker and solicitor
    ✅ What happens next on the road to settlement
    
    Need Help Navigating The Buying Process?
    
    Whether you're making offers, reviewing contracts or navigating the path to settlement, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Introduction
    00:15 Celebrate, but not quite yet
    00:38 What happens after contracts are exchanged?
    00:58 Why this differs from buying at auction
    01:11 The three common contract conditions
    01:23 What your broker does after acceptance
    01:44 Why banks order valuations
    02:07 Building and pest inspections explained
    02:44 What happens when a property becomes unconditional?
    02:53 When can a buyer exit the contract?
    03:34 Can you renegotiate?
    04:05 Renegotiating after a building inspection
    05:00 Real-world renegotiation example
    05:24 The final step before settlement
    05:47 The role of your solicitor and conveyancer
    
    Hashtags
    
    #PropertyOffer #FirstHomeBuyer #HomeBuying #PropertyContracts #BuildingInspection #PropertyTips #BuyersAgent #ThePropertyCouch #PREPurchase #PropertySettlement

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
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    Transcrição

30. How Do I Negotiate With An Agent? | PRE-Purchase Ep 5

    22 de setembro de 202612 minTemporada 1 · Episódio 6A seguir

    You've found the property.You've completed your research.You've done your inspections and due diligence.Now it's time to negotiate.In Episode 5 of PRE-Purchase, Ben Thompson and Shane Pope …

    Notas do episódio

    You've found the property.
    
    You've completed your research.
    
    You've done your inspections and due diligence.
    
    Now it's time to negotiate.
    
    In Episode 5 of PRE-Purchase, Ben Thompson and Shane Pope unpack one of the most challenging stages of the home-buying journey: negotiating a private sale.
    
    You'll learn why understanding the campaign matters, how to work with agents effectively, what "rules of engagement" actually mean, and why the strongest offer isn't always the highest offer.
    
    Whether the property is being sold via private treaty, expression of interest or sale by set date, this episode will help you understand how offers are assessed and how buyers can position themselves more effectively.
    
    In This Episode
    
    ✅ Understanding private sale campaigns
    ✅ Sale by set date vs expression of interest
    ✅ Why registering your interest matters
    ✅ Understanding your competition
    ✅ Questions to ask the selling agent
    ✅ Rules of engagement explained
    ✅ Offer conditions and negotiation strategy
    ✅ Price vs terms
    ✅ What actually makes an offer strong
    
    Need Help Negotiating A Purchase?
    
    Negotiations can be one of the most stressful parts of buying a home.
    
    If you'd like personalised guidance around your property search, negotiations, auction strategy or next purchase, the team at Empower Wealth offers a complimentary initial consultation.
    
    👉 https://empowerwealth.com.au/request-free-consultation/
    
    Got A Question?
    
    If this episode raised a question about your own property journey, send it through and we'll answer as many as possible in our upcoming PRE-Purchase Q&A episode.
    
    📩 Submit your question: https://thepropertycouch.com.au/contact
    
    Timestamps
    
    00:00 Introduction
    00:40 Bringing together the preparation and research phases
    01:17 Knowing what the property is worth to you
    01:46 Understanding different private sale campaigns
    02:44 Why you should always register your interest
    03:35 Understanding the campaign
    03:53 Understanding your competition
    04:06 Questions every buyer should ask
    04:29 Understanding the rules of engagement
    05:12 Why every agent runs campaigns differently
    06:00 What makes an offer strong?
    06:47 Example: conditional vs unconditional offers
    08:21 Price, settlement and terms
    09:09 How buyer's agents negotiate campaigns
    09:51 The three things every buyer should understand
    10:28 Next episode
    
    Hashtags
    
    #PrivateSale #PropertyNegotiation #FirstHomeBuyer #HomeBuying #PropertyTips #BuyersAgent #PropertyEducation #ThePropertyCouch #PREPurchase #PropertyMarket

    LISTEN TO THE FIRST 20 EPISODES HERE >>
    
    MOORR MONEY MANAGEMENT APP:
    👉 Apple: https://apple.co/3ioICGW
    👉 Google Play: https://bit.ly/3OT86bW
    👉 Web platform: https://www.moorr.com.au/
    
    FREE MASTERCLASS:
    - How to Build a Property Portfolio and Retire on $2,000 a week >>
    
    FREE BEST-SELLING BOOKS:
    - The Armchair Guide to Property Investing
    - Make Money Simple Again
    
    FIND US HERE:
    - Website
    - Instagram
    - Facebook
    - Youtube

    Transcrição

Aqui estão os 40 episódios mais recentes de 812. Os mais antigos estão no feed do podcast.